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HomeDisability Insurance AgentsCalifornia › Citrus Heights

Find Disability Insurance Agents Near You in Citrus Heights, CA

Browse disability insurance agents serving Citrus Heights, California. Updated 2026-07-14.

The top-rated disability insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include Primos Auto Insurance Services, Doug Rowley - State Farm Insurance Agent, Odessa Insurance - CA Registration Services. This directory lists 14 disability insurance agents serving Citrus Heights.

Showing 14 disability insurance agents in Citrus Heights, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Bullard: Allstate Insurance7447 Antelope Rd #103(916) 476-8119
2Primos Auto Insurance Services7062 Sunrise Blvd(916) 742-7011
3Doug Rowley - State Farm Insurance Agent5417 San Juan Ave(916) 967-6617
4Odessa Insurance - CA Registration Services7433 Greenback Ln suite h(916) 722-1100
5Save and Drive Insurance Services8328 Auburn Blvd(916) 735-3707
6Cal Save Insurance Services Inc.6045 Greenback Ln(916) 725-0588
7Bolt Insurance Services7359 Greenback Ln(916) 727-4182
8Nationwide Insurance: Aaron Luke Grigsby5620 Birdcage St Suite 230(916) 526-0170
9Horizon Valley Insurance Services Inc8035 Madison Ave d3(916) 331-0904
10Restaurant Insurance Group: Executive Commercial Insurance6354 Tupelo Dr(800) 427-8006
NB
7447 Antelope Rd #103
Nick Bullard: Allstate Insurance
Disability Insurance Agent · Citrus Heights, CA

Nick Bullard: Allstate Insurance serves the Sacramento metro area, including Citrus Heights, California, as a disability insurance agent. This agency helps local residents obtain disability coverage that provides income protection if illness or injury prevents them from working. An agent here works with individuals and families to understand the key differences between short‑term and long‑term disability policies. They also assist clients in selecting options that match their specific income needs and waiting periods.

PA
7062 Sunrise Blvd
Primos Auto Insurance Services
Disability Insurance Agent · Citrus Heights, CA

Primos Auto Insurance Services serves property managers, business owners, and homeowners across Citrus Heights who qualify for disability income protection. The agency explains how short-term and long-term disability policies can replace lost wages following an illness or injury, ensuring monthly bills remain payable during recovery. Clients in the local region receive guidance on policy features, elimination periods, and coverage limitations. The company also assists residents in nearby Roseville and throughout the greater Sacramento metro area with comparable disability insurance needs.

DR
5417 San Juan Ave
Doug Rowley - State Farm Insurance Agent
Disability Insurance Agent · Citrus Heights, CA

Doug Rowley - State Farm Insurance Agent provides disability insurance services for individuals in Citrus Heights and the surrounding area. The agency focuses on helping clients understand and select policies that offer income protection in the event of an illness or injury preventing work. Ongoing service includes policy reviews to adjust coverage as circumstances change. The office assists those employed across various property types, including single-family homes, apartments, retail spaces, and restaurants.

OI
7433 Greenback Ln suite h
Odessa Insurance - CA Registration Services
Disability Insurance Agent · Citrus Heights, CA

Odessa Insurance - CA Registration Services assists homeowners, businesses, and property managers in Citrus Heights with securing disability insurance coverage to protect their income against unexpected illness or injury. The agency focuses on helping clients understand policy options that replace lost earnings during recovery periods. By navigating the specific requirements of California registration, it ensures individuals and local enterprises obtain appropriate safeguards. Its service area also extends into the broader Sacramento metro region, including neighboring Roseville.

SD
8328 Auburn Blvd
Save and Drive Insurance Services
Disability Insurance Agent · Citrus Heights, CA

Save and Drive Insurance Services serves clients in Citrus Heights and the surrounding Sacramento-area communities. As a disability insurance agent, the company handles applications for policies that replace a portion of lost income when an illness or injury prevents work. The agency works with individuals to understand their specific coverage needs and employment circumstances. Each typical case is managed by reviewing the client's occupation and current earnings to determine suitable plan options and coverage amounts.

CS
6045 Greenback Ln
Cal Save Insurance Services Inc.
Disability Insurance Agent · Citrus Heights, CA

Cal Save Insurance Services Inc. in Citrus Heights, California helps clients understand the difference between a one-time disability income contract and a recurring benefit plan, each addressing distinct needs for income protection. The company assists individuals and families in selecting coverage that replaces lost wages during an unexpected illness or injury. This disability insurance agent operates on an as-needed basis, responding to client inquiries when a policy review, purchase, or claim support is required.

BI
7359 Greenback Ln
Bolt Insurance Services
Disability Insurance Agent · Citrus Heights, CA

Bolt Insurance Services specializes in helping individuals secure disability income protection policies across Citrus Heights, California. The agency works closely with clients to understand their unique occupational risks and financial goals. It guides people through the process of comparing coverage options from various insurers to find appropriate protection. As the colder months increase the risk of slips, falls, and other injuries that could sideline a worker, it focuses on helping those with physically demanding jobs establish a solid safety net before the season begins.

NI
5620 Birdcage St Suite 230
Nationwide Insurance: Aaron Luke Grigsby
Disability Insurance Agent · Citrus Heights, CA

Nationwide Insurance: Aaron Luke Grigsby provides guidance on insurance products that protect income when an individual cannot work due to illness or injury. The agency focuses specifically on disability insurance, offering coverage options designed to replace a portion of lost wages during a period of disability. Common services include reviewing existing policies and explaining how different benefits apply to various professions. Offices, warehouses, and food service operations are among the commercial sectors that may benefit from these employee protection solutions.

HV
8035 Madison Ave d3
Horizon Valley Insurance Services Inc
Disability Insurance Agent · Citrus Heights, CA

As the seasons change in Citrus Heights, many families begin evaluating their long-term financial protections against unexpected illness or injury. Horizon Valley Insurance Services Inc acts as a disability insurance agent in the region, assisting local residents in exploring their policy options. When a client first contacts the agency, the representative schedules a detailed assessment of the individual’s current coverage gaps and income-replacement needs before recommending any specific plan.

RI
6354 Tupelo Dr
Restaurant Insurance Group: Executive Commercial Insurance
Disability Insurance Agent · Citrus Heights, CA

Restaurant Insurance Group: Executive Commercial Insurance serves the Citrus Heights area, providing residential disability insurance agents for individuals seeking income protection. The company also handles commercial coverage for local businesses needing disability policies. Their service area extends throughout Citrus Heights and the surrounding region, helping clients address income gaps caused by illness or injury. Policyholders often return for coverage reviews during annual renewal periods or after major life changes, ensuring their disability protection remains current between regular service visits.

HI
5406 Sunrise Blvd #2
HealthMarkets Insurance Agency
Disability Insurance Agent · Citrus Heights, CA
(916) 721-6273
agents.healthmarkets.com/Sacramento
MI
6318 Port Gibson Ct
McCartney Insurance Agency Home Page
Disability Insurance Agent · Citrus Heights, CA
(916) 532-5797
mccartneyinsuranceagency.com/contact.aspx
AT
8350 Auburn Blvd #135
AJ Thomas Insurance Services
Disability Insurance Agent · Citrus Heights, CA
(866) 805-1380
ajthomasinsurance.com
JM
7649 Sunrise Blvd f
John Meyer Agency
Disability Insurance Agent · Citrus Heights, CA
(916) 676-1156
johnmeyerinsurance.com

What Does a a Disability Insurance Agent in Citrus Heights Cost?

Disability insurance agents in California typically earn a commission from the insurance company, so their services are often free to you. Policy premiums vary widely, from 1% to 3% of your annual income for individual coverage. For example, a 40-year-old earning 60,000 dollars per year might pay 60 to 180 dollars per month. Costs depend on your health, occupation, and benefit terms. This is general information, not insurance advice.

About disability insurance agents in Citrus Heights

Disability insurance agents in Citrus Heights, California help residents understand their policy options and file claims. California law requires insurers to respond to claims within 40 days under most circumstances. Working with a local agent can simplify the process and ensure you meet state-specific deadlines.

Frequently Asked Questions

What does a disability insurance agent in Citrus Heights do?

A disability insurance agent helps you choose a policy, file a claim, and communicate with the insurance company. They explain California disability rules, such as the 12-month limit for filing a lawsuit under ERISA plans. Agents do not give legal advice but can guide you through the process.

How is California disability insurance different from other states?

California has its own State Disability Insurance program for short-term benefits, but private disability insurance is separate. Private policies in California must follow strict claim handling rules, including a 30-day initial review period. Agents can help you understand how state laws affect your coverage.

Can a Citrus Heights agent help with a denied disability claim?

Yes, an agent can review your denial letter and help you gather documents for an appeal. Under California law, you have 180 days to appeal a denied claim for most group policies. Agents work with you to submit a strong appeal, but they cannot represent you in court.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.