The top-rated disability insurance agent in Lawndale, California is Lulu Camberos - State Farm Insurance Agent, rated 5.0 stars across 183 reviews. Other highly rated options include Nikki Kaur: Allstate Insurance, FasTrak Insurance Solutions Inc, Power Insurance Solutions LLC. This directory lists 11 disability insurance agents serving Lawndale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lulu Camberos - State Farm Insurance Agent | 14829 Hawthorne Blvd # 200 | (310) 973-5858 |
| 2 | Nikki Kaur: Allstate Insurance | 14717 Prairie Ave | (310) 970-1908 |
| 3 | FasTrak Insurance Solutions Inc | 16129 Hawthorne Blvd Ste E | (310) 424-1219 |
| 4 | Power Insurance Solutions LLC | 15675 Hawthorne Blvd ste c | (424) 297-3345 |
| 5 | Rivera Auto Insurance Services | 15400 Hawthorne Blvd Suite A | (424) 456-9535 |
| 6 | A-MAX Insurance | 14402 Hawthorne Blvd | (310) 644-8630 |
| 7 | Insurance Agency CA | 15628 Hawthorne Blvd | (209) 437-8021 |
| 8 | Options For Life Agency | 16205 Hawthorne Blvd | (310) 371-7420 |
| 9 | Pacific Unified Insurance | 15901 Hawthorne Blvd | (310) 370-5000 |
| 10 | Stephen Thomas Insurance Broker California | 14528 Grevillea Ave | (949) 484-3303 |
Lulu Camberos - State Farm Insurance Agent serves the Lawndale, California, metro area and provides disability insurance agent services. The agency helps local residents navigate options for income protection in case of illness or injury. This work involves evaluating individual policy coverages and coordinating with other financial plans. The company also assists clients with filing claims and understanding benefit terms for short-term or long-term disability insurance.
Serving Lawndale and surrounding communities in Southern California, Nikki Kaur: Allstate Insurance assists clients with disability insurance plans. The agency handles the process of securing income protection policies designed to replace a portion of earnings if someone cannot work due to injury or illness. In each typical job, the agent begins by assessing an individual’s unique occupational risks and financial needs to recommend an appropriate level of coverage from available options.
FasTrak Insurance Solutions Inc provides disability insurance agent services to clients throughout the Lawndale, CA area. The company assists individuals and business owners in understanding and securing income protection policies tailored to specific professional and personal circumstances. Its service approach focuses on helping clients navigate plan options to maintain financial stability during unexpected health events. The agency also offers ongoing policy reviews to adjust coverage as needs evolve. It services single-family homes, apartments, retail, and restaurants.
Power Insurance Solutions LLC serves homeowners, business owners, and property managers in Lawndale, California who need guidance navigating disability insurance options. As a dedicated disability insurance agent, the company helps clients understand policy features, compare coverage terms, and select plans suited to individual income protection needs. It assists with applications and answers questions about benefit periods and waiting periods. The agency also extends its services to neighboring communities in the South Bay area, such as Torrance and Redondo Beach.
Rivera Auto Insurance Services serves Lawndale, California, and the surrounding South Bay communities. It specializes in disability insurance, helping local residents secure income protection for times when they cannot work due to illness or injury. The agency handles applications, coverage options, and claims assistance with a straightforward, client-focused process. For a typical case, an agent first reviews the client's current financial situation and occupation to recommend suitable policy terms that match individual needs.
In the disability insurance market, clients choose between one-time policy consultations and recurring service plans for ongoing coverage management. A-MAX Insurance, located in Lawndale, California, assists individuals in evaluating policies that protect income against unexpected injury or illness. Brokers here typically help with claims support and policy adjustments as personal circumstances change over time. Service at this agency is available on a scheduled and as-needed basis for both new enrollments and existing client needs.
Insurance Agency CA in Lawndale provides specialized disability insurance agent services, guiding clients through the process of securing income protection policies. It helps individuals assess their coverage needs and navigate policy options to safeguard earnings during periods of illness or injury. The company supports clients with ongoing policy management and claim assistance to ensure benefits align with their specific circumstances. As the holiday season approaches, it can help freelancers and small business owners review their coverage against seasonal cash flow fluctuations.
Options For Life Agency in Lawndale, CA helps clients understand the key financial difference between one-time policy purchases and recurring premium plans when seeking disability coverage. The agency evaluates individual work situations to recommend income protection that fits both occupation risks and personal budgets. As a disability insurance agent, the company facilitates applications and policy management for local residents and small businesses. Service arrangements run on a scheduled basis, allowing clients to review coverage needs during periodic consultations or when life circumstances change.
As Lawndale residents begin the new year and reassess their financial protections, securing income against illness or injury becomes a practical concern. Pacific Unified Insurance, serving the local area, guides individuals through the process of evaluating disability insurance options tailored to personal needs and employment situations. Their work focuses on explaining policy features and helping clients understand how long-term coverage can replace lost earnings during recovery. An initial consultation typically reviews a client's current coverage gaps and occupation-specific risks to recommend suitable plan structures.
Stephen Thomas Insurance Broker California provides disability insurance agent services in the Lawndale area. The company addresses individual and group needs with a core focus on income protection and short-term coverage components. Its specialty add-ons include policies designed to safeguard professionals in the event of illness or injury. The agent works directly with clients to help ensure financial security during unexpected life changes. Commercial sectors that can be served include local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Lawndale Cost?
Costs for disability insurance in California vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income, so a policy covering $5,000 per month might cost between $600 and $1,800 per year. Actual rates depend on the carrier and policy features. This is general information, not insurance advice.
About disability insurance agents in Lawndale
Disability insurance agents in Lawndale, California help residents secure income protection in case of illness or injury. California law requires certain employers to provide State Disability Insurance (SDI), but private policies can offer additional coverage. An agent can explain how SDI interacts with private plans and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Lawndale do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms like elimination periods and benefit periods, and assists with the application process. They can also advise on how California SDI benefits coordinate with private coverage.
Do I need disability insurance if I have California SDI?
California SDI provides temporary partial wage replacement for non-work related disabilities, but it has a maximum weekly benefit and limited duration. Private disability insurance can supplement SDI to cover a higher percentage of your income or provide longer-term benefits.
How does California law affect disability insurance policies?
California Insurance Code Section 10270.5 requires that disability policies include certain minimum standards, such as a free-look period and renewal provisions. Agents must be licensed by the California Department of Insurance and follow state regulations regarding policy disclosures and replacements.
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