The top-rated disability insurance agent in Camarillo, California is Tom Logan - State Farm Insurance Agent, rated 5.0 stars across 217 reviews. Other highly rated options include Decker Insurance Solutions, Inc, Insurance Incorporated - Camarillo, All Ways Insurance Services Inc.. This directory lists 19 disability insurance agents serving Camarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Logan - State Farm Insurance Agent | 267 Village Commons Blvd suite 13 | (805) 484-0418 |
| 2 | Decker Insurance Solutions, Inc | 1203 Flynn Rd UNIT 170 | (805) 384-1645 |
| 3 | Insurance Incorporated - Camarillo | 360 Mobil Ave # 205B | (805) 738-7333 |
| 4 | All Ways Insurance Services Inc. | 350 N Lantana St Ste 204 | (877) 218-8833 |
| 5 | Joshua Donner: Allstate Insurance | 484 Mobil Ave STE 1 | (805) 388-0602 |
| 6 | Bob Knutsen - State Farm Insurance Agent | 1601 Carmen Dr Ste 205 | (805) 484-8626 |
| 7 | Tezeta Moges: Allstate Insurance | 671 Via Alondra unit 811 b | (805) 383-6561 |
| 8 | Farmers Insurance - Desmond Sandlin | 1297 Flynn Rd STE 220 | (805) 389-6822 |
| 9 | Chambers & Company Insurance Brokers | 751 E Daily Dr # 230 | (805) 388-7130 |
| 10 | Valenzano Insurance Services | 340 Rosewood Ave suite g | (805) 987-3228 |
Tom Logan - State Farm Insurance Agent serves the Camarillo, California, metro area, where it provides disability insurance services to local residents and professionals. The agency assists individuals in securing coverage that can replace a portion of income if illness or injury prevents them from working. Clients receive guidance on policy features and benefit options tailored to their circumstances. Disability insurance planning often addresses both short-term and long-term needs. The firm handles continuous disability income protection and helps clients manage policy modifications as life situations change.
Decker Insurance Solutions, Inc in Camarillo, CA provides individual and group disability insurance coverage to help protect local professionals against income loss from injury or illness. The agency offers policy reviews and claims assistance to ensure ongoing service for its clients. It serves both residential homeowners seeking personal disability protection and commercial property owners with business-related disability needs, including those who own single-family homes, apartments, retail stores, and restaurants.
Insurance Incorporated - Camarillo serves homeowners, businesses, and self-employed professionals seeking individual disability coverage in Ventura County. The agency helps clients understand policy options that replace lost income during illness or injury. It assists with comparing waiting periods, benefit durations, and occupational definitions for various white-collar and blue-collar professions. Claim support is provided to ensure timely benefit payments. The agency also covers the nearby communities of Oxnard and Ventura.
Serving clients in Camarillo and throughout Ventura County and surrounding communities, disability insurance agent All Ways Insurance Services Inc. handles applications for coverage that provides income protection when illness or injury prevents work. It guides individuals through the process of selecting appropriate policy terms and benefit durations based on personal circumstances. The agency generally reviews a client’s occupation, income, and existing coverages before comparing plan options from multiple carriers to secure a suitable solution.
Joshua Donner: Allstate Insurance in Camarillo, CA, focuses on disability insurance, which can be arranged either as a single-policy purchase for a finite period or as a renewable service with ongoing coverage adjustments. Each policy provides income protection if an injury or illness prevents work, tailored to local employment conditions. Clients can engage the agency on a one-time basis for an initial policy setup or schedule periodic reviews to update their coverage.
Bob Knutsen - State Farm Insurance Agent in Camarillo, CA offers specialized disability insurance services designed to replace a portion of lost income if an injury or illness prevents someone from working. The agency also handles general insurance needs including auto, home, and life policies. It works with individuals and local businesses to create protection plans that fit their budgets and risks. As open enrollment periods near or when a sudden health issue arises, the agency helps clients assess their current coverage and adjust disability benefits.
As Camarillo workers balance seasonal shifts in local industries like agriculture and retail, securing income protection becomes a pressing concern. Tezeta Moges: Allstate Insurance addresses this need by guiding clients through disability insurance options that help replace lost wages during illness or injury. The agent provides clear, practical advice tailored to individual employment situations and income levels. An initial assessment begins with a review of current coverage to identify gaps and determine appropriate policy terms.
Farmers Insurance - Desmond Sandlin in Camarillo, California, works with individuals and businesses to secure financial protection against lost income due to injury or illness. It specializes in disability insurance policies that can replace a portion of earnings if a client becomes unable to work. The agency can assist commercial clients in diverse sectors such as offices, warehouses, and food service operations.
Chambers & Company Insurance Brokers provides residential disability insurance guidance to clients in Camarillo and the surrounding communities. The firm also structures commercial disability coverage for local small businesses, helping protect their income streams during periods of extended illness or injury. Their service area extends throughout Ventura County. Between regular health check-ins, clients often return to update their policies following changes in career status or family circumstances.
Valenzano Insurance Services, based in Camarillo, California, is known for helping individuals protect their income through disability insurance coverage. The company serves local professionals and business owners by guiding them through policy options that provide financial support if illness or injury prevents them from working. Its services include assessing current coverage gaps and comparing plans from multiple carriers to find suitable benefit structures. For those self-employed, it can add a specialized rider tailored to provide higher replacement income during a covered disability.
What Does a a Disability Insurance Agent in Camarillo Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income. For a 40-year-old earning 100,000 dollars per year a policy might cost between 1,000 and 3,000 dollars annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Camarillo
Disability insurance agents in Camarillo California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents understand the Ventura County market and can guide you through policy options tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Camarillo do?
A disability insurance agent helps you compare and purchase private disability policies. They explain coverage options, waiting periods, and benefit amounts. Agents also assist with filing claims and understanding California SDI rules.
Is disability insurance required in California?
California does not require private disability insurance. However most employees pay into the state SDI program through payroll taxes. A private agent can help you get additional coverage beyond what SDI provides.
How do I choose a disability insurance agent in Camarillo?
Look for an agent licensed in California with experience in disability products. Ask about their knowledge of state regulations and the specific policies they offer. Check reviews and verify their credentials through the California Department of Insurance.
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