The top-rated disability insurance agent in Garden Grove, California is CSIS Insurance Services, rated 4.9 stars across 606 reviews. Other highly rated options include Joe Nguyen - State Farm Insurance Agent, Your Independence Insurance Center, Covered California Enrollment Center. This directory lists 17 disability insurance agents serving Garden Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CSIS Insurance Services | 13211 Garden Grove Blvd #100 | (714) 534-0072 |
| 2 | Joe Nguyen - State Farm Insurance Agent | 13041 S Euclid St | (714) 638-4500 |
| 3 | Your Independence Insurance Center | 13902 Harbor Blvd Unit 2A | (714) 775-3400 |
| 4 | Covered California Enrollment Center | 9972 Westminster Blvd. #204 | (800) 650-0922 |
| 5 | Goldenway Insurance Services, Inc. | 10092 Chapman Ave #2 | (714) 335-4400 |
| 6 | Quang Ngoc Do | 10411 Bowen Cir | (818) 742-8380 |
| 7 | Beyond Your Insurance Services, Inc | 14371 Euclid St Ste 2D | (714) 893-0250 |
| 8 | THM Insurance Agency, INC | 14351 Euclid St #1M | (800) 250-6679 |
| 9 | PERFECT CHOICE INSURANCE SERVICES | 12553 Harbor Blvd | (949) 370-4894 |
| 10 | Love My Insurance Garden Grove | 13210 Harbor Blvd | (714) 590-0112 |
CSIS Insurance Services serves clients throughout Orange County from its Garden Grove, California office, specializing in disability income protection. The agency works with individuals to understand how a disabling illness or injury can affect their financial stability. It assists self-employed professionals and small business owners in assessing their current coverage needs. Policies are carefully matched to each client’s occupation and income level. The agency regularly handles long-term disability replacement plans and short-term contingent income policies.
Joe Nguyen - State Farm Insurance Agent in Garden Grove, CA, provides disability insurance solutions designed to replace a portion of lost income if an injury or illness prevents work. Service plans include personalized consultations to assess an individual’s specific coverage needs, followed by ongoing policy reviews to adjust benefits as circumstances change. Maintenance plans involve routine check-ins and claims assistance to ensure timely support during disability events. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, small business owners, and self-employed professionals in the Garden Grove area rely on Your Independence Insurance Center for personalized disability insurance guidance. The agency helps clients understand how income protection policies can safeguard their earnings during unforeseen illness or injury, offering tailored plans that fit individual needs and budgets. Its consultations in Orange County also extend into neighboring Westminster, providing accessible support for residents seeking financial security through disability coverage.
Covered California Enrollment Center in Garden Grove, California, is recognized for assisting individuals with Disability Insurance Agent services. The company helps clients understand and apply for disability coverage that can replace income during an illness or injury. This location serves residents across Orange County, connecting them with plans that fit specific needs and budgets. For tailored support, the agency also offers consultations regarding short-term disability policies as a supplemental coverage option.
Goldenway Insurance Services, Inc. serves the Garden Grove, California area and its surrounding communities. The company handles disability insurance policies, which replace a portion of an individual’s income if they become unable to work due to illness or injury. In a typical situation, it begins by evaluating a client’s occupation and current coverage needs to find a suitable plan. It then guides the client through the application process and compares policies from multiple carriers to ensure a good fit.
Quang Ngoc Do specializes in helping clients secure disability insurance policies tailored to protect their income during illness or injury. Serving the Garden Grove area, this agency explains how disability coverage replaces a portion of lost wages if a medical condition prevents work. It also assists local professionals such as nurses and construction workers in comparing policy options. As the holiday season approaches and temporary hiring increases, the agent advises reevaluating short-term disability needs for seasonal employees.
When local Garden Grove residents face a sudden change in income due to an illness or injury, they often worry about maintaining financial stability. Beyond Your Insurance Services, Inc helps individuals assess their need for coverage that protects against lost wages during recovery. As a disability insurance agent in Garden Grove, CA, the company works with clients to review policy options tailored to typical occupational risks and personal budgets. This process generally begins with a confidential, no-obligation consultation to evaluate current income protection gaps.
For those needing either a single consultation or ongoing policy management, THM Insurance Agency, INC in Garden Grove, CA, helps individuals secure disability insurance. This type of coverage replaces a portion of income if illness or injury prevents work. The agent evaluates personal needs and plan details to recommend appropriate short- or long-term policies. Service for new policy setup runs on a one-time basis, while account reviews, claims assistance, and plan adjustments are available on an as-needed schedule.
Perfect Choice Insurance Services serves clients in Garden Grove and across the surrounding area, specializing in disability insurance agent services. The company works to help individuals and business owners evaluate income protection options that address unexpected illness or injury. It aids in explaining policy details, comparing coverage levels, and guiding the application process. Commercial sectors it can serve include offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Garden Grove Cost?
Disability insurance agent services in California typically do not charge a direct fee to the client; agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and coverage amount, ranging from 1% to 3% of the insured income annually. For example, a 40-year-old office worker might pay between $50 and $150 per month for a policy covering 60% of income. This is general information, not insurance advice.
About disability insurance agents in Garden Grove
Disability insurance agents in Garden Grove, California assist residents with securing income protection policies and navigating claims. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but private agents can help supplement this with additional coverage. Local agents understand the specific needs of Orange County workers and self-employed individuals.
Frequently Asked Questions
What does a disability insurance agent in Garden Grove do?
A disability insurance agent helps you find and purchase private disability policies that replace a portion of your income if you become unable to work. They also assist with filing claims and understanding policy terms. In California, agents can explain how private coverage works alongside state SDI benefits.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work related injuries or illness. Private disability insurance offers additional coverage with higher benefit amounts and more flexible terms. An agent can help you combine both for comprehensive protection.
What should I look for in a disability insurance agent in Garden Grove?
Look for an agent licensed in California with experience in disability insurance and knowledge of local employer policies. Ask about their familiarity with California SDI rules and how they handle claims. Check their track record with policyholders in Orange County.
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