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Directory of condo insurance agents in Middletown, Rhode Island. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 condo insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
Nationwide Insurance: Roy L Souza
999 W Main Rd, Middletown, RI 02842
(401) 849-4100
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Condo insurance agents in Middletown Rhode Island help unit owners understand their HO-6 policy needs. Rhode Island law requires condo associations to carry a master policy but owners must cover interior fixtures and personal property. Local agents can explain how the state's specific condominium act affects your coverage limits.
What Does a Condo Insurance Agent in Middletown Cost?
Typical condo insurance premiums in Rhode Island range from 200 to 600 dollars annually for a standard HO-6 policy. Factors include your unit's replacement cost, location near the coast, and chosen coverage limits. Loss assessment coverage may add 25 to 50 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Middletown do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property and interior structures. They also advise on loss assessment coverage for shared building repairs. Agents in Middletown know local building costs and common risks like coastal weather.
Do I need condo insurance if the association has a master policy?
Yes. Rhode Island law does not require individual owners to carry insurance but your mortgage lender will. The master policy only covers common areas and original structures. You need your own policy for upgrades, personal belongings, and liability.
How much does a condo insurance agent cost in Rhode Island?
Most condo insurance agents are paid by commission from the insurance company so there is no direct fee to you. Premiums for an HO-6 policy in Rhode Island typically range from 200 to 600 dollars per year. Costs vary based on your unit value and chosen deductibles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.