The top-rated disability insurance agent in Huntington Beach, California is Nottoli Insurance Agency Inc: Allstate Insurance, rated 4.8 stars across 268 reviews. Other highly rated options include ELG Insurance Services LLC, Covered California Enrollment Center, Sarah Atkinson - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 2 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 3 | Covered California Enrollment Center | 16532 Beach Blvd | (800) 650-0922 |
| 4 | Sarah Atkinson - State Farm Insurance Agent | 15061 Springdale St Ste 101 | (714) 892-3351 |
| 5 | American Tri-Star Insurance Services Huntington Beach | 16162 Beach Blvd #100 | (800) 743-9596 |
| 6 | Welch Insurance | 17011 Beach Blvd 9th floor | (800) 641-3315 |
| 7 | Nancy Rangel Insurance and Financial Services | 6032 Warner Ave | (714) 378-1580 |
| 8 | Crest Shield Insurance Agency Inc | 7755 Center Ave #1100 | (714) 908-3870 |
| 9 | Buettner Insurance | 17011 Beach Blvd 9th floor | (714) 377-0600 |
| 10 | Selvaggio Insurance Services LLC | 18600 Main St STE 260 | (714) 969-6032 |
Nottoli Insurance Agency Inc: Allstate Insurance serves the Huntington Beach area of Orange County, California, providing disability insurance agent services to local residents. The agency assists clients in evaluating their income protection needs as part of a comprehensive financial plan. It guides individuals through the process of selecting policies that offer financial support if they become unable to work due to illness or injury. The company handles short-term disability and long-term disability insurance options for workers in the local community.
ELG Insurance Services LLC offers comprehensive disability insurance agent services to individuals and businesses throughout Huntington Beach, CA. It assists clients in evaluating coverage options designed to replace income if an injury or illness prevents work. The company helps explain policy terms, coverage limitations, and premium structures during the selection process. Ongoing support is available for policy renewals, claims filing, and coverage adjustments as personal circumstances evolve. ELG Insurance Services LLC serves single-family homes, apartments, retail locations, and restaurants.
Covered California Enrollment Center serves Orange County and the Huntington Beach area as a Disability Insurance Agent, assisting clients in securing income protection policies. The firm guides individuals through the process of evaluating short-term and long-term disability coverage, ensuring they understand policy terms and benefit structures. It works with local residents to find plans that replace a portion of lost wages during illness or injury. The center also helps self-employed applicants and small business owners navigate individual disability insurance options for their specific needs.
Sarah Atkinson, a disability insurance agent in Huntington Beach, CA, assists homeowners and business owners with obtaining coverage that replaces a portion of their income if an illness or injury prevents them from working. These tailored policies help clients in the Huntington Beach area manage financial stability during recovery periods. Her office also extends its disability insurance services to clients in neighboring Costa Mesa.
Serving Huntington Beach and the surrounding Orange County communities, American Tri-Star Insurance Services Huntington Beach operates as a disability insurance agent. It handles applications for individual and group disability income protection policies. The company addresses the financial risks posed by an illness or injury that prevents a client from working. For a typical job, it evaluates the client’s occupation and existing coverage, then presents policies from multiple carriers to match their income needs.
Welch Insurance specializes in disability insurance agent services for professionals seeking income protection. It regularly assists individuals and small business owners in Huntington Beach with evaluating coverage options tailored to diverse occupational needs. The agency helps clients understand how disability policies can safeguard earnings during unexpected health challenges. Many residents seek its guidance during open enrollment periods for employer-sponsored plans or when adjusting coverage following job changes.
Nancy Rangel Insurance and Financial Services in Huntington Beach, CA assists clients with disability coverage either as a one-time policy purchase or through recurring service for portfolio maintenance and claims support. The agency helps individuals secure income protection for accidents or illness that prevent work. Agents explain different benefit periods and definition-of-disability options. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s request for an initial quote, annual review, or claim assistance.
With Huntington Beach’s seasonal workforce shifts affecting many residents, Crest Shield Insurance Agency Inc offers guidance on disability insurance options suited to fluctuating incomes. This agent works to clarify policy features that protect local professionals, artisans, and service workers from income loss during sudden illness or injury. Clients can expect a detailed review of their current coverage and employment situation to identify potential gaps. An initial assessment of income sources and benefit needs begins the process of matching a policy to individual circumstances.
Buettner Insurance assists individuals and businesses in Huntington Beach with securing financial protection against lost income due to illness or injury. This agency specializes in disability insurance, helping clients replace a portion of their earnings during an unexpected medical leave. They evaluate different policy structures and waiting periods to align coverage with a client’s specific occupation and budget. Their services are relevant for a wide range of commercial environments, including corporate offices, local warehouses, and food service operations.
Selvaggio Insurance Services LLC provides disability insurance coverage for residents in Huntington Beach, California. The agency also assists commercial clients in the surrounding area with policies designed to protect income against unexpected illness or injury. Agents evaluate individual and business circumstances to recommend suitable disability plans from available carriers. The company focuses on clear communication to ensure clients understand their coverage details. Agents schedule follow-up consultations to adjust policies as needs change, maintaining ongoing support between regular visits.
What Does a a Disability Insurance Agent in Huntington Beach Cost?
The cost of disability insurance in California varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old professional earning $100,000 per year, a policy might cost between $100 and $250 per month. Costs are higher for high-risk occupations and lower for those in good health. This is general information and not insurance advice.
About disability insurance agents in Huntington Beach
Disability insurance agents in Huntington Beach help residents and workers secure income protection policies. California law requires insurers to follow strict claim handling rules under the California Insurance Code. Local agents understand the unique needs of Orange County professionals and can guide you through policy options.
Frequently Asked Questions
What does a disability insurance agent in Huntington Beach do?
A disability insurance agent helps you find and purchase a policy that replaces part of your income if you become unable to work. They explain policy terms, compare plans from different carriers, and assist with the application process. In California agents must be licensed by the California Department of Insurance.
How do I choose a disability insurance agent in Huntington Beach?
Look for an agent with experience in disability insurance and a valid California license. Check their familiarity with California-specific regulations such as the 30-day deadline for claim decisions under California Insurance Code Section 790.03. Ask about the carriers they represent and whether they offer both short-term and long-term disability options.
What California laws affect disability insurance policies?
California Insurance Code Section 10128.1 requires insurers to provide a free look period of at least 10 days for individual disability policies. The state also mandates that insurers cannot deny a claim without a reasonable basis and must respond to claims within 30 days. These rules protect policyholders in Huntington Beach and throughout California.
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