The top-rated disability insurance agent in Goleta, California is Kory Robertson - State Farm Insurance Agent, rated 4.9 stars across 153 reviews. Other highly rated options include Ed Attlesey - State Farm Insurance Agent, LATINOS INSURANCE AGENCY, SILVER INSURANCE AGENCY, INC.. This directory lists 10 disability insurance agents serving Goleta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kory Robertson - State Farm Insurance Agent | 5915 Calle Real D | (805) 692-5544 |
| 2 | Ed Attlesey - State Farm Insurance Agent | 25 Carlo Dr Ste D | (805) 964-9988 |
| 3 | LATINOS INSURANCE AGENCY | 5733 Hollister Ave | (805) 869-2023 |
| 4 | SILVER INSURANCE AGENCY, INC. | 5730 Hollister Ave # 1 | (805) 967-3700 |
| 5 | SoCal Kenton Insurance | 5730 Hollister Ave # 1 | (805) 967-3700 |
| 6 | Derrick Bealer: Allstate Insurance | 5715 Calle Real | (805) 685-7383 |
| 7 | Cornerstone Insurance Services | 5901 Encina Rd C2 | (805) 683-5846 |
| 8 | Holmes & Holmes Insurance Agency Inc. | 299 N Fairview Ave | (805) 681-0505 |
| 9 | Smith & Ortiz Insurance Services | 5891 Via Fiori | (805) 964-4569 |
| 10 | Farmers Insurance - Michael Stiny | 5710 Hollister Ave | (805) 967-6413 |
Kory Robertson’s State Farm Insurance Agency serves the Goleta, California area as a disability insurance agent, providing financial protection solutions for local residents and workers. The agency primarily helps clients navigate policies that replace lost income due to illness or injury when they are unable to work. It also assists businesses in securing coverage for their employees. For individuals, the agency handles both short-term and long-term disability insurance plans tailored to specific income needs.
Ed Attlesey - State Farm Insurance Agent in Goleta, CA, provides disability insurance services designed to help protect income in the event of illness or injury. The agency assists clients in understanding policy options and maintaining coverage through periodic reviews to ensure plans adapt to changing needs. Regular updates and claim support help policyholders manage their benefits effectively. This agency services single-family homes, apartments, retail, and restaurants.
LATINOS INSURANCE AGENCY in Goleta, California, provides disability insurance agent services, including helping individuals assess their coverage needs and facilitating applications for income protection policies. Routine policy reviews are offered to ensure benefits align with changing personal circumstances. The agency guides clients through plan selection and claims support. It serves local homeowners of single-family homes, renters in apartment complexes, retail store owners, and restaurant operators seeking financial protection against lost income due to illness or injury.
Serving homeowners and local business owners in Goleta, Silver Insurance Agency, Inc. provides disability insurance agent services. It guides clients in assessing their income protection needs, helping them understand policy options that can replace lost earnings due to illness or injury. The agency works with individuals seeking personal coverage and small businesses wanting to offer employee benefits. It also regularly assists clients throughout Santa Barbara and the nearby communities of Isla Vista.
SoCal Kenton Insurance serves the Goleta area and surrounding Santa Barbara County communities, handling disability insurance for local residents and workers seeking income protection. The company manages policies designed to replace a portion of lost earnings during illness or injury. Its approach typically involves assessing an individual’s occupation and current coverage needs before guiding them through available plan options.
In Goleta, CA, Derrick Bealer: Allstate Insurance offers disability insurance options through either one-time policies or recurring coverage plans, each tailored to help protect income if an injury or illness prevents work. Coverage typically addresses partial wage replacement for short-term or long-term disabilities, focusing on financial stability during recovery. Service arrangements are flexible: clients may schedule an initial consultation and then receive ongoing support on an as-needed basis for policy reviews or claims assistance.
Cornerstone Insurance Services in Goleta, California offers specialized disability insurance planning, helping local professionals and individuals secure income protection against potential illness or injury. The agency provides ongoing support in evaluating policy options and navigating claims processes. It serves clients throughout the region who seek to safeguard their financial stability when unexpected health issues arise. Disability insurance agents here assist with immediate concerns such as preparing for a temporary absence from work due to surgery or managing long-term protection for a chronic condition that could limit future employment.
Many residents of Goleta seek disability coverage when planning for unexpected health changes that could interrupt their income. Holmes & Holmes Insurance Agency Inc. guides local clients through the process of selecting a disability insurance agent. The company helps individuals review policy options that address income protection needs in this coastal community. Every consultation begins with an assessment of the client’s current employment situation and coverage gaps. A licensed agent then reviews available plans and completes a benefit-evaluation meeting before the client signs any application.
Smith & Ortiz Insurance Services in Goleta, CA assists clients with general insurance needs while specializing in disability income protection. Their agents help individuals replace lost earnings if illness or injury prevents work. They also guide businesses in structuring essential disability benefits for their employees. The company serves a range of local commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Michael Stiny provides residential disability insurance services to clients in Goleta. Commercial coverage is also offered for local businesses requiring employee protection. The agency serves all surrounding areas within Santa Barbara County. Clients receive straightforward policy guidance to help them understand their coverage options. Each interaction focuses on clear explanations of policy terms and benefit structures for short-term or long-term needs. Follow-up assistance is always available to adjust policies as circumstances change, and repeat service is offered between regular policy reviews to address any new questions or life updates.
What Does a a Disability Insurance Agent in Goleta Cost?
Disability insurance agent services in California typically cost between 1% and 3% of the annual premium for policy placement. For claims assistance, agents may charge an hourly rate of $150 to $300 or a flat fee of $500 to $2,000 depending on the complexity. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Goleta
A disability insurance agent in Goleta, California can help you navigate disability claims and policies. California law provides specific protections for policyholders, including the right to appeal denied claims. Local agents understand the unique needs of Goleta residents and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Goleta do?
A disability insurance agent helps you understand your policy, file claims, and appeal denials. They work with insurers to ensure you receive benefits you are entitled to under California law.
How does California law affect disability insurance claims?
California Insurance Code Section 790.03 prohibits unfair claims practices. This means insurers must handle claims fairly and promptly. Agents can help you hold insurers accountable if they violate these rules.
What is the time limit to file a disability claim in California?
Most disability insurance policies require you to file a claim within 30 days of becoming disabled. However, you should check your specific policy because time limits can vary. An agent can help you meet all deadlines.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia