The top-rated commercial insurance agent in Independence, Missouri is Chad Mitchell - State Farm Insurance Agent, rated 4.9 stars across 625 reviews. Other highly rated options include Freeway Insurance, Matrix Insurance, The Insurance Groupe. This directory lists 20 commercial insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 2 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 3 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 4 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 5 | Auto Insurance Discounters | 1312 S Noland Rd | (816) 252-2255 |
| 6 | Olson Agency LLC - Jon Olson | 12401 East 43rd St S Ste 170 | (816) 754-1277 |
| 7 | Budget For Less LLC | 10808 East 23rd St S | (816) 252-5213 |
| 8 | Monarch Insurance | 11301 E US Hwy 40 | (816) 203-7405 |
| 9 | Andy Zuber - Missouri Farm Bureau Insurance | 2112 Rte 291 Ste B3 | (816) 833-4440 |
| 10 | Hometown Insurance Agency LLC | 4800 S Cochise Dr | (816) 795-7200 |
Chad Mitchell - State Farm Insurance Agent serves the Independence, Missouri, and Jackson County area as a commercial insurance agent. The agency helps local business owners find policies that protect their operations and assets. Commercial coverage can be tailored to meet the specific risks of different industries, from retail shops to contractors. Clients receive guidance on policy options and claims support to manage unexpected losses. Among the services handled here are general liability insurance and workers compensation policies for area businesses.
Freeway Insurance serves the Independence, Missouri, area and the surrounding Jackson County as a commercial insurance agent. The agency provides professional guidance to business owners seeking coverage for property, liability, and operational risks. It helps clients evaluate policies that protect against common workplace exposures and financial losses. A key service it handles is securing commercial property insurance for local storefronts and offices. It also assists with general liability coverage for contractors and small service providers in the Independence market.
Businesses and property managers in Independence, Missouri rely on Matrix Insurance for tailored commercial insurance agent services. The agency works to identify appropriate coverage options that protect local enterprises from unforeseen liabilities and operational disruptions. Its offerings address general liability, property, and workers’ compensation needs common in the Kansas City metro area. Matrix Insurance also assists organizations with risk management strategies to help maintain stability. Its service area additionally extends into nearby Lee’s Summit for commercial clients.
The Insurance Groupe serves Independence, Missouri, and its surrounding communities. It handles a full range of commercial insurance needs for local businesses in the area. This includes general liability, property coverage, and workers’ compensation policies. The agency works to match each client with appropriate coverage from different carriers. To handle a typical job, it first reviews the business’s specific operations and risks, then it gathers quotes to find a suitable policy fit.
Auto Insurance Discounters in Independence, MO offers a range of commercial insurance agent services, including liability, property, and workers’ compensation coverage. It provides customized service plans to help businesses manage policy renewals and claims processing efficiently. Ongoing maintenance plans ensure that coverage limits are reviewed and adjusted as business operations change. The company services a variety of properties, including single-family homes, apartment complexes, retail storefronts, and full-service restaurants.
Olson Agency LLC - Jon Olson in Independence, MO, distinguishes between one-time commercial insurance placements and recurring coverage policies tailored to ongoing business needs. Their services help local enterprises secure protection for property, liability, and other operational risks. Support for claims guidance and policy adjustments is available on a scheduled basis, with renewals handled accordingly. On-demand consultations for immediate coverage inquiries or sudden risk changes also run on an as-needed basis.
As local businesses prepare for the change of seasons, securing the right liability and property coverage becomes essential. Budget For Less LLC in Independence, MO works with business owners to review their current commercial insurance needs and identify potential gaps in protection. They offer guidance tailored to various industries, helping employers understand common exposures like general liability and workers compensation. That process typically begins with a straightforward on-site inspection of the business premises and a conversation about operations.
Monarch Insurance serves as a commercial insurance agent in Independence, Missouri, helping businesses secure vital coverage for their daily operations. The agency focuses on general liability and property policies while also offering specialized add-ons like professional liability and commercial auto plans. Its team works to protect a variety of local enterprises, including offices with sensitive data, warehouses managing inventory, and food service operations facing unique kitchen and customer liability risks.
What Does a a Commercial Insurance Agent in Independence Cost?
The cost of commercial insurance in Missouri varies by business type size and location. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars annually for a full package. Factors like payroll revenue and claims history affect the price. This is general information and not insurance advice.
About commercial insurance agents in Independence
Commercial insurance agents in Independence Missouri help business owners find policies that meet state requirements and protect their assets. Missouri law requires certain businesses to carry workers compensation insurance if they have five or more employees. An agent can explain local coverage options for liability property and auto insurance.
Frequently Asked Questions
What types of commercial insurance do businesses in Independence need?
Common policies include general liability commercial property and workers compensation. Missouri law mandates workers comp for most businesses with five or more employees. An agent can help you determine what your specific business requires.
How do I choose a commercial insurance agent in Independence Missouri?
Look for an agent who is licensed in Missouri and has experience with your industry. You can verify a license through the Missouri Department of Insurance website. Ask about their knowledge of local risks like weather or traffic patterns.
Does Missouri have special insurance requirements for contractors?
Yes contractors in Missouri must carry general liability insurance and often need a surety bond. The state also requires proof of insurance for certain professional licenses. An agent can help you meet these specific legal requirements.
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