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Find Commercial Insurance Agents Near You in St Joseph, MO

Browse commercial insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated commercial insurance agent in St Joseph, Missouri is Patrick Lile American Family Insurance, rated 4.9 stars across 125 reviews. Other highly rated options include Clear View Insurance Specialists, AIS, Adlee Conaway Insurance Agency LLC American Family Insurance. This directory lists 20 commercial insurance agents serving St Joseph.

Showing 20 commercial insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Patrick Lile American Family Insurance2721 Pembroke Ln(816) 279-7770
2Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
3AIS2903 S Belt Hwy(816) 676-2886
4Adlee Conaway Insurance Agency LLC American Family Insurance6402 King Hill Ave(816) 238-5201
5Zulima Lugo - Missouri Farm Bureau Insurance2233 N Belt Hwy Ste B(816) 558-6171
6Larry Bowles - Missouri Farm Bureau Insurance2233 N Belt Hwy Ste C(816) 558-6171
7Shelter Insurance3011 S Belt Hwy(816) 354-0260
8Jeff Freeman - Missouri Farm Bureau Insurance610 S Woodbine Rd(816) 279-2985
9Buchanan County Mutual Insurance Company1004 S Belt Hwy(816) 232-0933
10A & T Turner Insurance2606 St Joseph Ave(816) 408-3914
PL
2721 Pembroke Ln
Patrick Lile American Family Insurance
Commercial Insurance Agent · St Joseph, MO

Patrick Lile American Family Insurance in St Joseph, MO, provides commercial insurance agent services including liability coverage, property protection, and business interruption support. It offers optional maintenance plans to review current coverage limits and ensure timely policy updates. The agency helps clients in St Joseph manage risks related to commercial vehicles, general business operations, and equipment breakdowns. It services a range of properties such as single-family homes, apartments, retail locations, and restaurants.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Commercial Insurance Agent · St Joseph, MO

Clear View Insurance Specialists serves local businesses, property managers, and commercial property owners seeking coverage for their operations and assets in St Joseph, MO. The agency provides guidance on policies such as general liability, property insurance, and workers’ compensation. It works closely with clients to evaluate their unique risks and match them with appropriate commercial insurance products from established carriers. This agency also extends its commercial insurance services to businesses in the neighboring communities throughout Buchanan County, ensuring local enterprises have access to professional risk management support.

AI
2903 S Belt Hwy
AIS
Commercial Insurance Agent · St Joseph, MO

AIS serves the St. Joseph, Missouri, metro area as a commercial insurance agent. The agency helps local businesses manage their financial risks by securing appropriate insurance policies. It focuses on understanding each client’s operational exposures to recommend suitable coverage from a range of carriers. Typical services include protecting against property damage, liability claims, and business interruptions. In this area, AIS handles the design of general liability and workers’ compensation insurance programs for regional enterprises.

AC
6402 King Hill Ave
Adlee Conaway Insurance Agency LLC American Family Insurance
Commercial Insurance Agent · St Joseph, MO

Serving St. Joseph, Missouri, and the surrounding communities, Adlee Conaway Insurance Agency LLC American Family Insurance handles commercial insurance needs for local businesses. It works to protect clients from various operational risks and liabilities. The agency secures policies that cover property, liability, and other standard coverages required for commercial operations. To approach a typical job, it first reviews the client’s specific business exposures and operational details. It then tailors coverage options to match those unique risk profiles.

ZL
2233 N Belt Hwy Ste B
Zulima Lugo - Missouri Farm Bureau Insurance
Commercial Insurance Agent · St Joseph, MO

Zulima Lugo - Missouri Farm Bureau Insurance, located in St. Joseph, MO, assists businesses in choosing between a single-policy placement for a specific project and an ongoing service relationship that adjusts coverages as needs evolve. As a commercial insurance agent, the office helps clients select appropriate general liability, property, or other tailored policies relevant to regional operations. Service runs on either a one-time basis for a defined need or as an ongoing, scheduled relationship with routine policy reviews and renewals.

LB
2233 N Belt Hwy Ste C
Larry Bowles - Missouri Farm Bureau Insurance
Commercial Insurance Agent · St Joseph, MO

As a commercial insurance agent in St Joseph, Missouri, it offers specialized coverage for farm-related operations, including liability for crop dusting and equipment breakdown. Its general services extend to small business policies, such as general liability and property insurance for local retail and manufacturing clients. Commercial policies are carefully reviewed to ensure adequate protection against the unique risks of mixed-use agricultural and industrial sites. During harvest season, it helps farms adjust coverage limits to account for fluctuating equipment values and increased seasonal inventory.

SI
3011 S Belt Hwy
Shelter Insurance
Commercial Insurance Agent · St Joseph, MO

As winter approaches in St. Joseph, local businesses often face a rise in slip-and-fall claims and equipment failures. Shelter Insurance provides commercial insurance coverage designed to address these seasonal operational risks. Their policies help protect storefronts, small contractors, and service providers from liability and property damage. Each business’s unique exposure is carefully reviewed during an initial consultation. This process begins with a no-obligation risk inspection of the property. After evaluating current coverage gaps, the agent will offer a recommended assessment to ensure the business is adequately protected for the coming months.

JF
610 S Woodbine Rd
Jeff Freeman - Missouri Farm Bureau Insurance
Commercial Insurance Agent · St Joseph, MO

Jeff Freeman - Missouri Farm Bureau Insurance provides commercial insurance solutions to businesses in St. Joseph and the surrounding region. This agency specializes in tailoring coverage packages that address general liability and property protection needs for various local enterprises. Businesses can obtain policies designed to cover operations for offices, warehouses, and food service establishments, ensuring appropriate risk management for each distinct operational environment.

BC
1004 S Belt Hwy
Buchanan County Mutual Insurance Company
Commercial Insurance Agent · St Joseph, MO

Buchanan County Mutual Insurance Company is known for providing commercial insurance agent services to businesses in St. Joseph, Missouri, offering a range of liability and property coverage options. Its work involves assessing local business risks and tailoring policies to meet diverse commercial needs, from small retail operations to larger industrial firms. General liability, commercial property, and workers’ compensation are standard offerings within its portfolio. The agency can also add on specialized coverage for commercial auto fleets or professional liability protection.

TT
2606 St Joseph Ave
A & T Turner Insurance
Commercial Insurance Agent · St Joseph, MO
SC
805 S Belt Hwy
Sunshine Cover Insurance Co
Commercial Insurance Agent · St Joseph, MO
(816) 281-5993
buchanancountyinsurance.com
JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Commercial Insurance Agent · St Joseph, MO
(816) 273-0123
johnjoeinsurance.com
WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Commercial Insurance Agent · St Joseph, MO
(816) 676-1000
thewagersagency.com
BI
3715 Beck Rd b201
Benchmark Insurance Agency
Commercial Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Commercial Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
CI
401 N 13th St
Consolidated Insurance Agents, LLC.
Commercial Insurance Agent · St Joseph, MO
(816) 279-0894
consolidated-insurance.com
DB
C, 3715 Beck Rd Ste. B 201
Devoy-Baker Insurance
Commercial Insurance Agent · St Joseph, MO
(816) 364-4381
devoybaker.com
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Commercial Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
FI
1602 S Riverside Rd Suite B
Farmers Insurance - Brett Holden Agency
Commercial Insurance Agent · St Joseph, MO
(816) 259-5555
agents.farmers.com/mo/saint-joseph/brett-holden
AG
4221 Mitchell Ave Suite 2C-3
The Accel Group - St. Joseph
Commercial Insurance Agent · St Joseph, MO
(816) 509-0848
acceladvantage.com

What Does a a Commercial Insurance Agent in St Joseph Cost?

Typical costs for commercial insurance in Missouri vary widely by industry and risk. A small retail store might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars or more for combined coverage. Premiums depend on factors like payroll revenue and claims history. This is general information not insurance advice.

About commercial insurance agents in St Joseph

Commercial insurance agents in St Joseph Missouri help local businesses find coverage for liability property and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. A local agent can guide you through the specific requirements for your industry in Buchanan County.

Frequently Asked Questions

What types of commercial insurance do businesses in St Joseph need?

Common types include general liability property insurance workers compensation and commercial auto. Missouri law requires workers comp for most businesses with five or more employees. Your agent can help you assess your specific risks.

How do I find a qualified commercial insurance agent in St Joseph Missouri?

Look for agents licensed by the Missouri Department of Insurance. You can verify a license on the Missouri DCI website. Ask about their experience with your type of business and request references from other local business owners.

Does Missouri have special insurance requirements for certain industries?

Yes Missouri has specific requirements for contractors trucking companies and agricultural businesses. For example commercial auto insurance limits are set by state law. Your agent can explain the minimum coverage needed for your industry.

Commercial Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.