The top-rated disability insurance agent in Irvine, California is CKS INSURANCE AGENCY - 金盾保险, rated 5.0 stars across 676 reviews. Other highly rated options include KCAL Insurance Agency (Irvine) | 華興保險, Great Park Insurance, Martin & Associates Insurance Services, Inc.. This directory lists 15 disability insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 2 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 3 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 4 | Martin & Associates Insurance Services, Inc. | 30 Executive Park suite 250 | (800) 464-4941 |
| 5 | California Diversified Insurance Services Corporate License #OG53209 | 1682 Langley Ave | (949) 997-3178 |
| 6 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
| 7 | Karen Good | 15333 Culver Dr Suite 340-672 | (714) 908-2400 |
| 8 | Peterka Insurance | 3240 El Camino Real # 150 | (714) 289-1099 |
| 9 | BetterFit Benefits Insurance Solutions | 16755 Von Karman Ave #200 | (949) 438-3737 |
| 10 | ETP Medical Insurance | 16510 Aston St | (949) 235-6258 |
CKS INSURANCE AGENCY - 金盾保险 serves the Irvine, California, metro area as a disability insurance agent. The agency helps individuals and local professionals understand and select policies that provide income protection if illness or injury prevents them from working. Navigating the complex requirements for short-term and long-term disability coverage is a primary focus, as is advising on how these plans integrate with existing employer benefits. CKS INSURANCE AGENCY - 金盾保险 handles both individual disability insurance quotes and group policy evaluations for area residents and businesses.
KCAL Insurance Agency (華興保險) in Irvine, California offers a range of disability insurance agent services, helping individuals and businesses secure income protection policies tailored to their needs. Its service plans include policy reviews and claims assistance to maintain adequate coverage over time. The agency also provides consultation on employer-sponsored disability plans and supplementary options. It serves single-family homes, apartments, retail properties, and various restaurants throughout the local area.
Great Park Insurance serves Orange County homeowners, businesses, and property managers who need financial protection against lost income due to illness or injury. The firm helps clients understand policy options and secure appropriate disability insurance coverage through local carriers. Located in Irvine, California, the company guides individuals and small-business owners through the application process and coordinates with financial planners to integrate benefits into broader financial strategies. It also provides consultations for residents and property owners in the neighboring community of Tustin.
Martin & Associates Insurance Services, Inc. serves the Irvine area and surrounding Orange County communities. The company handles disability insurance agent services, helping clients secure coverage that replaces lost income due to illness or injury. It reviews each individual's occupation and financial situation to recommend suitable policy options. The firm typically works through a detailed needs analysis process, comparing multiple plans from various insurers to find appropriate coverage.
Some disability insurance agents provide a single-consultation service for policy comparisons, while others offer ongoing support for claims and policy reviews. California Diversified Insurance Services, located in Irvine, California, handles the latter coverage approach as a disability insurance agent. Regular re-evaluations help ensure their clients’ benefits keep pace with changing income and medical needs. This agent provides service on a scheduled basis, typically meeting clients annually to update protection strategies.
Any Insurance Services (全民保險) in Irvine, California offers specialized disability insurance agent services, including helping clients understand and select individual or employer-sponsored coverage. The firm works to assist residents in evaluating policies that replace lost income due to illness or injury. A common situational concern for many in Orange County is the financial gap caused by an unexpected inability to work during recovery, which the agent can help address by explaining waiting periods and benefit durations for local plan options.
As Southern California workers face the financial uncertainty of an unexpected illness or injury, a reliable safety net becomes essential. Karen Good in Irvine assists local professionals in evaluating their need for income protection through disability insurance. The agent helps compare policy structures that replace a portion of lost wages during recovery. Working within the local market, they address common concerns regarding coverage gaps in employer plans. The process begins with a complimentary and confidential review of an individual’s current financial obligations and existing benefits.
Peterka Insurance provides disability insurance coverage to clients in Irvine and the surrounding areas. The agency specializes in tailoring individual and group disability plans that help protect income against unexpected illness or injury. These policies are designed for professionals and business owners seeking financial security. The company works with a range of commercial sectors, including offices, warehouses, and food service operations.
BetterFit Benefits Insurance Solutions serves residents of Irvine, California, offering personalized guidance on disability insurance to protect individual income. The company also provides commercial disability coverage tailored for local businesses, helping employees secure financial stability during illness or injury. Serving the greater Orange County area, BetterFit assists clients with initial policy selection and plan adjustments. Clients regularly return for annual policy reviews and coverage updates between scheduled service visits to ensure continued financial protection.
ETP Medical Insurance, based in Irvine, CA, is a disability insurance agent serving local professionals and business owners. This agency helps clients secure income protection policies that replace a portion of their salary if an illness or injury prevents them from working. It offers guidance on both short-term and long-term disability plans, assisting individuals in evaluating coverage needs and policy terms. The firm can also arrange for an optional future purchase option rider to increase coverage as income grows.
What Does a a Disability Insurance Agent in Irvine Cost?
Disability insurance agent services in California typically cost no upfront fee; agents earn commission from the insurance company. Premiums for individual disability policies range from 1% to 3% of your annual income, or about $100 to $300 per month for a $5,000 monthly benefit. Costs vary by age, health, occupation, and policy terms. This is general information, not insurance advice.
About disability insurance agents in Irvine
A disability insurance agent in Irvine can help you understand your policy options and file claims. California has specific rules for disability insurance, including the California Paid Family Leave program. Working with a local agent ensures you get guidance tailored to your needs and state regulations.
Frequently Asked Questions
What does a disability insurance agent in Irvine do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They also assist with claim paperwork and explain California specific benefits like State Disability Insurance (SDI).
How is California disability insurance different from other states?
California requires employers to provide State Disability Insurance (SDI) through payroll deductions. Private disability insurance agents can help you supplement SDI with additional coverage for higher income protection.
What is the typical timeline for a disability claim in California?
In California, insurers must decide on a claim within 40 days after receiving proof of loss. An agent can help you submit complete documentation to avoid delays.
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