The top-rated disability insurance agent in Brea, California is Acceptance Insurance, rated 4.9 stars across 630 reviews. Other highly rated options include Apollo Insurance Services, Westways Insurance, Diane Viadero - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Brea.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1045 E Imperial Hwy | (714) 340-1052 |
| 2 | Apollo Insurance Services | 1040 E Imperial Hwy Suite F3 | (800) 426-1088 |
| 3 | Westways Insurance | 770 S Brea Blvd #107 | (714) 990-1382 |
| 4 | Diane Viadero - State Farm Insurance Agent | 765 E Birch St #201 | (714) 529-5558 |
| 5 | EHC Insurance Solutions | 3230 E Imperial Hwy # 300 | (626) 888-3780 |
| 6 | Ekno Insurance Services | 711 E Imperial Hwy #201 | (888) 669-7220 |
| 7 | Goosehead Insurance - Daniel Sanchez | 1215 W Imperial Hwy Suite 217 | (657) 341-1366 |
| 8 | MultiCo Insurance Solutions | 747 S Brea Blvd #33 | (714) 462-3432 |
| 9 | Red Insurance Services | 5700 Carbon Canyon Rd | (760) 979-1846 |
| 10 | Schrimmer-Cavanagh Insurance Agency, Inc | 601 A Lunar Ave | (714) 256-9600 |
Acceptance Insurance serves residential clients in and around Brea, California, helping them navigate disability coverage needs for income protection plans. The agency also provides commercial disability insurance solutions for local small businesses, covering key-person policies and group plans tailored to this region. Service extends throughout Brea and the surrounding Orange County area. The team follows up after each policy enrollment to ensure coverage aligns with changing circumstances, making adjustments between regular visits as needed.
Apollo Insurance Services serves clients throughout Orange County from its Brea, California location. The agency specializes in providing disability insurance policies that replace a portion of income if an illness or injury prevents the policyholder from working. These plans help protect individuals and business owners against financial hardship during extended recovery periods. In this area, the agency regularly assists with long-term disability insurance and short-term disability insurance for medical professionals, small business operators, and other working residents.
Westways Insurance provides individual and group disability income protection planning for clients in Brea, California. Its service approach includes policy review sessions to explain benefit structures and help align coverage with a client’s occupation and lifestyle. The firm also offers ongoing claims support and periodic plan updates as income and health needs change. It serves professionals working in single-family homes, apartment complexes, retail shops, and restaurant establishments throughout the local area.
Homeowners and business owners in Brea, California, seek Diane Viadero - State Farm Insurance Agent for disability insurance coverage. This agency helps individuals secure policies that replace a portion of income if injury or illness prevents work. Business clients also protect key employees and partnership agreements against long-term disability. The agency assists with evaluating policy terms, elimination periods, and benefit amounts to match specific financial needs. Diane Viadero - State Farm Insurance Agent also serves clients in nearby Fullerton and surrounding Orange County communities.
EHC Insurance Solutions serves clients throughout Brea, California, and the surrounding Orange County communities. The agency handles individual and group disability insurance policies designed to replace a portion of lost income due to illness or injury. It also advises on policy features such as elimination periods and benefit durations. To approach a typical client situation, the agent begins by reviewing the client’s occupation and financial obligations, then compares options among several carriers to present a plan that fits the budget.
Ekno Insurance Services, located in Brea, CA, assists clients by distinguishing between one-time policy purchases and recurring premium payment plans for long-term disability protection. The agency then matches individuals with coverage designed to replace a portion of income if they become unable to work due to illness or injury. Services for policy selection and application processing are provided on either a one-time or as-needed basis, depending on each client's ongoing needs and policy changes.
As the cost of living continues to rise in Brea, many residents seek reliable income protection against unexpected illness or injury. Goosehead Insurance - Daniel Sanchez addresses this need by providing access to disability insurance agent services. The company helps clients explore various policies designed to replace lost wages during recovery periods. Working with local clients, the agent reviews individual employment situations and financial obligations. The process typically begins with a personalized assessment to evaluate current coverage gaps and initial financial needs.
MultiCo Insurance Solutions in Brea, CA specializes in connecting individuals with disability income protection policies tailored to specific professional and personal needs. The agency also advises clients on integrating these plans with existing employer coverage to prevent gaps in financial security. Experienced representatives guide customers through the complex application process, including medical underwriting and benefit waiting period selections. With seasonal workforce changes or major home purchases, many local residents seek its help in adjusting their protection levels to match new income responsibilities.
Red Insurance Services works with individuals and businesses in Brea, California to help them evaluate their needs for income protection. Its work focuses specifically on disability insurance, which replaces a portion of lost earnings if a person cannot work due to injury or illness. The agency assists clients in understanding policy options, benefit periods, and elimination periods to secure suitable coverage. It serves professional offices, industrial warehouses, and local food service operations.
What Does a a Disability Insurance Agent in Brea Cost?
Disability insurance premiums in California typically range from 1 percent to 3 percent of your annual income. For a 40 year old in Brea, a policy covering 60 percent of income might cost between 100 and 300 dollars per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Brea
Disability insurance agents in Brea, California help residents and workers find income protection policies. California state law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but many workers also buy private plans for extra coverage. A local agent can explain how private policies work alongside California SDI and help you compare options.
Frequently Asked Questions
What does a disability insurance agent in Brea do?
A disability insurance agent helps you choose a policy that pays part of your income if you become unable to work. They explain policy terms, waiting periods, and benefit amounts. They do not handle claims or represent you in disputes.
How does California SDI affect private disability insurance?
California SDI provides temporary benefits for non-work related injuries or illness. A private policy can supplement SDI to cover more of your income. Your agent can show you how to coordinate both types of coverage.
Are disability insurance agents in Brea licensed?
Yes, all disability insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license on the CDI website before working with them.
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