The top-rated disability insurance agent in Livermore, California is Stacy Bartholomew: Allstate Insurance, rated 4.9 stars across 162 reviews. Other highly rated options include JD Insurance Group, E-COMP NOW, Diamond Legacy Insurance. This directory lists 20 disability insurance agents serving Livermore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacy Bartholomew: Allstate Insurance | 1713 Second St | (925) 227-8400 |
| 2 | JD Insurance Group | 486 Lindbergh Ave | (925) 252-8388 |
| 3 | E-COMP NOW | 360 Lindbergh Ave | (888) 493-2667 |
| 4 | Diamond Legacy Insurance | 2222 Second St #5 | (925) 495-2233 |
| 5 | Farmers Insurance - Shellee McLaughlin | 2177 Las Positas Ct Ste J | (925) 960-1604 |
| 6 | Granite Professional Insurance Brokers, Inc. | 360 Lindbergh Ave | (888) 347-2648 |
| 7 | Betty Taylor - State Farm Insurance Agent | 509 N L St | (925) 373-0111 |
| 8 | Gene Morgan Insurance Agency | 2020 Fourth St | (925) 447-2565 |
| 9 | Farmers Insurance - Jennifer Morris | 542 N L St Ste A | (510) 460-6070 |
| 10 | CoverEase | 360 Lindbergh Ave | (888) 611-3273 |
Stacy Bartholomew: Allstate Insurance serves the Livermore, California area as a disability insurance agent. The company helps individuals and families secure financial protection in the event of an illness or injury that prevents them from working. Policies are designed to replace a portion of lost income during recovery periods. The agent assists clients in evaluating their personal coverage needs. Services also include guiding customers through the application process and explaining policy terms to ensure they understand their benefits. The firm handles both short-term and long-term disability insurance options for local residents.
JD Insurance Group in Livermore, CA assists clients with obtaining individual disability insurance policies and group disability coverage for small businesses. The company offers ongoing policy reviews and claims support to help ensure coverage remains aligned with clients’ changing income and health needs. Agents guide local professionals in evaluating benefit periods, elimination periods, and occupation-specific provisions. Service is available for self-employed individuals, single-family homeowners, apartment investors, retail store owners, and restaurant operators in the surrounding Tri-Valley area.
Residents, businesses, and property managers in Livermore turn to E-COMP NOW for disability insurance agent services. The agency helps clients understand policy options that provide income protection when illness or injury prevents work. They guide individuals through the selection of short-term and long-term plans suited to personal or business needs. E-COMP NOW also serves the broader Tri-Valley area, including neighboring communities such as Pleasanton and Dublin.
Serving Livermore and the surrounding Tri-Valley communities, Diamond Legacy Insurance handles a variety of disability insurance needs for local residents and professionals. The agency assists clients in understanding policy options that provide income protection if they become unable to work due to illness or injury. To serve each individual, the company takes time to assess their specific occupation and financial situation before presenting suitable coverage solutions. This personalized process typically begins with a detailed review of the client’s current income and risk factors.
Farmers Insurance - Shellee McLaughlin distinguishes between one-time consultations and recurring service options when addressing disability income protection in Livermore, California. A one-time meeting offers an evaluation of existing coverage and potential gaps, while scheduled reviews provide ongoing adjustments as policyholder needs evolve. This disability insurance agency works with local residents to examine policy terms, benefit amounts, and elimination periods suitable for individual circumstances. Support is available on either a one-time basis for a single policy review or as needed for updates following life changes such as employment shifts or health events.
Granite Professional Insurance Brokers, Inc. offers specialized disability insurance planning for individuals and businesses in the Livermore area, helping clients secure income protection and long-term coverage options. It also provides general guidance on policy selection and benefit structures to match local employment needs. With the seasonal uptick in open enrollment periods, the company assists residents with fine-tuning their disability coverage before annual deadlines.
Betty Taylor - State Farm Insurance Agent in Livermore, CA, provides general insurance guidance to local residents and businesses. As a disability insurance agent, the company specializes in helping individuals protect their income against unexpected illness or injury. This coverage supports financial stability by offering replacement income during recovery. The agent’s services are available to a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Livermore residents often face unexpected income disruptions when an illness or injury prevents them from working. Gene Morgan Insurance Agency provides guidance in navigating disability insurance to protect household earnings during such recovery periods. The agency assists individuals in understanding policy options that replace a portion of lost income due to covered disabilities. Every consultation begins with a thorough assessment of the client’s current employment situation and financial obligations to determine appropriate coverage needs. This initial evaluation helps form a tailored plan suited to local Livermore professionals.
Farmers Insurance - Jennifer Morris serves the Livermore area with residential disability insurance policies designed to protect individual income. The agency also provides commercial disability coverage tailored for local businesses and their employees. Service is extended throughout Livermore and its surrounding communities. The agent works to help clients understand plan options that can offer financial stability during periods of illness or injury. Follow-up correspondence after policy enrollment helps confirm that coverage continues to match current needs, and ongoing service remains available between regular plan reviews to address any changes in circumstance.
What Does a a Disability Insurance Agent in Livermore Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a standard policy. For a 40-year-old earning $100,000 per year, premiums might be $1,000 to $3,000 annually. Factors like age, health, occupation, and benefit amount affect the price. This is general information and not insurance advice.
About disability insurance agents in Livermore
Disability insurance agents in Livermore California help individuals and businesses secure income protection policies. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. A local agent can explain how California's short-term and long-term disability options fit your needs.
Frequently Asked Questions
What does a disability insurance agent in Livermore do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your income and occupation. They also assist with policy questions and claims guidance under California insurance regulations.
Is disability insurance required in California?
California does not require individuals to have private disability insurance. However most employers must provide State Disability Insurance (SDI) through payroll taxes. A private agent can help you get additional coverage beyond SDI.
How does California law affect disability insurance claims?
California has specific rules for disability insurance including a 7-day waiting period for SDI benefits and a maximum benefit period of 52 weeks. Private policies may have different terms and agents can explain how state law interacts with your plan.
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