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Find Disability Insurance Agents in Laguna Hills, CA

Looking for a disability insurance agent in Laguna Hills? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 disability insurance agents in Laguna Hills, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sureguard Insurance
23201 Mill Creek Dr Suite #200, Laguna Hills, CA 92653
(714) 464-8013 sureguardins.com
Paradise Palms Insurance Agency
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(949) 338-9202 paradisepalmsinsurance.com
Health Insurance Laguna Hills CA
23283 Mill Creek Dr, Laguna Hills, CA 92653
(949) 629-3829
Laguna Pacific Insurance Services Inc
23537 Moulton Pkwy, Laguna Hills, CA 92653
(800) 636-6191 lagunapacificins.com
Grubbs Insurance
23282 Mill Creek Dr # 310, Laguna Hills, CA 92653
(949) 580-2615
Sea Crest Insurance Agency, Inc.
25301 Cabot Rd #202, Laguna Hills, CA 92653
(949) 951-5900 seacrestins.com
Dunlap Insurance
25283 Cabot Rd suite 219, Laguna Hills, CA 92653
(714) 838-3158 dunlapins.com
Prestige Insurance
25381 Alicia Pkwy, Laguna Hills, CA 92653
(949) 900-6677
Green Health Insurance Services, Inc.
25301 Cabot Rd #108, Laguna Hills, CA 92653
(949) 472-4805 greenhealthins.com
Socal Platinum Insurance
23232 Peralta Dr STE 114, Laguna Hills, CA 92653
(949) 716-3344
Coverage For Your Life Insurance Agency
24001 Calle De La Magdalena #3116, Laguna Hills, CA 92654
(202) 760-8875
Dealer Insurance Services
23151 Verdugo Dr #205, Laguna Hills, CA 92563
(949) 425-0020 dealerinsuranceservices.net

Disability insurance agents in Laguna Hills help residents and workers secure income protection policies. California state law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can assist with supplemental coverage. Working with a local agent ensures you understand how California SDI interacts with private plans.

What Does a Disability Insurance Agent in Laguna Hills Cost?

Disability insurance premiums in California typically range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. For a 40-year-old professional, a policy with a 90-day waiting period and $5,000 monthly benefit may cost $100 to $300 per month. Costs vary widely by case and insurer. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Laguna Hills do?
A disability insurance agent helps you compare policies, apply for coverage, and understand claim requirements. They can explain how California SDI benefits work alongside private disability insurance. Agents do not handle claims but can guide you to the right resources.
Is disability insurance required in California?
California does not require private disability insurance, but most employees pay into the state SDI program through payroll taxes. SDI provides partial wage replacement for non-work-related disabilities. A private agent can help you decide if additional coverage is needed.
How do I choose a disability insurance agent in Laguna Hills?
Look for an agent licensed in California with experience in disability policies. Ask about their familiarity with California SDI rules and how private plans coordinate with state benefits. Check reviews and verify their license through the California Department of Insurance.