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Compare Condo Insurance Agents in Johnston, RI

Browse condo insurance agents serving Johnston, Rhode Island. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 11 condo insurance agents in Johnston, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jose Espejo: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 831-2099 agents.allstate.com
Narragansett Bay Insurance Company
1301 Atwood Ave #102W, Johnston, RI 02919
(401) 725-5600 nbic.com
Expert Insurance
1705 Hartford Ave, Johnston, RI 02919
(401) 709-7720 expertinsurancegroup.com
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance
1465 Atwood Ave, Johnston, RI 02919
(401) 273-8700 grahaminsuranceinc.com
Tax Insurance Solutions
1215 Plainfield St, Johnston, RI 02919
(401) 944-1512 taxinsurancesolutions.com
Smyth Business Solutions
1665 Hartford Ave, Johnston, RI 02919
(401) 227-9256 smythbiz.com
Cesar Loaiza: Allstate Insurance
653 Killingly St, Johnston, RI 02919
(401) 942-0500 agents.allstate.com
Kelvin Taveras: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 824-7813 agents.allstate.com
Pawtucket Mutual Insurance Co
301 Atwood Ave, Johnston, RI 02919
(401) 725-5600 nbic.com
Capital Insurance Group
454 George Waterman Rd, Johnston, RI 02919
(401) 349-5757
Allstate Insurance: Sugeidy Mendez
58 Greenville Ave, Johnston, RI 02919
(401) 324-0653 agents.allstate.com

Condo insurance in Johnston Rhode Island protects your personal property and interior structure. Rhode Island law requires condo associations to carry a master policy but that policy does not cover your belongings or upgrades. A local agent can help you understand the difference between an all-in and bare-walls master policy so you get the right individual coverage.

What Does a Condo Insurance Agent in Johnston Cost?

Typical condo insurance in Rhode Island ranges from 200 to 600 dollars per year for a standard policy. Factors like your unit value, deductible choice, and location in Johnston affect the premium. Flood insurance is separate and may be required in certain zones. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does condo insurance cover in Johnston Rhode Island?
Condo insurance typically covers your personal property, interior walls and fixtures, liability for injuries in your unit, and loss of use if your unit is uninhabitable. It fills gaps left by the association master policy.
Do I need condo insurance if the association has a master policy?
Yes. The master policy covers common areas and the building structure but not your personal belongings or upgrades. You need an HO6 policy to protect your possessions and provide liability coverage.
How does Rhode Island law affect my condo insurance needs?
Rhode Island General Laws Title 34 Chapter 36 governs condominiums. The association must maintain property insurance but individual unit owners are responsible for their own interior. Your agent can explain how the master policy type affects your coverage.