The top-rated disability insurance agent in Eureka, California is 707 Jimenez Insurance Services LLC, rated 4.8 stars across 324 reviews. Other highly rated options include Scott Hammond - State Farm Insurance Agent, Lisa Fryrear - State Farm Insurance Agent, Vickers Insurance Agency. This directory lists 19 disability insurance agents serving Eureka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 707 Jimenez Insurance Services LLC | 3124 H St | (707) 798-6192 |
| 2 | Scott Hammond - State Farm Insurance Agent | 537 7th St Unit 1 | (707) 444-2504 |
| 3 | Lisa Fryrear - State Farm Insurance Agent | 1016 West Ave | (707) 268-0911 |
| 4 | Vickers Insurance Agency | 2222 Myrtle Avenue | (707) 443-1648 |
| 5 | George Petersen Insurance Agency | 416 E St | (707) 442-2971 |
| 6 | Stan Smith Insurance Services | 509 J St Suite 3 | (707) 269-4314 |
| 7 | Farmers Insurance - Chris Dannewitz | 1140 5th St | (707) 442-3729 |
| 8 | Redwoods Leavitt | 2365 Harrison Ave | (707) 444-8035 |
| 9 | Nicklas And Associates | 1864 Myrtle Avenue | (707) 443-8447 |
| 10 | David Girimonte Insurance Services | 513 6th St | (707) 443-1840 |
707 Jimenez Insurance Services LLC serves the Eureka, California area as a dedicated disability insurance agent. This firm assists local professionals and business owners in understanding coverage options that protect their income during illness or injury. They guide clients through policy selection and application processes tailored to individual needs. The agency also helps navigate the complexities of short-term and long-term disability insurance plans available within the region.
Scott Hammond - State Farm Insurance Agent in Eureka, CA provides a range of disability insurance services focused on income protection and coverage planning for clients. The agency offers ongoing policy maintenance and reviews to help adjust plans as personal circumstances change. These services address both short-term and long-term disability needs. Scott Hammond serves single-family homeowners and apartment dwellers, as well as local retail shops and restaurants throughout the Eureka area.
Homeowners, renters, and small business owners in Eureka, California turn to Lisa Fryrear’s State Farm Insurance Agency for disability insurance coverage. This local agent helps clients understand how disability policies can protect their income in the event of an unexpected illness or injury. The agency provides personalized guidance for selecting appropriate plans that fit individual budgets and professional needs. Lisa Fryrear also serves residents in the neighboring community of Arcata, providing similar insurance services to those throughout Humboldt County.
Vickers Insurance Agency serves Eureka and the surrounding communities throughout Humboldt County, handling the specialized needs of clients seeking disability insurance coverage. This local firm works with individuals and professionals to help protect their income against unexpected injuries or illnesses that could prevent them from working. The agency takes a personalized approach to each client’s situation, assessing income levels and occupation-specific risks to identify suitable policy options before explaining how different coverage terms would apply to a typical claim scenario.
George Petersen Insurance Agency provides disability insurance services to individuals and businesses in Eureka, California. Its offerings include coverage for short-term and long-term income protection, helping clients safeguard earnings due to illness or injury. The agency also assists in managing existing policies, reviewing coverage options, and updating plans as needs change. Assistance is available for claims support and policy maintenance. It serves clients such as single-family homeowners, apartment residents, retail employees and owners, and restaurant workers and operators.
Stan Smith Insurance Services in Eureka, CA focuses on disability insurance agent services, helping local professionals secure income protection against unexpected illness or injury. It also assists clients in navigating policy options to suit individual occupational needs. Whether a construction worker facing seasonal layoffs or a healthcare provider recovering from surgery, the agency supports those needing coverage during temporary or long-term work interruptions, especially addressing the heightened financial strain that often accompanies winter months when medical issues can arise more frequently.
Farmers Insurance - Chris Dannewitz in Eureka, CA offers disability insurance on a one-time basis for a single policy purchase or as a recurring service for ongoing coverage adjustments. In this area, disability agents help individuals protect a portion of their income if illness or injury prevents work. Plans are tailored to fit different occupations and budgets. Service can be arranged on either a one-time or scheduled as-needed basis depending on the client's preference for policy reviews.
In coastal Humboldt County, where seasonal employment in fishing and tourism is common, securing income against unexpected illness or injury is a frequent concern. Redwoods Leavitt in Eureka offers disability insurance agent services to help area workers and small business owners evaluate coverage options that protect earnings. The agent discusses policy structures, benefit periods, and elimination periods during an initial consultation. This first meeting typically includes a review of existing coverage to identify potential gaps and to schedule a formal eligibility assessment step.
Nicklas And Associates provides comprehensive guidance on income protection strategies for residents throughout the Eureka area. As a disability insurance agent, the company specializes in helping individuals secure coverage that can replace lost wages due to illness or injury. Their services are available for both personal policyholders and commercial clients. The firm can assist professionals working in various business environments, including corporate offices, industrial warehouses, and food service operations.
David Girimonte Insurance Services serves residents in Eureka, California, with disability insurance coverage, addressing income protection needs for individuals. The agency also provides commercial disability policies for local businesses, ensuring continuity of coverage across the region. Agents evaluate clients’ pre-existing health conditions and occupational risks to match them with suitable plans. Regular follow-up appointments are offered to adjust policies as medical or professional circumstances change, supporting ongoing service between routine visits.
What Does a a Disability Insurance Agent in Eureka Cost?
In California disability insurance premiums typically range from 1% to 3% of your annual income. For a 50 year old earning 50000 per year a policy might cost 500 to 1500 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Eureka
A disability insurance agent in Eureka California helps individuals and businesses secure income protection policies. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can help fill gaps. Local agents know the unique needs of Humboldt County workers including those in fishing timber and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Eureka do?
A disability insurance agent helps you find and buy private disability insurance policies. They explain policy terms and compare options from different carriers. They do not handle claims but can guide you on how to file.
How is California SDI different from private disability insurance?
California SDI is a state program that provides partial wage replacement for workers who pay into it. Private disability insurance offers more flexible coverage and higher benefit amounts. An agent can help you decide if a private policy is right for you.
Do I need a disability insurance agent if I already have SDI?
SDI only covers a portion of your wages and has a maximum benefit period. A private policy can supplement SDI and cover self employed workers. An agent can explain how both work together under California rules.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia