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Disability Insurance Agents in Gardena, CA

Directory of disability insurance agents in Gardena, California. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Gardena, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 disability insurance agents in Gardena, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
General Insurance
1084 Rosecrans Ave, Gardena, CA 90247
(310) 327-2020 generalinsuranceusa.com
Academy Insurance
15000 Crenshaw Blvd # 101, Gardena, CA 90249
(310) 323-0090 academyautoinsurance.com
KEMPER Infinity Insurance Agency
15327 Crenshaw Blvd, Gardena, CA 90249
(424) 757-4893
Peter Cody: Allstate Insurance
18177 S Western Ave Ste B, Gardena, CA 90248
(310) 538-5004 agents.allstate.com
Hercules Insurance - Gardena
1900 Marine Ave, Gardena, CA 90249
(310) 329-9992 herculesinsure.com
Fred Loya Insurance
14219 S Western Ave Unit G, Gardena, CA 90249
(310) 538-4444 fredloya.com
Gardena General Insurance Agency
1220 W Gardena Blvd suite a, Gardena, CA 90247
(310) 327-1000 gardenageneralinsuranceagency.info
Satellite Insurance Agency
701 W Redondo Beach Blvd #1034, Gardena, CA 90247
(424) 704-9445 satelliteinsuranceagency.com
AHTKY Insurance Agency, LLC
1451 Artesia Blvd suite a, Gardena, CA 90248
(310) 516-0110 ahtky.com
H P Insurance
15632 Crenshaw Blvd, Gardena, CA 90249
(310) 515-1963
Nakamura Insurance
1133 W Gardena Blvd, Gardena, CA 90247
(310) 327-0717
Covered Life
1634 139th St, Gardena, CA 90249
(628) 265-4872
Farmers Insurance - Edward Romero
18726 S Western Ave, Gardena, CA 90248
(626) 241-0642 agents.farmers.com
Farmers Insurance - Amalia Gonzalez
18726 S Western Ave #310, Gardena, CA 90248
(310) 329-1527 agents.farmers.com

A disability insurance agent in Gardena, California can help you understand your policy options and file claims for benefits. California state law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private policies offer additional coverage. An agent can explain how these plans work together and guide you through the claims process.

What Does a Disability Insurance Agent in Gardena Cost?

The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a policy. For example, a 40 year old earning $60,000 per year might pay between $600 and $1,800 annually for coverage. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Gardena do?
A disability insurance agent helps you choose a policy, review your coverage, and file claims. They can explain California SDI rules and how private insurance supplements state benefits. Agents do not provide legal advice but can assist with paperwork.
How long do I have to file a disability claim in California?
Under California law, you must file a claim for State Disability Insurance within 49 days of becoming disabled. For private policies, the time limit varies by contract. An agent can help you meet these deadlines.
Does California law require employers to offer disability insurance?
California does not require employers to provide private disability insurance, but most employers must participate in the state SDI program. Some employers offer group plans as a benefit. An agent can explain the difference between SDI and private coverage.