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HomeCommercial Insurance AgentsMissouri › Cape Girardeau

Find Commercial Insurance Agents Near You in Cape Girardeau, MO

Browse commercial insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated commercial insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Cape Girardeau.

Showing 20 commercial insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
7Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
8Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
9Landon Besand - Insurance Agent1917 William St(573) 517-7734
10Farmers Insurance - Clarence Matthews1750 N Kingshighway St Suite B(573) 334-8888
DI
1009 N Kingshighway St
Discount Insurance Group
Commercial Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves Cape Girardeau and the surrounding county, offering commercial insurance agent services to local businesses. The company helps clients analyze their specific liability exposures and secure appropriate coverage for their operations. It works with a variety of industries to design policies that address property, liability, and worker protection needs. For businesses seeking risk management solutions, the agency handles general liability policies and commercial property insurance for area enterprises.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Commercial Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben offers a broad range of commercial insurance services, helping businesses in Cape Girardeau, MO, assess their unique risk exposures and secure appropriate coverage. The agency focuses on creating customized plans to protect commercial operations. It provides ongoing support to maintain policies that align with changing business needs and local regulations. Nick Laiben works with property owners, covering single-family homes, apartments, retail spaces, and restaurants to ensure their assets are properly insured.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Commercial Insurance Agent · Cape Girardeau, MO

Thomas Insurance Group serves businesses, property managers, and commercial property owners in Cape Girardeau, Missouri, by arranging coverage for general liability, property, and workers’ compensation. The agency works with multiple insurers to help clients manage risks specific to retail, manufacturing, and office operations. This approach assists local companies in securing policies that match their individual exposure and budget needs. Thomas Insurance Group also regularly works with clients in nearby Jackson and the greater Cape Girardeau metro area.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Commercial Insurance Agent · Cape Girardeau, MO

Serving Cape Girardeau and surrounding communities in Southeast Missouri, Michael Jones - State Farm Insurance Agent handles commercial insurance coverage for local businesses. This agency offers policies that help protect company assets, property, and liability risks common to the region. For each typical job, the agent begins by reviewing the business’s specific operations and risks to tailor a policy accordingly.

CI
1001 Independence St
Coalter Insurance Group
Commercial Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group in Cape Girardeau, MO, distinguishes between one-time policies for specific projects and recurring coverage plans that renew annually or more frequently. As a commercial insurance agent, the company arranges property and liability protection tailored to local business operations and regulatory requirements. Services include evaluating risk exposures and securing appropriate policies to shield assets. Consultations and policy adjustments are provided on a scheduled basis, with annual renewals and periodic reviews ensuring coverage remains aligned with evolving business needs.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Commercial Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Tom Smith provides commercial insurance agent services in Cape Girardeau, Missouri, offering tailored coverage for local businesses including property, liability, and worker’s compensation policies. The agency works with small and medium-sized enterprises to review risk exposure and craft appropriate protection plans. It also assists with business auto insurance and general liability options. As seasonal weather changes bring storms or flooding risks, the team helps local commercial clients adjust their coverage to address potential property damage and operational interruptions.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Commercial Insurance Agent · Cape Girardeau, MO

As spring storms bring new risks to businesses across Cape Girardeau, Hoesli Insurance Agency helps commercial clients review their coverage against weather-related disruptions. This local agency focuses on matching policies to the specific operational exposures faced by regional enterprises, from retail shops to contracting firms. The team analyzes property damage and liability factors common to the area’s business environment. Their process begins with an on-site inspection of the business premises to assess current protections and identify gaps.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Commercial Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® provides general commercial insurance solutions for businesses in Cape Girardeau, MO. Their coverage addresses property and liability risks, with specialized policy endorsements available to cover unique operational exposures. This agency can serve a range of local business sectors, including professional offices requiring liability protection, warehouses needing inventory and building coverage, and food service establishments that must address equipment breakdown and product liability.

LB
1917 William St
Landon Besand - Insurance Agent
Commercial Insurance Agent · Cape Girardeau, MO

As a residential insurance agent, Landon Besand serves homeowners and renters in Cape Girardeau, Missouri, while also offering commercial insurance solutions for local businesses. He works with entrepreneurs and small to mid-sized companies to structure policies covering general liability, property, and workers’ compensation. His service area encompasses Cape Girardeau and the surrounding region. Between regular visits, clients can reach him for follow-up on claims adjustments or to update coverage as their business operations change.

FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Commercial Insurance Agent · Cape Girardeau, MO
BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Commercial Insurance Agent · Cape Girardeau, MO
(573) 335-5822
brightwayprima.com
AI
875 N Kingshighway St
Arnold Insurance
Commercial Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Commercial Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Commercial Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
RR
113 S Broadview St
Rob Rueseler & Associates
Commercial Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
ML
1020 N Kingshighway St Ste C
Michelle Latham American Family Insurance
Commercial Insurance Agent · Cape Girardeau, MO
(573) 334-2892
amfam.com/agents/missouri/cape-girardeau/michelle-latham
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Commercial Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
PI
1650 N Kingshighway St
Precision Insurance & Financial Services Inc
Commercial Insurance Agent · Cape Girardeau, MO
(877) 908-6837
precisioninsuranceagency.com
WE
117 S Broadview St
W.E. Walker-Lakenan
Commercial Insurance Agent · Cape Girardeau, MO
(573) 335-3307
wewalker.com
CI
2909 Beavercreek Dr
Consolidated Insurance Co
Commercial Insurance Agent · Cape Girardeau, MO
(573) 334-6094
ciains.net

What Does a a Commercial Insurance Agent in Cape Girardeau Cost?

Commercial insurance costs in Missouri vary widely by industry, location, and coverage limits. A small retail shop in Cape Girardeau might pay between $500 and $2,000 per year for general liability. A construction company could pay $5,000 to $15,000 or more for a full package including workers comp and commercial auto. Your specific premium depends on factors like claims history, payroll, and property values. This is general information, not insurance advice.

About commercial insurance agents in Cape Girardeau

Commercial insurance agents in Cape Girardeau, Missouri help local businesses secure coverage tailored to their needs. Missouri law requires certain businesses to carry workers compensation insurance if they have five or more employees. Agents in Cape Girardeau understand the unique risks facing businesses in the region, from retail shops downtown to agricultural operations in the surrounding area.

Frequently Asked Questions

What types of commercial insurance do Cape Girardeau businesses typically need?

Common coverages include general liability, property insurance, workers compensation, and commercial auto. Missouri law mandates workers comp for most employers with five or more employees. An agent can help you assess which policies fit your specific business operations.

How do I choose a commercial insurance agent in Cape Girardeau?

Look for an agent licensed in Missouri with experience in your industry. Ask about their familiarity with local risks such as flood zones near the Mississippi River or seasonal weather patterns. Check their credentials with the Missouri Department of Insurance.

What information do I need to get a commercial insurance quote in Missouri?

You will need your business license number, estimated annual revenue, number of employees, and details about your operations. For Missouri businesses, you may also need to provide proof of workers compensation coverage. An agent can guide you through the full list of requirements.

Commercial Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.