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Find Disability Insurance Agents Near You in Laguna Niguel, CA
Directory of disability insurance agents in Laguna Niguel, California. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 disability insurance agents in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115
globalguardins.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530
agents.allstate.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467
insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502
missionviejohomeinsurance.com
InsurCali
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 973-0278
insurcali.com
Plan On Your Future Insurance
27271 La Paz Rd C, Laguna Niguel, CA 92677
(949) 991-8621
planonyourfuture.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Abrams California Health Insurance
30101 Town Center Dr Suite 109, Laguna Niguel, CA 92677
(800) 366-2751
insuresaver.com
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727
serjinsurance.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606
acrisure.com
Craig J Sirianni Insurance
30131 Town Center Dr #168, Laguna Niguel, CA 92677
(949) 249-6769
healthinsuranceandyou.com
Kenneth G. Harris Insurance Agency, Inc.
30101 Town Center Dr, Laguna Niguel, CA 92677
(949) 249-6676
shophealthinsurancenow.com
Disability insurance agents in Laguna Niguel help residents understand their policy options and file claims for income protection. California law requires insurers to respond to disability claims within 40 days under most circumstances. Local agents can guide you through the process of applying for short-term or long-term disability benefits.
What Does a Disability Insurance Agent in Laguna Niguel Cost?
Disability insurance agents in California typically earn commissions from the insurance company, so their services may be free to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old professional in Laguna Niguel, monthly premiums often range from 50 to 200 dollars for a policy covering 60 percent of income. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Laguna Niguel do?
A disability insurance agent helps you select a policy that fits your needs and assists with filing claims. They explain policy terms and can help you gather medical evidence. Agents do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in California?
California law generally gives you up to 180 days to file a disability claim after you become disabled. For group policies covered by ERISA, the deadline may be shorter. Check your specific policy for exact time limits.
Can a disability insurance agent help with a denied claim in Laguna Niguel?
Yes, an agent can review your denial letter and help you understand the reason for denial. They can assist with gathering additional documentation for an appeal. For complex denials, you may need to consult an attorney.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.