The top-rated disability insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 17 disability insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Supreme Health Insurance CA | 1501 Lake Blvd | (530) 464-5222 |
| 8 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 9 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 10 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California area as a disability insurance agent. The company helps individuals and families find financial protection in the event of an illness or injury that prevents them from working. Clients receive guidance on plans designed to replace a portion of their income during recovery. The agent handles short-term and long-term disability insurance policies for local residents.
Dave Scheiber - State Farm Insurance Agent in Davis, CA, offers a range of disability insurance services, including helping clients select income protection plans and assisting with the application process. Maintenance plans involve periodic policy reviews to adjust coverage as income or health needs change. The firm provides annual check-ins to ensure benefits align with current circumstances. It services single-family homes, apartments, retail, and restaurants in the Davis area.
Doug Prichard - State Farm Insurance Agent serves homeowners, renters, and local business owners in Davis, California, offering disability insurance coverage to help replace lost income if an injury or illness prevents work. The agency assists clients in understanding policy options that provide financial stability during recovery. Disability insurance plans are tailored to meet individual needs for both short-term and long-term protection. This agent also covers the surrounding community of Woodland.
Serving Davis, California, and the surrounding Yolo County communities, Greg Phister: Allstate Insurance provides disability insurance agent services. This type of coverage helps protect an individual’s income if an injury or illness prevents them from working. The agency handles the process of explaining policy options and customizing benefits to fit a client’s specific financial situation. A typical job is approached by first reviewing the client’s occupation and monthly expenses to determine an appropriate level of coverage and waiting period.
Heather Copeland operates as a disability insurance agent in Davis, California, providing both one-time policy consultations and recurring service options for clients needing ongoing plan reviews. Coverage focuses on protecting income against lost work time due to injury or illness, tailored to individual employment situations. Policy discussions explain benefit durations, elimination periods, and premium structures without specific guarantees. Service runs on a scheduled basis for annual policy updates or as needed when a client experiences a significant life or job change.
Purves & Associates Insurance Agency specializes in disability insurance, helping individuals in Davis, California, secure income protection for illness or injury. The agency guides clients through policy options tailored to their professional and personal circumstances. As a local provider, it understands the unique needs of residents in the region, from educators to medical professionals. During open enrollment periods or after a sudden job change, the agency assists clients in evaluating their coverage to ensure continuous income support when a medical condition prevents them from working.
Supreme Health Insurance CA works as a disability insurance agent in Davis, California, helping clients understand their income protection needs. This specialty focuses on offering policies that replace a portion of earnings if illness or injury prevents work. The company guides individuals through plan selection, policy details, and application processes. It serves a range of commercial sectors, including professional offices, warehouses, and food service establishments seeking reliable coverage for their workers.
As harvest season in Yolo County often brings financial uncertainty for agricultural workers and local business owners in Davis, Farmers Insurance - David Mann provides guidance on disability coverage to protect incomes during recovery from illness or injury. The agency focuses on explaining policy terms and helping clients understand how benefits replace lost wages. A no-obligation initial consultation reviews current earnings and coverage gaps, starting with a simple assessment of individual employment risks and existing benefits.
C C Cooper & Sons provides disability insurance agent services to residents in Davis, California, and the surrounding areas. The firm assists individuals with securing disability income protection policies to safeguard against lost earnings. Commercial coverage is also offered to local businesses seeking employee disability plans within the same service region. Clients can schedule follow-up consultations or request policy adjustments during regular, scheduled visits to ensure coverage remains current.
Cedarwood Financial & Insurance Services is a disability insurance agent serving the Davis, CA area. It assists individuals and professionals in evaluating income protection needs and comparing policy options from multiple carriers. The company guides clients through the application process and helps clarify coverage terms. It also specializes in coordinating long-term disability solutions with existing workplace benefits to create more complete financial safeguards.
What Does a a Disability Insurance Agent in Davis Cost?
Disability insurance agent services in California typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical policy for a healthy professional might cost 1% to 3% of the annual benefit amount. For example a policy providing a 5000 dollar monthly benefit could cost 600 to 1800 dollars per year. Costs vary by case and carrier. This is general information not insurance advice.
About disability insurance agents in Davis
Disability insurance agents in Davis California assist professionals and residents with individual and group disability policies. They help navigate California state disability insurance rules and coordinate with employer plans. Agents also guide clients through the claims process and can advise on policy features like own-occupation coverage.
Frequently Asked Questions
What does a disability insurance agent in Davis do?
A disability insurance agent helps you find and apply for disability policies that fit your needs. They explain policy terms, compare carriers, and assist with claim filing. In California agents must hold a valid insurance license and follow state regulations.
How is California disability insurance different from private policies?
California has a state disability insurance program called SDI that provides partial wage replacement for non-work injuries. Private disability insurance agents can help you buy supplemental policies that offer higher benefits or cover gaps in SDI. Private policies often have longer benefit periods and more flexible definitions of disability.
What should I bring to a meeting with a disability insurance agent?
Bring your current income information, existing insurance policies, and details about your occupation. For Davis residents who work at UC Davis or in agriculture, bring employer benefit summaries. The agent will use this to recommend appropriate coverage amounts and policy riders.
Disability Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell · Bell Gardens · Bellflower · Benicia