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Compare Disability Insurance Agents in Lake Elsinore, CA

Directory of disability insurance agents in Lake Elsinore, California. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 disability insurance agents in Lake Elsinore, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tako Insurance Agency: Allstate Insurance
31641 Auto Center Dr STE 1A, Lake Elsinore, CA 92530
(951) 674-0624 agents.allstate.com
Guidance Insurance Agency, Inc.
16746 Lakeshore Dr A, Lake Elsinore, CA 92530
(951) 245-2240 guidanceinsuranceagency.com
Paul Niehouse Jr - State Farm Insurance Agent
32235 Mission Trail B11, Lake Elsinore, CA 92530
(951) 674-0735 paulniehouseinsurance.com
All Discount Insurance Services, Inc.
31796 Casino Dr A, Lake Elsinore, CA 92530
(951) 245-9777 alldiscountins.com
Speedy Insurance Agency
32285 Mission Trail P5, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Manuel Bonilla: Allstate Insurance
117 S Main St Ste 204, Lake Elsinore, CA 92530
(951) 405-4954 agents.allstate.com
Nino Insurance Agency
30870 Riverside Dr # B3, Lake Elsinore, CA 92530
(951) 674-5110 ninoinsuranceagency.com
Freeway Insurance
16782 Lakeshore Dr Ste C3, Lake Elsinore, CA 92530
(951) 348-3021 locations.freeway.com
Todd Schaffner - State Farm Insurance Agent
31461 Riverside Dr Ste C, Lake Elsinore, CA 92530
(951) 245-1100 toddschaffner.com
Golden Square Insurance
31948 Mission Trail unit b, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Farmers Insurance - Michele Munoz
506 W Graham Ave # 104, Lake Elsinore, CA 92530
(951) 471-2029 agents.farmers.com
Tico Pro Insurance Services
350 Railroad Canyon Rd suit c, Lake Elsinore, CA 92532
(714) 308-4319 ticoproinsurance.com
Driven Financial
29991 Canyon Hills Rd #1709, Lake Elsinore, CA 92532
(951) 643-4377 drivenfin.com
Farmers
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 461-5214 agents.farmers.com
Licensed Insured Bonded
531 Birch St, Lake Elsinore, CA 92530
(209) 583-3113
Campbell Insurance Services Inc
15580 Alvarado St, Lake Elsinore, CA 92530
(951) 678-3676
VIP Best Insurance Agency
31681 Riverside Dr STE L, Lake Elsinore, CA 92530
(951) 221-8404 vipbestinsurance.com

Disability insurance agents in Lake Elsinore help residents and workers find coverage that replaces income if they cannot work due to illness or injury. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can help you get supplemental or individual policies. Agents also guide clients through the claims process for both state and private plans.

What Does a Disability Insurance Agent in Lake Elsinore Cost?

Disability insurance agents in California typically earn commissions paid by the insurance company, so there is often no direct fee to you. Premiums for individual policies range from 1% to 3% of your annual income, meaning a 50000 dollar annual salary could cost 500 to 1500 dollars per year. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Lake Elsinore do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain California SDI rules and how private policies can fill gaps. Agents also assist with filing claims and understanding policy terms.
How long do I have to file a disability claim in California?
For California SDI, you must file your claim within 49 days of becoming disabled. For private policies, deadlines vary by contract but are often 30 to 90 days. An agent can help you meet these time limits to avoid delays.
Can a disability insurance agent help with an existing claim denial?
Yes, an agent can review your denial letter and help you understand the reason. They can assist with gathering medical evidence and filing an appeal. However, for complex legal issues, you may need a disability attorney.