The top-rated condo insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 16 condo insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Enhanced Benefits Insurance group | 643 Main St | (401) 662-4928 |
| 7 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 8 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 9 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 10 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a condo insurance agent. This company provides specialized coverage for individual unit owners in condominium complexes. Policies typically protect interior fixtures, personal property, and liability exposures not covered by the master association policy. Agents work with homeowners to assess deductible limits and loss assessment endorsements specific to condo by-laws. This firm handles policy reviews for unit owners and coordinates claims processing for water damage or theft within condominium units.
Andrews Insurance Agency provides personal condo insurance services, including tailored property protection and liability coverage for owners in Pawtucket, RI. It offers service plans that assist clients in reviewing policy details, adjusting coverage limits to meet changing needs, and managing deductibles for individual units. The agency handles policy maintenance tasks by coordinating with condo associations to ensure alignment with master policies. It services single-family homes, apartments, retail spaces, and restaurants needing condo-specific insurance solutions.
Medicare Mavis in Pawtucket, RI offers condo insurance that distinguishes between a one-time policy quote and a recurring service account for ongoing coverage updates. This agency provides basic protection for shared walls, personal liability, and interior structural damage within a condominium unit. Policyholders may select a one-time individual binder or establish a scheduled review plan for annual renewal and coverage adjustments. Service operates on a one-time, scheduled, or as-needed basis to accommodate differing unit owner preferences.
Serving Pawtucket and its surrounding Rhode Island communities, Jack Tavares: Allstate Insurance handles all standard aspects of condo insurance agent work. The company assists local condo owners with policies that typically cover interior structures, personal property, and liability. A general approach it uses for each job is to begin with a thorough review of the client’s specific condo association master policy before recommending any individual coverage additions.
Butler & Messier Insurance serves homeowners and residential property managers in Pawtucket, Rhode Island, offering condominium insurance policies that protect individual units and common assets. Their services help clients secure coverage for interior structures, personal belongings, and liability risks associated with condo living. They assist both first-time buyers and long-term owners in navigating the specific insurance requirements of condominium associations. The agency also provides similar expertise for property owners in the neighboring Providence metropolitan area.
As a specialty provider of condo insurance, Enhanced Benefits Insurance group helps owners in Pawtucket, Rhode Island navigate the unique coverage gaps often left by a master policy. The agency focuses on protecting personal property and individual liability while educating clients on policy limits and deductibles. They further assist renters and property investors seeking appropriate dwelling protection. From assessing flood exposure during the spring thaw to verifying adequate vandalism coverage through the winter months, the agency addresses seasonal risks specific to local condominium living.
As winter winds and coastal storms sweep through Pawtucket, condo owners prioritize safeguarding their property against potential water damage and liability claims. Smith Insurance Group specializes in tailoring condo insurance policies that cover both interior fixtures and common-area assessments. The agency works with building owners and individual unit holders to clarify coverage gaps, ensuring adequate protection for personal belongings and shared structures. A licensed agent begins with a thorough inspection of the unit’s plumbing, roof age, and security systems before recommending a specific policy.
Garcia Insurance Agency provides comprehensive insurance solutions for property owners across the Pawtucket area. The company specializes specifically in condo insurance, addressing the unique coverage needs of individual unit owners. Its policies typically protect personal property, interior structural improvements, and liability exposures that are not covered by a building’s master policy. Additional coverage options may protect against loss of use, water backup damage, or valuable personal articles within the unit. The agency can serve a wide variety of commercial customers, including those operating offices, warehouse facilities, and food service establishments.
All-Star Insurance Agency handles residential condo insurance in Pawtucket, Rhode Island. The agency also provides commercial coverage policies for condominium associations and investment properties in the local area. Working with area condo owners, the agent assesses building-specific risks and common area liabilities to craft appropriate individual policies. Property owners can schedule a follow-up policy review or request an update to their coverage between regular annual visits to ensure ongoing protection.
General Insurance LLC in Pawtucket, RI, is known for providing dedicated condo insurance solutions tailored to individual unit owners. Its service range covers standard policy needs, including personal property protection and liability coverage common in multi-family buildings. The agency also helps clients understand master policy gaps to avoid expensive out-of-pocket losses. Additional specialty services include scheduled personal property endorsements for high-value items like jewelry or fine art, ensuring broader coverage for condo residents.
What Does a a Condo Insurance Agent in Pawtucket Cost?
Typical condo insurance costs in Rhode Island range from 200 to 600 dollars per year for an HO-6 policy. Factors like your unit's location in Pawtucket, the deductible amount, and the value of your personal property affect the premium. This is general information and not insurance advice.
About condo insurance agents in Pawtucket
A condo insurance agent in Pawtucket Rhode Island helps you secure an HO-6 policy that covers your interior fixtures and personal property. Rhode Island law requires condo associations to carry a master policy, but that policy typically does not cover your unit's interior. An agent can explain how the master policy interacts with your individual coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Pawtucket do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how Rhode Island condo master policies affect your coverage limits.
Is condo insurance required in Rhode Island?
Yes, most Rhode Island condo associations require unit owners to carry an HO-6 policy. This is often mandated in the condo bylaws to protect the unit owner and the association.
How does Rhode Island law affect my condo insurance?
Rhode Island General Law 34-36.1-2.05 requires condo associations to maintain a master property policy. Your individual HO-6 policy covers what the master policy does not, such as improvements and betterments inside your unit.
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