The top-rated commercial insurance agent in Ballwin, Missouri is Travis Hesser - State Farm Insurance Agent, rated 5.0 stars across 395 reviews. Other highly rated options include Bekah Miller - State Farm Insurance Agent, D Freihaut Agency & Associates LLC American Family Insurance, Shelter Insurance - David Keane. This directory lists 14 commercial insurance agents serving Ballwin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Travis Hesser - State Farm Insurance Agent | 13603 Barrett Office Dr STE 102 | (314) 966-2591 |
| 2 | Bekah Miller - State Farm Insurance Agent | 410 Sovereign Ct STE 14 | (636) 238-0052 |
| 3 | D Freihaut Agency & Associates LLC American Family Insurance | 15117 Manchester Rd | (636) 394-9700 |
| 4 | Shelter Insurance - David Keane | 119 Woods Mill Rd | (636) 391-8684 |
| 5 | Associated Insurance Brokers | 410 Sovereign Ct STE 6 | (636) 391-3500 |
| 6 | D Smith Agency & Associates LLC American Family Insurance | 15332 Manchester Rd Suite 220 | (636) 238-0084 |
| 7 | Insurance Broker Resources | 301 Sovereign Ct #119C | (314) 252-8595 |
| 8 | BOSS INSURANCE/ a Branch of Heartland Insurance | 14630 Manchester Rd | (314) 537-1320 |
| 9 | Mitchel Granier American Family Insurance | 14772 Clayton Rd | (314) 481-1720 |
| 10 | Farmers Insurance - Craig Berry | 15332 Manchester Rd Ste 211 | (636) 230-3377 |
Located in Ballwin, Missouri, Travis Hesser – State Farm Insurance Agent serves the greater St. Louis County area by providing commercial insurance solutions tailored to local business needs. The agency works with small and medium-sized enterprises to secure coverage that protects their operations and assets. Typical offerings include customized policies involving general liability and property coverage. Among the specific services this agency handles are commercial auto insurance for fleet vehicles and workers compensation protection for company employees.
Bekah Miller - State Farm Insurance Agent in Ballwin, Missouri, provides a full range of commercial insurance services, including general liability, property, and workers’ compensation coverage for local businesses. They offer tailored insurance plans designed to protect business assets and can adjust coverage based on changing operational needs. Routine policy reviews and risk assessments help clients maintain appropriate protection as their ventures grow. The agency services a variety of properties, including single-family homes used for home-based businesses, apartments, retail storefronts, and restaurants.
D Freihaut Agency & Associates LLC American Family Insurance serves homeowners, businesses, and property managers in the Ballwin, MO area with commercial insurance agent services. The agency assists local enterprises with general liability, property coverage, and business interruption policies to protect their operations. It also provides guidance on risk management solutions suited for small to mid-sized commercial accounts. Beyond Ballwin, the agency extends its services to businesses in the neighboring communities of Manchester and Ellisville within the western St. Louis metro region.
Shelter Insurance – David Keane serves the Ballwin, Missouri area and its surrounding communities, handling commercial insurance for local businesses. The agency provides coverage for property, liability, and other commercial risks to help protect company assets. Their approach to each client’s needs begins with an initial review of the business’ operations and existing coverages, then proceeds to present options from the Shelter Insurance portfolio. They typically conclude by working with the business owner to tailor a policy that matches the specific exposures and budget they have discussed.
Associated Insurance Brokers in Ballwin, MO offers commercial insurance coverage through either a single term policy or a renewable plan designed to adjust with changing business operations. Their policies typically protect small and mid-sized businesses from property damage, liability claims, and employee-related risks common in the St. Louis region. Every account begins with a detailed risk consultation to identify specific exposures. The company structures its services to run on a scheduled basis, with annual policy renewals and periodic coverage reviews to keep protections current.
D Smith Agency & Associates LLC American Family Insurance in Ballwin, MO offers commercial insurance agent services specializing in customized business coverage packages. The agency works regularly to help local companies manage their general liability, property, and workers' compensation needs. It also provides ongoing risk assessment and policy adjustments as businesses grow or change their operations. As winter approaches each year in the St. Louis area, the agency specifically assists commercial clients with preparing their policies to cover potential snow and ice damage to storefronts and delivery vehicles.
As the spring thaw exposes potholes and winter-weary parking lots in Ballwin, local businesses often face new liability risks from slip-and-fall claims. Insurance Broker Resources responds by reviewing current policies to identify coverage gaps for commercial property and general liability exposures. They help business owners compare options from multiple carriers to find suitable protection for retail shops, warehouses, and offices. The process typically begins with a no-obligation assessment of the company's operations and existing insurance schedule.
BOSS Insurance, a branch of Heartland Insurance, provides residential insurance services as a core offering for local homeowners. The agency specializes in commercial insurance, assisting businesses in the Ballwin area with tailored coverage for their specific operational risks. Clients can discuss liability, property, and other essential protections for small to mid-sized enterprises. The team focuses on maintaining long-term client relationships, ensuring that coverage evolves with changing needs. Follow-up support and policy adjustments are consistently available between regular scheduled visits to keep protections current and effective.
Mitchel Granier American Family Insurance provides commercial coverage for businesses in Ballwin, Missouri, working to address the unique risks each operation faces. The agency specializes in adding tailored endorsements to standard policies, such as equipment breakdown or cyber liability protection. It assists with general liability and property insurance for local enterprises. Its services extend to commercial sectors including offices, warehouses, and food service establishments, helping these businesses secure appropriate coverage for their specific daily exposures.
Farmers Insurance - Craig Berry in Ballwin, MO is known for helping local businesses secure proper commercial insurance coverage. They offer a full range of policies to protect companies from common operational risks, including property damage and general liability. Their services are designed to address the diverse needs of small and mid-sized enterprises in the area. In addition to standard coverage, they specialize in providing customized protection for industry-specific liabilities and business income interruption.
What Does a a Commercial Insurance Agent in Ballwin Cost?
Typical costs for commercial insurance in Missouri vary by industry size and location. A small retail shop in Ballwin might pay 500 to 1500 per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll. Commercial auto policies often range from 1000 to 3000 annually per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Ballwin
Commercial insurance agents in Ballwin Missouri help local businesses secure coverage for property liability and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. A Ballwin agent can review your operations and recommend appropriate policy limits for your industry.
Frequently Asked Questions
What types of commercial insurance do Ballwin businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Missouri law mandates workers comp for businesses with five or more employees. Your agent can help you assess risks specific to your Ballwin location.
How do I choose a commercial insurance agent in Ballwin Missouri?
Look for an agent licensed in Missouri with experience in your industry. Ask about their carrier network and claims support. A local Ballwin agent understands regional risks like severe weather and local business regulations.
Does Missouri require commercial auto insurance for business vehicles?
Yes Missouri requires minimum liability coverage of 25000 per person and 50000 per accident for bodily injury plus 25000 for property damage. Commercial auto policies often provide higher limits and additional coverage for business use.
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