The top-rated commercial insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Farmers Insurance - Brody Jackson. This directory lists 14 commercial insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Farmers Insurance - Brody Jackson | 12166 Old Big Bend Rd Suite 302 | (636) 600-0720 |
| 5 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 6 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 7 | Kalender & Associates LLC American Family Insurance | 734 N Harrison Ave | (314) 471-0045 |
| 8 | Greg Metzger - State Farm Insurance Agent | 11046 Manchester Rd | (314) 965-4646 |
| 9 | Shelter Insurance - Jim Summers | 710 S Kirkwood Rd | (314) 394-9661 |
| 10 | John Cleary: Allstate Insurance | 111 N Taylor Ave Ste B | (314) 822-0007 |
Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri area as a commercial insurance agent. The company provides business coverage solutions designed to protect local enterprises from common operational risks. Policies address liability concerns, property damage, and potential income interruptions that commercial clients face daily. The agency helps business owners assess their unique exposure and select appropriate coverage limits. Specific services include general liability insurance for customer-facing operations and commercial property insurance for owned or leased spaces.
Jake Molitor - State Farm Insurance Agent in Kirkwood, MO provides a full range of commercial insurance services, including general liability, property, and workers' compensation coverage. It also offers tailored risk management consultations and policy reviews to help local businesses maintain appropriate protection as their needs evolve. Ongoing account support and claims assistance are available for each client. The company services various properties such as single-family homes, apartment complexes, retail stores, and restaurants.
The Crismore Agency in Kirkwood, MO, works with local businesses, property managers, and commercial property owners to secure appropriate insurance coverage. It helps clients analyze liability, property, and workers' compensation risks to find suitable policies from multiple carriers. Guidance is provided to protect assets in this competitive market. The agency also serves business owners located in nearby Webster Groves and throughout the greater St. Louis metro area.
Farmers Insurance - Brody Jackson serves the Kirkwood, Missouri area and surrounding communities with commercial insurance agent work. It handles business coverage needs, including liability and property protection for local enterprises. The agent works with various small businesses to assess their particular operational risks and secure appropriate policies. A typical job is approached by first reviewing the client’s daily activities, then analyzing potential exposures specific to that industry before matching coverage options to the business’s distinct requirements.
Kirk D Faubel Insurance Advisors in Kirkwood, MO distinguishes between one-time policies for specific projects and recurring service plans that renew annually. Coverage typically centers on liability, property, and workers’ compensation protection for local businesses. Professional advice helps select appropriate limits and deductibles based on operational risks. The agency customizes each commercial insurance package to match a client’s industry and exposure profile. Service for all clients functions on a scheduled renewal cycle, with additional adjustments available on an as-needed basis.
Hardy R Washington Jr - State Farm Insurance Agent specializes in commercial insurance for small and mid-sized businesses in the Kirkwood area, offering tailored policies for property, liability, and workers compensation. The agency also serves local enterprises with general business coverage needs, including vehicle fleet protection and professional liability options. As seasons change, it helps entrepreneurs evaluate their coverage before the winter months increase risks of weather-related property damages or slip-and-fall claims.
Kalender & Associates LLC American Family Insurance provides commercial coverage for businesses in the Kirkwood, Missouri area. The agency works with clients to structure general liability policies and property protection plans, including specialized endorsements that address specific operational risks. Business owners can access tailored insurance solutions for their unique exposures. The firm helps protect offices, warehouses, and food service establishments with appropriate liability limits and business income coverage.
Greg Metzger, a State Farm Insurance Agent in Kirkwood, MO, provides residential insurance solutions to protect local homeowners and renters. For commercial clients, the agency offers tailored coverage for businesses in the greater Kirkwood area, addressing common liability and property risks faced by small and medium-sized enterprises. The office serves the surrounding St. Louis County communities. Commercial policyholders often receive follow-up service and periodic reviews of their coverage needs between regular business visits, ensuring protection adapts to evolving operations.
As local businesses in Kirkwood prepare for seasonal shifts in inventory and weather, the need for appropriate commercial coverage becomes critical. Shelter Insurance agent Jim Summers addresses this by reviewing policy options for property, liability, and lost income. He focuses on matching protection to each business's specific daily operations and property exposure. Services begin with a free, on-site inspection of the premises and assets to identify core risks and inform a tailored assessment.
John Cleary: Allstate Insurance in Kirkwood, MO, is known for providing commercial insurance agent services to local businesses. The agency helps clients manage risk through tailored policies for property, liability, and workers’ compensation. It serves a range of commercial operations, from small retail shops to larger professional offices. Assistance with claims processing and coverage adjustments is a standard part of the support. A specialty add-on service includes cyber liability insurance to protect against data breaches and digital exposures.
What Does a a Commercial Insurance Agent in Kirkwood Cost?
Typical costs for commercial insurance in Missouri range from 500 to 3,000 dollars per year for small businesses for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 1,000 dollars annually. Actual costs depend on your business size location and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Kirkwood
Commercial insurance agents in Kirkwood Missouri help business owners find coverage for liability property and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. Local agents understand the specific risks for businesses in St. Louis County and can guide you through Missouri insurance requirements.
Frequently Asked Questions
What types of commercial insurance are required in Missouri?
Missouri does not require general liability insurance for most businesses but does require workers compensation for employers with five or more employees. Commercial auto insurance is required if you use vehicles for business. Your agent can help identify other coverages needed for your industry.
How do I choose a commercial insurance agent in Kirkwood?
Look for an agent who is licensed in Missouri and has experience with your type of business. Ask about their knowledge of local risks in Kirkwood and St. Louis County. Compare quotes from multiple agents to find coverage that fits your budget.
What factors affect commercial insurance costs in Missouri?
Costs depend on your business type number of employees revenue location and claims history. Missouri is a tort state which can influence liability rates. Agents will evaluate your specific operations to provide accurate quotes.
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