The top-rated condo insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include North Kingstown Insurance, LENNON INSURANCE AGENCY LLC, Cathleen Harrison: Allstate Insurance. This directory lists 10 condo insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 3 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 6 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 7 | Falvey Insurance Group | 66 Whitecap Dr | (401) 792-0144 |
| 8 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
| 9 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 10 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
What Does a a Condo Insurance Agent in North Kingstown Cost?
Condo insurance in Rhode Island typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like unit size, location in North Kingstown, and coverage limits affect the price. Loss assessment coverage and flood insurance may add to the cost. This is general information, not insurance advice.
About condo insurance agents in North Kingstown
Condo insurance agents in North Kingstown, Rhode Island help you protect your unit and personal belongings. Rhode Island law requires condo associations to carry a master policy, but owners still need their own HO-6 policy for interior walls, fixtures, and liability. A local agent can explain how the master policy and your individual coverage work together.
Frequently Asked Questions
What does a condo insurance agent in North Kingstown do?
A condo insurance agent helps you find an HO-6 policy that covers your unit, personal property, and liability. They review your condo association master policy to identify gaps in coverage. They also advise on RI specific requirements like loss assessment coverage.
Is condo insurance required in Rhode Island?
Yes, most condo associations in Rhode Island require owners to carry an HO-6 policy. The Rhode Island Condominium Act does not mandate it, but association bylaws usually do. Your agent can help you meet these requirements.
How does the master policy affect my condo insurance in North Kingstown?
The master policy covers common areas and the building structure. Your HO-6 policy covers your unit interior, personal property, and liability. An agent can check if the master policy is an all-in or bare walls type to ensure you have proper coverage.
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