The top-rated disability insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 19 disability insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 9 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
| 10 | Farmers Insurance - Rebecca Stouppe | 115 E College Ave Ste 3 | (805) 736-7000 |
Julio's Auto Insurance provides disability insurance agent services to clients in Lompoc, CA, including assistance with policy selection and claims guidance. The company offers ongoing support for policy maintenance, such as annual coverage reviews and updates to address changing client needs. It specializes in helping individuals secure income protection through tailored disability plans. The agent services single-family homes, apartments, retail businesses, and restaurants in the surrounding area.
AAA Lompoc Insurance and Member Services serves clients throughout Santa Barbara County, offering disability insurance agent services to individuals and businesses. The agency provides guidance on policies that help replace lost income if an illness or injury prevents work. It assists with both short-term and long-term disability coverage options tailored to different employment situations. Clients can receive help evaluating benefit amounts and exclusion periods to ensure adequate protection. The office handles policy comparisons for employer-sponsored plans and individual disability policies.
Farmers Insurance - Andra Campbell serves local homeowners, business owners, and property managers in Lompoc, California, by helping them secure disability insurance coverage. This agent assists clients in understanding how disability policies can replace a portion of income if an injury or illness prevents them from working. Personalized consultations evaluate individual needs, exploring options that align with different occupations and lifestyles. Coverage is also available for residents in nearby Santa Maria and surrounding areas of Santa Barbara County.
Small business owners and self-employed professionals in Lompoc, California, can work with Fiesta Auto Insurance & Tax Service for disability insurance agent services. The company helps clients evaluate income protection options tailored to their occupational risks and financial needs. Policies may provide monthly benefits if an injury or illness prevents work. This agent also serves clients throughout the Santa Ynez Valley, extending coverage support to individuals and business owners in that neighboring region.
Charles W Walker Insurance in Lompoc, CA, helps clients navigate the choice between a one-time policy purchase and recurring coverage options that provide ongoing protection. As a disability insurance agent, the firm assists local residents in securing income replacement should a medical condition prevent them from working. Coverage plans are designed to address individual financial needs and employment situations. Service arrangements typically run on a one-time, scheduled, or as-needed basis, depending on the client’s requirement for initial consultation or policy adjustments.
James Hinshaw: Allstate Insurance serves clients in Lompoc, California, and the surrounding communities of the Santa Ynez Valley and Vandenberg Village. The agency handles applications for disability insurance coverage, assisting individuals in reviewing options to replace a portion of lost income during a medical leave. The typical process involves verifying policy terms and benefit triggers, then coordinating required paperwork with the client’s employer or medical provider to support a claim from start to finish.
Julia Tipolt - State Farm Insurance Agent in Lompoc, CA provides specialized disability insurance agent services, focusing on income protection plans and long-term coverage options. The office also serves clients with general insurance needs, including auto, home, and life policies. Disability insurance can replace a portion of lost earnings if an illness or injury prevents working. As local residents face the risks of seasonal farm labor injuries or unexpected medical leaves, this agent helps Lompoc workers evaluate policies that maintain financial stability during recovery.
As the Central Coast’s seasonal workforce shifts, many residents in Lompoc seek financial protection against unexpected earnings loss. Kelly Breen’s Allstate Insurance office addresses this need by guiding clients through disability insurance options designed to replace a portion of income during illness or injury. Their team works with individuals to explain policy features, waiting periods, and benefit durations. Each appointment begins with a thorough review of the client’s current income and coverage gaps, followed by an initial assessment to determine the most suitable plan type.
Servicios Maya, also known as Maya Insurance Agency, based in Lompoc, California, helps clients secure financial protection through disability insurance. This agency works to connect individuals and businesses with coverage that replaces a portion of income if injury or illness prevents them from working. They specialize in matching policy options to a client's specific needs and professional risks. The agency serves local commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Rebecca Stouppe provides disability insurance coverage to residents in and around Lompoc, California. The agency also assists local businesses with their commercial disability protection needs. Serving clients throughout the Lompoc Valley, the agency helps individuals secure income replacement policies. By carefully explaining policy details, they help customers understand how disability insurance can protect financial stability during illness or injury. Clients can contact the agency for initial consultations and return for policy reviews or updates between regular check-ins as their coverage needs evolve.
What Does a a Disability Insurance Agent in Lompoc Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40-year-old in a low-risk occupation a policy might cost $50 to $150 per month for a $2,000 monthly benefit. Costs increase with age and for high-risk jobs. This is general information not insurance advice.
About disability insurance agents in Lompoc
Disability insurance agents in Lompoc, California help individuals and small business owners find coverage that protects income if injury or illness prevents work. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can help fill gaps with supplemental policies. Agents also assist with claims and appeals under California Insurance Code Section 10123.13.
Frequently Asked Questions
What does a disability insurance agent in Lompoc do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They also guide you through the application process and can help with claim questions. In California agents must be licensed by the California Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for workers who pay into it. Private disability insurance offers additional benefits and can cover self-employed individuals. An agent can explain how private policies coordinate with SDI benefits.
What factors affect disability insurance costs in Lompoc?
Costs depend on your age, health, occupation, and the benefit amount and waiting period you choose. In California premiums are regulated but vary by carrier. An agent can provide quotes from multiple companies to help you find a suitable option.
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