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HomeDisability Insurance AgentsCalifornia › Lake Elsinore

Find Disability Insurance Agents Near You in Lake Elsinore, CA

Browse disability insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated disability insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 17 disability insurance agents serving Lake Elsinore.

Showing 17 disability insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
9Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
10Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Disability Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County, California, as a disability insurance agent. The company assists residents with understanding and obtaining disability coverage to help protect their income in the event of an illness or injury that prevents them from working. Policy options are tailored to individual professional and financial situations. The agency handles both short-term and long-term disability insurance plans for local workers and self-employed individuals.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Disability Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. in Lake Elsinore, CA provides personalized disability insurance agent services, including assistance with policy selection and claims guidance for individuals who need income protection. Its service offerings include initial consultations to evaluate client needs and ongoing support for policy maintenance and updates. The agency assists clients with disabilities insurance planning to ensure financial security. It services single-family homes, apartments, retail, and restaurants in the local area.

PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Disability Insurance Agent · Lake Elsinore, CA

In Lake Elsinore, California, Paul Niehouse Jr - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking disability income protection. The agency helps clients secure coverage that replaces a portion of lost earnings if an injury or illness prevents them from working. This includes short-term and long-term disability policies tailored to individual employment and financial needs. Appointments are available for personal consultations to assess risk and compare plan options. The agent also provides service to residents in the neighboring community of Canyon Lake.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Disability Insurance Agent · Lake Elsinore, CA

In Lake Elsinore, where changing seasons can disrupt local employment and daily routines, many residents find themselves weighing the need for income protection against unexpected health issues. Speedy Insurance Agency responds by guiding individuals through the options available for disability insurance coverage tailored to such circumstances. This agency focuses on clarifying how benefits replace lost earnings during recovery periods. An initial consultation is typically arranged to assess a client’s current employment situation and specific needs before any policy review begins.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Disability Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. in Lake Elsinore, California provides disability insurance agent services, specializing in income protection policies for local professionals. It also assists individuals and small business owners throughout Riverside County in evaluating policy options to safeguard their earnings against unforeseen health issues. The company is available to discuss policy details when clients face major life changes, such as preparing for a planned surgery or recovering from a workplace injury that requires extended time away from their job.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Disability Insurance Agent · Lake Elsinore, CA

Manuel Bonilla: Allstate Insurance serves the Lake Elsinore, California, area and nearby surrounding communities, handling all aspects of disability insurance agent services. The company works with individuals to find coverage that provides income protection if an illness or injury prevents them from working. It guides clients through policy options, helping them understand the terms and benefit structures. For each client, they begin with a detailed evaluation of that person’s specific employment situation and financial needs before recommending a suitable disability plan.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Disability Insurance Agent · Lake Elsinore, CA

A disability insurance agent provides both one-time policy consultations and recurring service for adjustments or claims assistance. Coverage focuses on income protection plans that replace a portion of earnings if an injury or illness prevents work. This Lake Elsinore, California agency helps local professionals and small business owners evaluate their individual needs for such coverage. Clients may seek guidance during annual reviews or when life changes require policy updates. Service in this category typically operates on an as-needed basis, accommodating requests for initial applications or periodic policy reviews.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Disability Insurance Agent · Lake Elsinore, CA

Freeway Insurance offers disability income protection planning for individuals and families in the Lake Elsinore area. Their work focuses on helping clients secure coverage that can replace a portion of lost wages due to illness or injury. As a dedicated Disability Insurance Agent, the company specializes in tailoring policies to address specific occupational risks and personal financial needs. They serve a variety of commercial sectors, including local offices, warehouses, and food service operations, ensuring businesses and their employees access necessary coverage solutions.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Disability Insurance Agent · Lake Elsinore, CA

Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA, specializes in providing disability insurance policies that replace a portion of income if injury or illness prevents work. It also offers general insurance services such as auto, home, and life coverage to local residents and business owners. The office helps clients understand policy waiting periods and benefit amounts. For those beginning a new job or starting a family, it advises on updating coverage to protect against potential long-term income loss.

GS
31948 Mission Trail unit b
Golden Square Insurance
Disability Insurance Agent · Lake Elsinore, CA

As the Southern California sun brings another season of outdoor work and recreation in Lake Elsinore, residents face the financial risk of an injury keeping them from earning a paycheck. Golden Square Insurance helps local workers secure disability income protection that replaces a portion of lost wages during recovery. The agency guides clients through policy options tailored to their specific occupations and coverage needs. An initial consultation helps determine the appropriate benefit amount and waiting period before any policy is prepared.

FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Disability Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Disability Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
DF
29991 Canyon Hills Rd #1709
Driven Financial
Disability Insurance Agent · Lake Elsinore, CA
(951) 643-4377
drivenfin.com
FA
31903 Mission Trail
Farmers
Disability Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
LI
531 Birch St
Licensed Insured Bonded
Disability Insurance Agent · Lake Elsinore, CA
(209) 583-3113
CI
15580 Alvarado St
Campbell Insurance Services Inc
Disability Insurance Agent · Lake Elsinore, CA
(951) 678-3676
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Disability Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com

What Does a a Disability Insurance Agent in Lake Elsinore Cost?

Disability insurance agents in California typically earn commissions paid by the insurance company, so there is often no direct fee to you. Premiums for individual policies range from 1% to 3% of your annual income, meaning a 50000 dollar annual salary could cost 500 to 1500 dollars per year. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Lake Elsinore

Disability insurance agents in Lake Elsinore help residents and workers find coverage that replaces income if they cannot work due to illness or injury. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can help you get supplemental or individual policies. Agents also guide clients through the claims process for both state and private plans.

Frequently Asked Questions

What does a disability insurance agent in Lake Elsinore do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain California SDI rules and how private policies can fill gaps. Agents also assist with filing claims and understanding policy terms.

How long do I have to file a disability claim in California?

For California SDI, you must file your claim within 49 days of becoming disabled. For private policies, deadlines vary by contract but are often 30 to 90 days. An agent can help you meet these time limits to avoid delays.

Can a disability insurance agent help with an existing claim denial?

Yes, an agent can review your denial letter and help you understand the reason. They can assist with gathering medical evidence and filing an appeal. However, for complex legal issues, you may need a disability attorney.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.