The top-rated commercial insurance agent in Chesterfield, Missouri is Weiss Insurance Agency, rated 4.8 stars across 249 reviews. Other highly rated options include Bess Agency & Associates Inc American Family Insurance, Thomas Insurance Advisors, LLC, The ICON Group. This directory lists 20 commercial insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 2 | Bess Agency & Associates Inc American Family Insurance | 14500 S Outer Forty Rd # 205 | (314) 275-8500 |
| 3 | Thomas Insurance Advisors, LLC | 632 B Trade Center Blvd | (636) 536-2229 |
| 4 | The ICON Group | 500 Chesterfield Center Suite 110 | (636) 534-7204 |
| 5 | Azteca Insurance LLC | 500 Chesterfield Center Suite 110 | (314) 940-4954 |
| 6 | Bly Insurance Group | 1795 Clarkson Rd #301 | (314) 996-9191 |
| 7 | Best Shot Insurance | 400 Chesterfield Center Suite 320 | (636) 537-5041 |
| 8 | Hebbeln Insurance | 744 H, 744 Spirit of Saint Louis Blvd | (636) 519-0059 |
| 9 | First Community Insurance Agency | 17107 Chesterfield Airport Rd Suite 200 | (636) 978-6620 |
| 10 | Insurance Store Inc. | 1415 Elbridge Payne Rd #230 | (636) 532-0100 |
Weiss Insurance Agency serves the Chesterfield, Missouri area as a commercial insurance agent. The company helps local businesses secure coverage that addresses everyday operational risks. Their services include policy review and assistance with claims support. They work with clients to understand their insurance needs and match them with appropriate coverage options. The agency particularly handles general liability policies and workers’ compensation insurance for businesses in the region.
Bess Agency & Associates Inc American Family Insurance in Chesterfield, MO provides a range of commercial insurance agent services including general liability, property coverage, and workers’ compensation. The agency also offers ongoing policy maintenance and review plans to help clients keep their coverage aligned with operational changes. This support assists local business owners in managing risk and adapting insurance needs over time. The agency services commercial properties such as single-family homes, apartments, retail locations, and restaurants.
Thomas Insurance Advisors, LLC serves local businesses, property managers, and commercial property owners in Chesterfield, Missouri, providing commercial insurance agent services. They assist clients with risk assessment and securing appropriate coverage for their operations. The agency works with a range of business types to help protect assets and manage liability exposures. In addition to serving Chesterfield, the company also covers businesses in St. Louis County and the surrounding metropolitan area.
The ICON Group serves Chesterfield, MO and the surrounding communities of St. Louis County, handling a full spectrum of commercial insurance needs for local businesses. It provides coverage options for property, liability, and workers' compensation to protect a variety of industries in the region. Day-to-day operations involve assessing each client's unique risk profile and matching them with appropriate policies from its carrier partnerships. This firm typically begins by conducting a thorough review of the business’s existing coverage and exposures before tailoring a plan to address those specific vulnerabilities.
Azteca Insurance LLC in Chesterfield, Missouri helps businesses distinguish between one-time surety bonds and recurring general liability coverage. Further options such as property and workers’ compensation policies can be tailored to protect commercial operations from common local risks. Services include assisting with renewals for ongoing needs and providing certificates of insurance for proof of coverage. Consultation appointments and policy adjustments are available on both a scheduled and as-needed basis.
Bly Insurance Group specializes in providing coverage for businesses in the manufacturing, construction, and professional services sectors. The Chesterfield-based agency also offers general liability, property, workers’ compensation, and commercial auto policies for a wide range of local enterprises. Its agents work to tailor coverage limits and deductibles to match each company’s operational risk profile. For firms expecting seasonal shipping fluctuations, the agency helps adjust inventory valuations and cargo insurance limits accordingly.
As the St. Louis spring thaw gives way to construction season, businesses in Chesterfield often reassess their liability exposures. Best Shot Insurance partners with local operations to review general liability, property, and workers’ compensation coverages. Their commercial insurance agents work to align policy limits with the specific risks of light industrial, retail, and professional-service firms in the area. Clients can schedule an on-site inspection to identify potential gaps and receive a plain-language initial assessment of their current commercial package.
Hebbeln Insurance provides residential insurance services to homeowners and renters in the Chesterfield area. For commercial clients, the agency handles coverage for small businesses, including property and general liability policies. Every policy is designed for the specific risks faced by local operators. The agency maintains active communication with clients to ensure adequate and up-to-date protection. Between regular policy review visits, clients can contact the office for immediate support regarding claims or mid-term adjustments to their accounts.
First Community Insurance Agency provides risk management advice and coverage placement for businesses in the Chesterfield, Missouri area. Its specialty services include customized commercial auto, general liability, and property protection packages tailored to individual business operations. The agency works with small and mid-sized enterprises across various commercial sectors, serving a range of clients from local professional offices and administrative facilities to distribution warehouses and full-service food establishments.
Insurance Store Inc. in Chesterfield, MO, is known for helping local businesses manage their risk exposure. The agency offers a broad range of commercial insurance coverages designed to protect small and mid-sized companies from unexpected financial losses. Their services include general liability, property, workers’ compensation, commercial auto, and business interruption policies. Every client receives personalized advice to fill gaps in standard protection. For added security, the firm regularly provides specialized coverage for cyber liability and data breach incidents.
What Does a a Commercial Insurance Agent in Chesterfield Cost?
The cost of commercial insurance in Missouri varies widely by industry business size and coverage needs. A small retail shop might pay between 500 and 1500 dollars per year for general liability insurance. A construction company with higher risks could pay 5000 to 15000 dollars or more annually for a comprehensive package. Factors like claims history payroll and location within Chesterfield also affect pricing. This is general information and not insurance advice.
About commercial insurance agents in Chesterfield
Commercial insurance agents in Chesterfield Missouri help business owners protect their assets and operations. These professionals understand Missouri specific regulations such as workers compensation requirements for employers with five or more employees. They can guide you through coverage options including general liability property and professional liability insurance.
Frequently Asked Questions
What types of commercial insurance are required in Missouri?
Missouri law requires workers compensation insurance for most employers with five or more employees. Commercial auto liability insurance is also required for any business owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a commercial insurance agent in Chesterfield?
Look for an agent who has experience with your specific industry and understands the local business climate in Chesterfield. Check their licensing through the Missouri Department of Insurance and ask about their claims handling process. A good agent will review your risks and explain policy options clearly.
Can a commercial insurance agent help with business risk management?
Yes a commercial insurance agent can assess your business operations to identify potential risks and recommend appropriate coverage limits. They may also suggest safety programs or loss prevention measures to reduce your premiums. This service is often included at no extra cost when you purchase a policy through them.
Commercial Insurance Agents in Other Missouri Cities
Ballwin · Blue Springs · Cape Girardeau · Columbia · Florissant · Gladstone · Independence · Jefferson City · Joplin · Kansas City · Kirkwood · Lake St Louis · Lee's Summit · Liberty · Nixa