The top-rated disability insurance agent in Fresno, California is Covered California Fresno, rated 4.9 stars across 135 reviews. Other highly rated options include Cal-Valley Insurance Services, Inc., Gennock Insurance Agency, Jagdeep Singh Insurance Agency, Inc. This directory lists 20 disability insurance agents serving Fresno.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Covered California Fresno | 4678 N First St Suite 102 | (559) 222-4140 |
| 2 | Cal-Valley Insurance Services, Inc. | 5070 N 6th St #155 | (559) 225-1300 |
| 3 | Gennock Insurance Agency | 617 E Teal Cir | (559) 577-4704 |
| 4 | Jagdeep Singh Insurance Agency, Inc | 4185 W Figarden Dr #101 | (559) 277-5580 |
| 5 | Rebel Insurance Services Inc | 2045 E Ashlan Ave Ste 101 | (559) 221-0900 |
| 6 | WHINS Insurance Agency | 3741 W Shaw Ave #2011 | (559) 899-1010 |
| 7 | Smart Coverage Insurance Solutions | 516 W Shaw Ave | (559) 777-2100 |
| 8 | Valco Insurance Services Inc. | 7257 N Maple Ave #102B | (559) 222-5000 |
| 9 | PHP AGENCY PEOPLE HELPING PEOPLE | 2021 N Gateway Blvd | (559) 864-7228 |
| 10 | State Disability Office | 2555 S Elm Ave | (800) 480-3287 |
Covered California Fresno delivers disability insurance agent services to individuals and small businesses in the Fresno area, helping clients secure income protection policies. The company offers ongoing policy reviews and claims assistance to ensure beneficiaries understand their coverage and benefits. Local agents guide clients through plan selection, tailoring options to meet personal or business needs. They serve single-family homes, apartments, retail, and restaurants.
Cal-Valley Insurance Services, Inc. serves Fresno and the surrounding San Joaquin Valley communities, offering disability insurance to local residents. The agency handles policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. It focuses on individual coverage plans for professionals and self-employed individuals in the area. The company generally begins each job by assessing the client’s current income needs and employment situation to determine the appropriate level of protection.
Gennock Insurance Agency in Fresno, CA, helps clients navigate the difference between one-time policy purchases for set periods and recurring coverage options that renew regularly. They assist individuals and business owners in understanding how disability insurance can replace lost income if an injury or illness prevents work. Their services are provided on an as-needed basis, allowing clients to schedule appointments for policy comparisons, applications, or coverage reviews when they require guidance.
Jagdeep Singh Insurance Agency, Inc serves the Fresno, California metro area as a disability insurance agent. The company assists local individuals and professionals in securing income protection through disability insurance policies. Coverage options are designed to replace a portion of lost earnings if a person becomes unable to work due to illness or injury. The agency handles applications and guidance for both short-term and long-term disability insurance plans.
Rebel Insurance Services Inc serves homeowners, businesses, and property managers in Fresno, California, who require customized disability insurance coverage to protect their income against unexpected illness or injury. The agency assists clients in understanding policy options that replace a portion of lost earnings during recovery periods. It offers guidance on both short-term and long-term disability plans suited to individual financial situations. Rebel Insurance Services Inc also covers clients throughout the nearby Clovis metropolitan area.
As seasons change in Fresno, work patterns shift and the need for income protection becomes clear for many local professionals. WHINS Insurance Agency responds by guiding clients through the complexities of disability coverage available in the region. They explain how policies replace a portion of lost earnings due to illness or injury. Their focus remains on matching each individual’s occupation and budget to an appropriate plan. The initial step is a straightforward consultation to review current coverage gaps and discuss potential benefit options.
Smart Coverage Insurance Solutions operates as a disability insurance agent serving clients in the Fresno area. The company focuses on helping individuals and businesses protect their income through tailored disability policies that provide financial security if illness or injury prevents them from working. As a dedicated agency, it assists with plan selection and claims guidance throughout the policy term. Smart Coverage Insurance Solutions works with various commercial sectors, including local offices, warehouses, and food service operations.
Valco Insurance Services Inc. in Fresno, CA, is known for providing disability insurance coverage tailored to individual income protection needs. The firm works with local professionals and small business owners to navigate policy options that safeguard earnings against unexpected illness or injury. Its counselors assist in comparing plan features, benefit amounts, and elimination periods from major carriers available in the region. The agency also offers specialized guidance for integrating this coverage with employer-sponsored long-term disability plans.
Serving residents of Fresno, this agency provides individual disability insurance policies to protect personal income. Commercial coverage is also offered for local small businesses and self-employed professionals in the broader Fresno area. Clients can receive guidance on policies that replace lost wages due to illness or injury. Follow-up service is available between regular visits to adjust coverage as personal or business needs change.
Specializing in disability insurance guidance, State Disability Office of Fresno, California, assists clients in navigating options for income protection when health concerns prevent work. As a local disability insurance agent, it provides general services including policy comparisons and claims support tailored to individual needs. The company helps residents understand plan provisions related to accidents, illnesses, and medical leave. This expertise aids those preparing for planned surgeries or unexpected health emergencies, ensuring coverage during periods of recovery and time away from employment.
What Does a a Disability Insurance Agent in Fresno Cost?
The cost of disability insurance in California typically ranges from 1% to 3% of your annual income for a policy that replaces 60% to 70% of your salary. For a 40 year old in Fresno earning 60000 per year, a policy might cost between 600 and 1800 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Fresno
Disability insurance agents in Fresno help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. A local agent understands the Central Valley job market and can guide you through policy options that meet your needs.
Frequently Asked Questions
What does a disability insurance agent in Fresno do?
A disability insurance agent helps you find and purchase a private disability policy. They explain coverage options, compare plans from different carriers, and assist with the application process. In California, agents must be licensed by the state Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work related illness or injury. Private disability insurance offers more flexible benefit amounts and durations. An agent can help you understand how private coverage can fill gaps left by SDI.
Do I need a disability insurance agent if I already have employer coverage?
Employer-provided disability insurance may have limits on benefit amounts or duration. A Fresno agent can review your existing coverage and recommend an individual policy to supplement it. This is especially important for self-employed workers or those with high income who need more protection.
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