The top-rated disability insurance agent in Lakewood, California is SkyBlue Insurance Agency, Inc., rated 4.8 stars across 1,770 reviews. Other highly rated options include James Durrough: Allstate Insurance, Brian Hunt - State Farm Insurance Agent, Farmers Insurance - Irma Garcia. This directory lists 11 disability insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SkyBlue Insurance Agency, Inc. | 4007 Paramount Blvd # 100 | (800) 771-7758 |
| 2 | James Durrough: Allstate Insurance | 4010 Watson Plaza Dr Ste 160 | (562) 804-9367 |
| 3 | Brian Hunt - State Farm Insurance Agent | 5693 Woodruff Ave | (562) 804-9147 |
| 4 | Farmers Insurance - Irma Garcia | 2725 Candlewood St c | (562) 735-3900 |
| 5 | Inszone Insurance Services | 4010 Watson Plaza Dr Suite 260 | (562) 461-8008 |
| 6 | Linda Tysol - State Farm Insurance Agent | 4136 South St | (562) 634-1660 |
| 7 | Farmers Insurance - Anthony Sanchez | 11136 Del Amo Blvd | (562) 354-6789 |
| 8 | Neighbors Plus Insurance Services | 6414 Del Amo Blvd | (562) 627-1961 |
| 9 | Olmedo Insurance Services | 20945 Norwalk Blvd | (562) 342-3111 |
| 10 | Covered California | 20912 Pioneer Blvd | (562) 261-9877 |
SkyBlue Insurance Agency, Inc. serves Lakewood, California, and the surrounding Los Angeles County area as a disability insurance agent. It focuses on helping local residents and workers protect their income by offering guidance on various disability coverage options. Clients can consult the agency about short-term and long-term disability insurance policies to ensure financial stability during unexpected illnesses or injuries. The agency specifically handles individual disability insurance plans and employer-sponsored group disability benefits in the Lakewood region.
James Durrough: Allstate Insurance provides disability insurance agent services to individuals and businesses in the Lakewood, CA area. The agency assists clients in understanding and selecting coverage options tailored to protect their income in the event of illness or injury. Service plans include policy reviews to evaluate changing needs, claims support, and assistance with adjusting coverage over time. This agency services single-family homes, apartments, retail stores, and local restaurants throughout the surrounding community.
Brian Hunt, as a State Farm Insurance agent in Lakewood, CA, serves homeowners, renters, and local business owners seeking disability income protection. The agency helps clients explore coverage options that replace a portion of lost earnings if an injury or illness prevents them from working. Familiar policies available through this office include both short-term and long-term disability plans, designed to meet individual financial needs. Brian Hunt also extends these services to clients in the neighboring communities of Long Beach and Signal Hill within the greater Los Angeles metro area.
Farmers Insurance - Irma Garcia serves Lakewood, California, and its surrounding communities with disability insurance agent services. It handles applications for disability income protection, assisting clients in understanding how coverage can replace a portion of lost earnings during illness or injury. The office addresses individual financial situations, explaining policy options and waiting periods that affect benefit structures. To complete a typical job, it conducts a personal review of the client's current income and occupation to tailor a recommendation that aligns with their specific protection needs.
In Lakewood, California, Inszone Insurance Services helps residents secure disability income protection tailored to individual needs. The agency also advises business owners on group disability coverage and employee benefit strategies throughout the surrounding Los Angeles area. Each initial consultation reviews personal occupation details and existing coverage to identify potential gaps. Follow-up meetings are scheduled after policy implementation to ensure all benefits align with changing life circumstances, with repeated service available between regular visits for policy adjustments or claims support.
Linda Tysol - State Farm Insurance Agent in Lakewood, CA helps clients distinguish between disability coverage that pays a one-time lump sum for a total injury and recurring income protection that replaces lost wages for an extended period. Coverage options are tailored to an individual’s occupation and health needs, ensuring financial stability during recovery. Service appointments are available on a scheduled or as-needed basis.
Farmers Insurance - Anthony Sanchez in Lakewood, CA provides specialized disability insurance agent services, helping local residents secure income protection plans against lost wages due to illness or injury. The agency also assists clients with general insurance needs, including policy reviews and coverage adjustments to fit changing life circumstances. As medical leaves or workplace accidents become more common during the winter months, the agent helps individuals prepare for unexpected interruptions to their earnings.
When seasonal workplace changes or a new medical condition arise in Lakewood, residents often need guidance on disability coverage options. Neighbors Plus Insurance Services operates as a local disability insurance agent, helping clients navigate policies that provide income protection during periods of inability to work. The agency explains how individual and employer-sponsored plans differ in benefits and eligibility requirements. An initial consultation begins with a review of the client’s current employment situation and financial needs to determine appropriate coverage options.
Olmedo Insurance Services in Lakewood, CA, provides a core offering of disability insurance agent services for local residents and businesses. The firm assists clients in securing income protection plans that replace a portion of earnings if injury or illness prevents work. Policy options can include short-term and long-term coverage tailored to individual needs. The company serves a variety of commercial sectors, including offices, warehouses, and food service operations in and around the Lakewood area.
What Does a a Disability Insurance Agent in Lakewood Cost?
Disability insurance agent services in California typically cost nothing upfront because agents earn commissions from insurers. Policy premiums vary widely: short-term disability might cost 1% to 3% of your annual income, while long-term policies range from 2% to 5%. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Lakewood
Disability insurance agents in Lakewood, California help residents navigate short-term and long-term disability policies. California law requires certain employers to provide State Disability Insurance (SDI) through the Employment Development Department. A local agent can explain how private policies interact with state benefits and assist with claim filing in Los Angeles County.
Frequently Asked Questions
What does a disability insurance agent in Lakewood do?
A disability insurance agent helps you understand policy options, file claims, and appeal denials. They work with private insurers and can explain how California SDI coordinates with your coverage.
How does California law affect disability insurance claims?
California has strict deadlines for filing claims and appeals. For private policies, you generally have 180 days to appeal a denial. The state also requires insurers to respond to claims within 40 days.
Can a Lakewood agent help with both private and state disability benefits?
Yes. Many agents assist with private long-term disability policies and can guide you on California SDI eligibility. They do not represent the EDD but can explain how to apply for state benefits.
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