The top-rated disability insurance agent in Costa Mesa, California is MIT l Health Insurance & Medicare Specialist, rated 5.0 stars across 221 reviews. Other highly rated options include Choice Plus Insurance Services, Chrysalis Insurance Agency, HealthMarkets Insurance - John Zentner. This directory lists 19 disability insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MIT l Health Insurance & Medicare Specialist | 1500 Adams Ave # 201 | (800) 590-7279 |
| 2 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 3 | Chrysalis Insurance Agency | 3001 Red Hill Ave Suite 2-226 | (714) 464-8080 |
| 4 | HealthMarkets Insurance - John Zentner | 3146 Red Hill Ave #130 | (818) 266-4123 |
| 5 | Kimberley Brennan at Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 382-3284 |
| 6 | Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 668-6502 |
| 7 | Harbor Health Insurance Services | 2273 Harbor Blvd | (800) 969-1428 |
| 8 | Maxwell Agency Insurance Services | 3001 Red Hill Ave building 5 ste 201 | (949) 298-6746 |
| 9 | HealthMarkets Insurance Agency- Scott Hauser | 3146 Red Hill Ave #130 | (949) 689-3827 |
| 10 | Acrisure Costa Mesa, CA | 611 Anton Blvd # 1400 | (714) 546-6616 |
MIT l Health Insurance & Medicare Specialist serves Orange County from its Costa Mesa location, assisting residents with disability insurance agent services. The firm helps clients navigate the process of acquiring income protection policies that replace a portion of earnings if an illness or injury prevents work. Coverage evaluations are tailored to individual occupation types and benefit needs. The company also advises on policy riders and elimination periods for disability plans in Southern California.
Choice Plus Insurance Services provides disability insurance agent services in the Costa Mesa, California area. It helps clients understand various disability income protection options, including short-term and long-term coverage policies tailored to individual employment and financial needs. The company assists with initial policy selection and can help manage existing plans through routine service updates. Its client base includes professionals, small business owners, and other individuals seeking income protection. It services properties such as single-family homes, apartments, retail establishments, and restaurants.
Chrysalis Insurance Agency serves homeowners, business owners, and professionals in Costa Mesa, California, who need disability insurance to protect their income. The agency helps clients understand how disability coverage can provide financial stability if they become unable to work due to illness or injury. It works with individuals to find plans that match their specific employment situations and budget needs. The firm also assists local contractors and self-employed residents with long-term disability options. Its coverage area extends into the neighboring city of Newport Beach.
HealthMarkets Insurance - John Zentner serves clients in Costa Mesa and nearby Orange County communities, handling disability insurance for individuals who need income protection during illness or injury. The agency works to match clients with plans that address their specific financial obligations. Applications and policy details are explained thoroughly to ensure understanding. John Zentner typically begins with a consultation to review earnings, current coverage, and potential risks before recommending an appropriate plan from available carriers.
Kimberley Brennan at Comparion Insurance Agency in Costa Mesa, CA specializes in disability insurance, helping clients secure income protection through individual policies. It also guides local residents through group plan transitions and self-employment coverage needs, ensuring financial stability against unexpected illness or injury. The agency assists with short- and long-term disability options tailored to diverse professional situations. For those approaching open enrollment periods or changing employers, it helps evaluate how new jobs may affect existing disability benefits and replacement income strategies.
Comparion Insurance Agency in Costa Mesa, California helps clients explore disability insurance options, distinguishing between one-time policies for specific periods and recurring plans that continue through the working years. Coverage focuses on protecting income if illness or injury prevents employment, ensuring financial stability for individuals and families in the local area. Service appointments are available on either a one-time consultation or as-needed schedule.
Harbor Health Insurance Services assists individuals and businesses in Costa Mesa with financial protection strategies, specializing in disability insurance agent services. They help clients secure income replacement policies designed to provide financial stability if an illness or injury prevents work. The agency works with professionals across various commercial sectors, including offices, warehouses, and food service operations, tailoring coverage plans to meet different occupational risk levels and income requirements.
Serving the Costa Mesa area, Maxwell Agency Insurance Services assists residents securing individual disability coverage to protect their income. Commercial disability insurance solutions are also available for local businesses seeking to safeguard their operations and key personnel. The agency works with clients in Costa Mesa and throughout the broader Orange County region. These professionals help customers file claims and adjust policies as needs change, often providing follow-up service or repeat adjustment between regular scheduled visits.
HealthMarkets Insurance Agency- Scott Hauser in Costa Mesa, CA is known for guiding clients through the selection of disability insurance policies that replace lost income during illness or injury. The agency serves local professionals and business owners seeking to protect their earning potential with customized coverage. Its service range includes evaluating existing benefits, comparing disability plans from multiple carriers, and assisting with claim support. A specialty service it can add on is coordinating supplemental coverage for high-risk occupations.
What Does a a Disability Insurance Agent in Costa Mesa Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 35 year old in good health, a policy with a 90 day waiting period may cost between $50 and $150 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Costa Mesa
Disability insurance agents in Costa Mesa help individuals and businesses secure income protection. California law requires certain employers to provide State Disability Insurance (SDI) through the Employment Development Department. A local agent can guide you through private policies and state benefits to match your needs.
Frequently Asked Questions
What does a disability insurance agent in Costa Mesa do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, compare plans from different carriers, and assist with claims. In California, agents must be licensed by the California Department of Insurance.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for non-work related disabilities. Private disability insurance can supplement SDI or cover gaps such as higher income levels. An agent can help you coordinate both types of coverage for full protection.
What is the typical timeline for a disability claim in California?
California law requires insurers to respond to a claim within 40 days. If additional information is needed, the insurer has up to 90 days to make a decision. An agent can help you track deadlines and submit complete documentation.
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