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HomeDisability Insurance AgentsCalifornia › Cathedral City

Find Disability Insurance Agents Near You in Cathedral City, CA

Browse disability insurance agents serving Cathedral City, California. Updated 2026-07-14.

The top-rated disability insurance agent in Cathedral City, California is Freeway Insurance, rated 4.8 stars across 482 reviews. Other highly rated options include Tim Wood - State Farm Insurance Agent, Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller. This directory lists 14 disability insurance agents serving Cathedral City.

Showing 14 disability insurance agents in Cathedral City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance69-195 Ramon Rd STE C4(760) 914-4087
2Tim Wood - State Farm Insurance Agent35963 Date Palm Dr(760) 770-0700
3Lowest Competitive Insurance Services, Inc.68945 Vista Chino STE B(760) 325-1530
4Farmers Insurance Tom Breitfeller68828 Ramon Rd STE A(760) 770-9300
5Dynamic General Insurance Services68828 Ramon Rd C1(760) 862-5300
6Phil Goodge - State Farm Insurance Agent67850 Vista Chino Ste 106(760) 328-3233
7Safer Insurance Agency Inc. Cathedral68303 Ramon Rd a(760) 699-5761
8Fred Loya Insurance31655 Date Palm Dr(760) 770-1800
9Rosalio Plata Insurance35410 Date Palm Dr(760) 894-1015
10Fina Insurance Agency Services Inc68545 Ramon Rd Ste C102(760) 321-7746
FI
69-195 Ramon Rd STE C4
Freeway Insurance
Disability Insurance Agent · Cathedral City, CA

Freeway Insurance in Cathedral City assists clients with both one-time disability policy analyses and recurring plan reviews as needs evolve. The agency covers the essential income protection options that help replace lost wages during illness or injury, offering guidance on short-term versus long-term benefits tailored to local employment structures. Service timing is flexible, accommodating either a single consultation for immediate questions or ongoing scheduled check-ins, with the final option of as-needed support for policy updates or claims.

TW
35963 Date Palm Dr
Tim Wood - State Farm Insurance Agent
Disability Insurance Agent · Cathedral City, CA

Tim Wood - State Farm Insurance Agent serves Cathedral City and the greater Riverside County area, providing disability insurance agency services to local professionals and businesses. This office assists individuals in finding income protection coverage that supports financial stability during illness or injury. Clients can explore short-term and long-term disability policies designed to replace a portion of lost earnings. The agency helps customers compare policy options and manage ongoing claims support.

LC
68945 Vista Chino STE B
Lowest Competitive Insurance Services, Inc.
Disability Insurance Agent · Cathedral City, CA

Lowest Competitive Insurance Services, Inc. in Cathedral City provides disability insurance agent services for clients seeking income protection coverage. It assists individuals with evaluating policy options and navigating the application process for short-term and long-term disability plans. The company also offers ongoing support to help policyholders understand their benefits and manage any claims that may arise over the life of the contract. Its work reaches those living in single-family homes and apartments, as well as business owners operating retail stores and restaurants.

FI
68828 Ramon Rd STE A
Farmers Insurance Tom Breitfeller
Disability Insurance Agent · Cathedral City, CA

Farmers Insurance Tom Breitfeller serves homeowners, businesses, and property managers in Cathedral City, California, by offering disability insurance agent services. This agency helps local professionals secure income protection policies tailored to their individual needs, ensuring financial stability during unexpected health challenges. It also assists families with navigating coverage options designed to replace lost wages due to injury or illness. In addition to serving Cathedral City, the agency provides its disability insurance solutions to residents and businesses throughout the surrounding Palm Springs metropolitan area.

DG
68828 Ramon Rd C1
Dynamic General Insurance Services
Disability Insurance Agent · Cathedral City, CA

Dynamic General Insurance Services in Cathedral City, California, distinguishes between one-time policy evaluations and recurring plan adjustments for clients seeking income protection. The agency specializes in disability insurance coverage designed to replace a portion of lost wages if illness or injury prevents work. Local professionals receive guidance on policy features such as elimination periods and benefit durations, tailored to individual financial needs. Service runs on a one-time, scheduled, or as-needed basis.

PG
67850 Vista Chino Ste 106
Phil Goodge - State Farm Insurance Agent
Disability Insurance Agent · Cathedral City, CA

Serving Cathedral City and the surrounding desert communities of the Coachella Valley, Phil Goodge - State Farm Insurance Agent handles disability insurance to help replace a portion of income if an injury or illness prevents work. The agency addresses the financial gaps that result from losing a paycheck. When assisting a client, it first reviews their current coverage and occupation to identify potential gaps in protection before recommending suitable policy options.

SI
68303 Ramon Rd a
Safer Insurance Agency Inc. Cathedral
Disability Insurance Agent · Cathedral City, CA

Safer Insurance Agency Inc. in Cathedral City concentrates on providing disability insurance agent services. It helps local professionals and self-employed individuals understand how replacement income policies work. The firm guides clients through policy selection and explains benefit periods and elimination periods. It assists with claims preparation for both short-term and long-term disabilities. The agency also focuses on helping workers who are approaching retirement protect their savings from an unexpected illness or accident that could cut short their career.

FL
31655 Date Palm Dr
Fred Loya Insurance
Disability Insurance Agent · Cathedral City, CA

Fred Loya Insurance provides disability insurance agent services in Cathedral City, California, assisting clients with personalized coverage options to protect their income against unexpected illness or injury. The agent helps individuals evaluate policy terms and navigate the application process to secure appropriate benefit levels for their unique circumstances. Residents may benefit from discussing the financial implications of a potential disruption to their earnings, particularly when recovering from seasonal accidents or a serious medical event requiring extended time away from work.

RP
35410 Date Palm Dr
Rosalio Plata Insurance
Disability Insurance Agent · Cathedral City, CA

Many locals facing unexpected illness or injury in Cathedral City need to protect their income, and Rosalio Plata Insurance provides tailored policies to meet that need. As a dedicated Disability Insurance Agent, the company helps clients evaluate short-term and long-term coverage options that align with individual work situations. They guide each person through potential benefit periods and policy terms before suggesting a plan. To begin, they schedule a thorough needs assessment to review current financial protections.

FI
68545 Ramon Rd Ste C102
Fina Insurance Agency Services Inc
Disability Insurance Agent · Cathedral City, CA

In the Coachella Valley, seasonal heat and physical labor often lead to injuries that interrupt local residents’ ability to earn a living, making income protection an urgent concern. Fina Insurance Agency Services Inc, located in Cathedral City, California, helps individuals secure disability insurance policies designed to replace a portion of their wages during recovery from illness or accident. The agency evaluates each client’s personal income needs and work situation before recommending a suitable plan. An initial assessment of current coverage and potential gaps is conducted to begin the application process.

CW
68175 Alcita Rd
Connelly - Weiss Insurance
Disability Insurance Agent · Cathedral City, CA
(760) 668-4048
connellyweissinsurance.com
PV
68192 Ramon Rd
Palm Valley Insurance Services
Disability Insurance Agent · Cathedral City, CA
(760) 775-7256
palmvalleyinsurance.com
BS
34400 Date Palm Dr # O
Beach Stanton Insurance Agency LLC
Disability Insurance Agent · Cathedral City, CA
(760) 324-1144
beachstanton.com
IG
35256 Date Palm Dr
Irasema German Insurance Services
Disability Insurance Agent · Cathedral City, CA
(702) 291-5650

What Does a a Disability Insurance Agent in Cathedral City Cost?

The cost of disability insurance in California typically ranges from 1% to 3% of your annual income. For a 40-year-old non-smoker a policy covering 60% of income might cost $50 to $150 per month. Premiums vary based on age, health, occupation, and benefit terms. This is general information not insurance advice.

About disability insurance agents in Cathedral City

Disability insurance agents in Cathedral City help residents protect their income with short-term and long-term policies. California law requires certain employers to provide State Disability Insurance (SDI) but private agents can help you find supplemental coverage. A local agent understands the specific needs of Cathedral City workers in healthcare, hospitality, and construction.

Frequently Asked Questions

What does a disability insurance agent in Cathedral City do?

A disability insurance agent helps you compare and purchase private disability policies. They explain policy terms, waiting periods, and benefit amounts. They do not handle claims but can guide you on how to file under your policy.

How does California SDI affect my need for private disability insurance?

California SDI provides partial wage replacement for up to 52 weeks for non-work injuries or illness. However SDI has a weekly maximum benefit that may not cover your full income. A private policy can fill that gap and provide longer coverage.

Can a disability insurance agent help if my claim is denied?

An agent can explain your policy and the appeals process but cannot provide legal advice. For a denied claim you may need a disability insurance attorney or a claimant advocate. California law gives you 180 days to appeal an ERISA plan denial.

Disability Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.