The top-rated condo insurance agent in North Providence, Rhode Island is Stephen Guyott - GEICO Insurance Agent, rated 4.7 stars across 126 reviews. Other highly rated options include Kraig Cloutier: Allstate Insurance, A. E. Mazika Insurance Services, The Cloutier Insurance Agency. This directory lists 11 condo insurance agents serving North Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Guyott - GEICO Insurance Agent | 1664 Mineral Spring Ave | (401) 288-4690 |
| 2 | Kraig Cloutier: Allstate Insurance | 1535 Smith St UNIT 1 | (401) 861-7500 |
| 3 | A. E. Mazika Insurance Services | 1529 Mineral Spring Ave | (401) 353-9300 |
| 4 | The Cloutier Insurance Agency | 1535 Smith St | (401) 861-7500 |
| 5 | Jeo Sanchez: Allstate Insurance | 1987 Mineral Spring Ave | (401) 349-2900 |
| 6 | Stop & Save Insurance | 1020 Charles St | (401) 722-9985 |
| 7 | Safepoint Insurance RI | 132 Vincent Ave | (401) 859-3440 |
| 8 | A R Bucci Insurance Agency Inc | 214 High Service Ave | (401) 354-8700 |
| 9 | Capraro & Furtado Insurance | 959 Mineral Spring Ave | (401) 205-2597 |
| 10 | More Secured Insurance RI | 1635 Mineral Spring Ave | (401) 859-5631 |
Stephen Guyott, GEICO Insurance Agent serves the North Providence, Rhode Island area, specializing in condo insurance policies for local residents. The agency helps condominium owners understand their unique coverage needs, which differ from standard homeowners insurance. It assists clients in protecting their personal property and interior unit structures within condo associations. Services typically include liability protection and loss assessment coverage for the condo association’s master policy gaps. This agent helps secure individual condo unit policies and offers tailored personal property insurance for North Providence condo owners.
Kraig Cloutier: Allstate Insurance provides a full range of condo insurance services, including coverage for personal property, liability protection, and loss of use. They assist clients in customizing deductibles and evaluating existing master policies to fill coverage gaps. Service plans focus on reviewing policy details annually to adjust for renovations or new assets. They service single-family homes, apartments, retail spaces, and restaurants in the North Providence area.
Homeowners in North Providence, Rhode Island, turn to A. E. Mazika Insurance Services for specialized condo insurance coverage. These policies protect individual units, personal belongings, and interior structures that a condo association’s master policy does not cover. Agents guide customers in assessing liability limits and securing protection for upgrades to their space. Standard risks like fire, theft, and water damage from internal pipes are included in custom plans. The firm also provides coverage for neighbors in the nearby Pawtucket area.
The Cloutier Insurance Agency serves North Providence and the surrounding Rhode Island communities, providing condo insurance to local property owners. It handles policies that protect individual units within larger residential buildings, including coverage for interior fixtures and personal liability. The agency works to assess each client’s specific exposures by reviewing building association master policies, then fills gaps with tailored personal coverage. It treats every job by carefully comparing policy options and explaining the terms clearly before a client makes a final decision.
Jeo Sanchez: Allstate Insurance in North Providence, Rhode Island, distinguishes one-time service for a single policy review from recurring support for ongoing policy updates as needs change. Coverage through this condo insurance agent protects personal belongings, interior structures not covered by the master policy, and liability for accidents occurring within the unit. Service runs on an as-needed basis, allowing clients to request consultations or adjustments whenever their specific insurance requirements arise.
Stop & Save Insurance specializes in tailored condo insurance policies, addressing the unique needs of individual unit owners in North Providence. It also assists with common general insurance services, such as helping clients navigate the gap between personal coverage and a building’s master policy. For local condo owners, the agency provides practical guidance on seasonal concerns, including ensuring adequate protection for unattended units during the winter months to prevent potential damage from frozen pipes.
As spring brings heavy rains to North Providence, Safepoint Insurance RI helps condo owners review flood and water damage risks specific to shared buildings. This condo insurance agent recommends policies that cover interior upgrades, liability for common areas, and loss assessments from the homeowners association. Residents appreciate clear explanations of deductibles and special coverage for plumbing or roof leaks. The process begins with an in-person walkthrough of the unit and shared spaces to identify all exposures.
A R Bucci Insurance Agency Inc works with homeowners and property owners throughout North Providence to arrange essential condo insurance policies. The agency also connects clients with specialty coverages for water backup and personal property replacement. Serving both long-term residents and those recently moved, the firm offers condo insurance guidance for standard residential units. It can also help secure coverage for commercial sectors such as offices, warehouses, and food service operations.
Capraro & Furtado Insurance provides residential condo insurance services to property owners in North Providence, RI. The agency also offers commercial coverage options for local businesses requiring specialized protection plans. Their team assists clients in selecting appropriate policies that address both building and liability concerns within the area. Regularly scheduled service ensures coverage remains current, with the agency encouraging follow-up consultations between annual policy reviews for ongoing portfolio adjustments.
More Secured Insurance RI in North Providence, Rhode Island, is known for providing condo insurance policies that protect unit owners from common liability and property damage risks. Their service range includes coverage for personal belongings, interior structural improvements, and loss-of-use expenses during repairs. They also help policyholders understand how their master association policy interacts with individual needs. As a specialty service, they can add on an umbrella liability policy to extend coverage limits beyond a standard condo insurance package.
What Does a a Condo Insurance Agent in North Providence Cost?
Condo insurance agent fees in Rhode Island are usually paid through commissions from the insurance company so you do not pay extra for the agent service. Typical HO6 policy premiums in North Providence range from 300 to 800 dollars per year for standard coverage. Higher limits or additional riders for jewelry or flood insurance can increase the cost. This is general information and not insurance advice.
About condo insurance agents in North Providence
A condo insurance agent in North Providence Rhode Island can help you understand the specific coverage needed for your unit. Rhode Island law requires condo associations to carry a master policy but individual owners often need an HO6 policy for interior fixtures and personal liability. Local agents know how to align your coverage with the association bylaws and state regulations.
Frequently Asked Questions
What does a condo insurance agent in North Providence do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and liability. They also review your condo association master policy to avoid gaps in coverage. This is important because Rhode Island law does not require the association to cover your personal belongings.
Do I need condo insurance in North Providence Rhode Island?
Yes most mortgage lenders require an HO6 policy for condo owners. Even if you own the unit outright a policy protects you from fire water damage and liability claims. Rhode Island law allows associations to assess owners for common area damage so your policy should include loss assessment coverage.
How much does condo insurance cost in North Providence?
Typical annual premiums for an HO6 policy in Rhode Island range from 300 to 800 dollars. The cost depends on your unit location deductible and coverage limits. Factors like proximity to the Providence River or flood zones can increase rates.
Condo Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · Johnston · Middletown · North Kingstown · Pawtucket · Providence · Warwick · Woonsocket