The top-rated disability insurance agent in La Mirada, California is A-MAX Insurance, rated 4.6 stars across 132 reviews. Other highly rated options include Paul Hernandez - State Farm Insurance Agent, K Taylor Insurance Solutions, Farmers Insurance - Hanan Abdalla. This directory lists 12 disability insurance agents serving La Mirada.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-MAX Insurance | 14241 Firestone Blvd #120 | (866) 603-9905 |
| 2 | Paul Hernandez - State Farm Insurance Agent | 12232 La Mirada Blvd | (562) 943-2700 |
| 3 | K Taylor Insurance Solutions | 15068 Rosecrans Ave UNIT 114 | (562) 758-3482 |
| 4 | Farmers Insurance - Hanan Abdalla | 12627 Santa Gertrudes Ave Ste C | (562) 943-6753 |
| 5 | Farmers Insurance - Patricia Avila | 14241 Firestone Blvd Ste 400-16 | (562) 453-0026 |
| 6 | Nicolas Sanchez: Allstate Insurance | 15086 Rosecrans Ave Ste 49 | (714) 752-3835 |
| 7 | Jim Casey: Allstate Insurance | 12627 Santa Gertrudes Ave Suite A | (562) 902-5483 |
| 8 | Farmers Insurance - Lorraine Rapozo | 14263 Imperial Hwy. | (562) 903-0646 |
| 9 | Angela James Ryu - Farmers Insurance | 14752 Beach Blvd UNIT 201 | (714) 521-8000 |
| 10 | NSE Insurance | 15753 E Imperial Hwy | (562) 943-0824 |
Homeowners in La Mirada turn to A-MAX Insurance for policies that help safeguard household income if a disability prevents work. The agency also assists local businesses seeking coverage for employees and property managers protecting their rental income streams. It provides guidance on short-term and long-term disability plans, helping clients assess coverage gaps and choose appropriate terms for their needs. A-MAX Insurance serves the greater Orange County area and regularly works with residents in Fullerton.
Paul Hernandez – State Farm Insurance Agent serves the La Mirada, California area and surrounding communities, specializing in disability insurance to help protect local residents' income in the event of an injury or illness that prevents them from working. The agency works with individuals to design coverage plans that support financial stability during recovery periods. It also handles short-term disability policies to bridge gaps in income after accidents or medical procedures.
K Taylor Insurance Solutions provides disability insurance agent services in the La Mirada, CA area, helping individuals evaluate their need for income protection and guiding them through policy options on both short-term and long-term coverage. It offers ongoing policy reviews and claims support to maintain coverage that adapts to changing circumstances. The firm serves homeowners, renters, and those living in single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in La Mirada, CA, are served by this disability insurance agency. Clients can find assistance with policies that protect income against illness or injury. The agent focuses on explaining coverage options and tailoring plans to individual occupational needs in the local area. This agency also supports residents and professionals in nearby communities throughout southeastern Los Angeles County.
Located in La Mirada, it serves clients throughout Los Angeles County and its surrounding communities, offering expertise in disability insurance agent services. This agency assists individuals and families in securing policies that replace a portion of income when a medical condition prevents work. It focuses on creating tailored coverage plans to address each client's specific occupation and financial situation. By thoroughly reviewing available options, the agent works to present suitable solutions that match personal budget and protection needs.
Nicolas Sanchez: Allstate Insurance in La Mirada, CA offers disability insurance as both a one-time policy purchase and a renewable annual contract. Coverage protects a portion of earned income if illness or injury prevents work, with benefit amounts chosen by the client during enrollment. Options include short-term or long-term plans, each with its own waiting period and payout duration. Service runs on an as-needed basis for policy reviews, questions, and modifications after the initial setup.
Jim Casey: Allstate Insurance in La Mirada, CA offers services as a disability insurance agent, specializing in helping clients secure income protection policies that replace a portion of their salary if they are unable to work due to illness or injury. The agency also provides general insurance guidance to local individuals and families throughout the area. This assistance often addresses concerns about financial stability during medically necessary recovery or and helps prepare for the increased financial pressure the holiday season can bring on a reduced income.
As local families in La Mirada adjust to seasonal changes that can affect health and mobility, there is often a renewed focus on protecting household income against unexpected medical leave. Farmers Insurance - Lorraine Rapozo provides access to disability insurance policies designed to replace a portion of income when injury or illness prevents work. This coverage can be aligned with existing budgets to ensure continued financial stability during recovery periods. An initial assessment of current coverage gaps and income needs begins the policy review process.
Angela James Ryu - Farmers Insurance serves La Mirada, California, residents seeking disability income protection for their homes and families. The agency also provides commercial disability coverage for local small business owners in La Mirada and the surrounding area. A disability insurance agent works with clients to understand how lost income from injury or illness could affect their finances, helping them find policies that suit their needs. Clients often return between regular policy reviews for updates when their employment status or health situation changes.
NSE Insurance provides specialized guidance on long-term income replacement strategies for individuals in the La Mirada, California area, with a particular focus on disability insurance policies that offer comprehensive financial protection. The company helps local professionals assess their need for coverage that replaces lost wages due to illness or injury. Its services are available to workers in a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in La Mirada Cost?
Disability insurance agents in California typically earn commissions paid by the insurance company, not directly by you. Premiums for individual disability policies in La Mirada can range from 1% to 3% of your annual income per year, depending on age, health, and occupation. Group policies through employers often have lower costs. This is general information, not insurance advice.
About disability insurance agents in La Mirada
Disability insurance agents in La Mirada, California assist residents with individual and group disability policies. California law requires specific disclosure and good faith handling of claims under the California Insurance Code. Agents can help you understand policy terms and file claims for short-term or long-term disability benefits.
Frequently Asked Questions
What does a disability insurance agent in La Mirada do?
A disability insurance agent helps you choose and apply for disability insurance policies. They explain coverage options, premiums, and exclusions. In California, agents must be licensed by the California Department of Insurance.
How long do I have to file a disability claim in California?
California law does not set a single deadline for filing disability claims. Policy contracts typically require prompt notice, often within 30 days of disability. Check your specific policy for exact time limits.
Can a disability insurance agent help with an existing claim denial?
An agent can review your policy and explain your benefits. For claim denials, they may suggest steps like filing an appeal. For legal disputes, you may need to consult an attorney who handles insurance bad faith cases.
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