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Find Condo Insurance Agents Near You in Providence, RI

Browse condo insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated condo insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 16 condo insurance agents serving Providence.

Showing 16 condo insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cross Insurance291 Promenade St(401) 431-9200
2Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
3Auto Cycle Insurance400 Broadway(401) 421-2005
4Wilson Insurance Agency723 Atwells Ave(401) 453-6659
5Jimenez And Associates1099 A Broad St(401) 461-1561
6Insurance Leader1237 Elmwood Ave(401) 781-1810
7Guzman Insurance Group, LLC: Allstate Insurance1214 Broad St Lowr Level(401) 785-0806
8ONE STOP INSURANCE AGENCY858 Broad St(401) 785-3339
9World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
10Gilbane Insurance Agency Inc.515 Elmwood Ave(401) 781-8680
CI
291 Promenade St
Cross Insurance
Condo Insurance Agent · Providence, RI

Cross Insurance serves Providence, Rhode Island, as a local provider of condo insurance agent services. The agency helps condominium owners secure policies that cover their personal property and interior structures. They also assist with liability protection for accidents that occur within a unit. Understanding the specific regulations governing condominium associations in Providence, the agency guides clients in coordinating individual coverage with master policies. Services include structuring personal liability coverage and advising on special assessments protection.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Condo Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc provides condo insurance policies tailored to the unique needs of unit owners in the Providence area. These services include coverage for interior structures, personal liability, and loss assessment protection. Ongoing support and policy reviews help ensure clients maintain adequate protection as their circumstances change. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

AC
400 Broadway
Auto Cycle Insurance
Condo Insurance Agent · Providence, RI

Serving the Providence, Rhode Island area and its surrounding communities, Auto Cycle Insurance handles the placement of condo insurance policies for local unit owners. The company addresses the specific coverage needs that come with condominium living, including protecting interior fixtures and personal property. It also works to secure liability coverage and loss assessment protection for its clients. When handling a typical job, it begins by reviewing the homeowner association’s master policy to identify gaps that need filling for individual unit owners before recommending a tailored plan.

WI
723 Atwells Ave
Wilson Insurance Agency
Condo Insurance Agent · Providence, RI

Wilson Insurance Agency serves homeowners and property managers in Providence, Rhode Island, offering condo insurance policies tailored to individual unit owners and shared building coverage needs. The agency helps clients protect their personal property, liability, and interior structures within their condominium units. It provides guidance on loss assessment coverage and aligns policies with HOA master plan requirements. The agency also extends its services to nearby Cranston, assisting policyholders throughout the greater Providence metro area with their insurance needs.

JA
1099 A Broad St
Jimenez And Associates
Condo Insurance Agent · Providence, RI

Jimenez And Associates provides specialty services tailored to condo insurance coverage, addressing the unique needs of unit owners in Providence. Its general service work includes helping clients understand master policy gaps and selecting appropriate personal property and liability protection. The agency assists with seasonal or situational concerns such as securing adequate coverage for renovations undertaken during the winter months when contractors are more available.

IL
1237 Elmwood Ave
Insurance Leader
Condo Insurance Agent · Providence, RI

Insurance Leader in Providence, RI provides condo insurance coverage tailored to protect personal property and interior building structures. While a one-time policy offers immediate financial protection through a single agreement, a recurring service allows clients to annually adjust coverage limits based on changing assets and escalating repair costs. Policies commonly protect against fire, theft, and liability claims within the unit. Service runs on an as-needed basis, with renewal recommendations made each policy term to review deductible options and local building-related endorsements.

GI
1214 Broad St Lowr Level
Guzman Insurance Group, LLC: Allstate Insurance
Condo Insurance Agent · Providence, RI

As the harsh New England winter approaches, many Providence condo owners worry about burst pipes and ice dam damage. Guzman Insurance Group, LLC, an Allstate agency, helps local homeowners find condo insurance coverage that protects their unit and personal property. The agency focuses on policies for shared-wall living, ensuring the building’s master policy gaps are addressed. A typical first step involves an agent reviewing the association’s master policy to determine what personal coverage is needed before any formal inspection can proceed.

OS
858 Broad St
ONE STOP INSURANCE AGENCY
Condo Insurance Agent · Providence, RI

ONE STOP INSURANCE AGENCY serves clients seeking condo insurance in the Providence area. Its work focuses on tailoring policies to cover individual units and shared building structures. Specialized add-on coverages can include protection for personal belongings, liability for common-area incidents, and loss assessment endorsements for unexpected building repairs. The agency assists commercial sectors as well, helping to secure policies for office spaces, warehouses, and food service operations.

WI
477 Elmwood Ave
World Insurance Associates LLC
Condo Insurance Agent · Providence, RI

World Insurance Associates LLC provides residential condo insurance services in Providence, Rhode Island, helping local unit owners protect their personal property and liability exposure. Commercial coverage options are also available for small business condominiums within the area. The agency supports clients throughout greater Providence. By offering clear policy guidance and timely renewals, World Insurance Associates LLC facilitates smooth follow-up and repeat service between regular visits.

GI
515 Elmwood Ave
Gilbane Insurance Agency Inc.
Condo Insurance Agent · Providence, RI

Gilbane Insurance Agency Inc. in Providence, RI, is recognized for providing tailored coverage solutions focused on the unique needs of condo owners. Its service range includes policies that protect individual units, personal belongings, and liability within shared building structures. Condo insurance agents in this area typically address gaps left by master policies, ensuring clients have sufficient coverage for interior improvements and assessments. A specialty service the agency can add on is coverage for loss of personal property use during temporary displacement after a covered event.

FI
24 Farmington Ave
Farmington Insurance Agency
Condo Insurance Agent · Providence, RI
(401) 944-2230
farmingtonins.com
LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Condo Insurance Agent · Providence, RI
(401) 273-0022
lefebvreins.com
AP
565 Broadway
Atwood And Palazzo Insurance Agency
Condo Insurance Agent · Providence, RI
(401) 272-4340
EF
217 Angell St
E F Bishop Agency Inc
Condo Insurance Agent · Providence, RI
(401) 421-3210
efbishop.com
RI
668 Hartford Ave
Robles Insurance
Condo Insurance Agent · Providence, RI
(401) 572-3335
DS
245 Waterman St # 501
DeCotis Specialty Insurance
Condo Insurance Agent · Providence, RI
(401) 351-0066
decotis.com

What Does a a Condo Insurance Agent in Providence Cost?

Condo insurance premiums in Rhode Island generally range from 200 to 600 dollars annually for standard HO-6 policies. Factors include the unit location, building age, and coverage limits for personal property and loss assessment. Agents may also quote additional flood or windstorm coverage for coastal areas like Providence. This is general information and not insurance advice.

About condo insurance agents in Providence

Condo insurance agents in Providence Rhode Island help owners understand the unique coverage needs for their units. Rhode Island law requires condo associations to carry a master policy but individual unit owners must secure their own HO-6 policy for personal property and interior upgrades. Local agents can explain how the RI Condominium Act affects your coverage responsibilities.

Frequently Asked Questions

What does a condo insurance agent in Providence do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior fixtures, and liability. They also review your associations master policy to identify gaps in coverage. Agents licensed in Rhode Island understand local building codes and coastal flood risks.

Is condo insurance required in Rhode Island?

Rhode Island law does not require individual condo insurance but most mortgage lenders do require it. Your condo association may also require proof of liability coverage in its bylaws. An agent can help you meet these requirements.

How much does condo insurance cost in Providence?

Typical HO-6 policies in Providence range from 200 to 500 dollars per year for basic coverage. Costs increase for units near the coast or with high-value interior upgrades. Your agents quote will depend on your unit size, location, and chosen deductibles.

Condo Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.