The top-rated commercial insurance agent in Raytown, Missouri is Freeway Insurance, rated 4.9 stars across 235 reviews. Other highly rated options include Farmers Insurance - J Robert Atkins, Reginald Green - State Farm Insurance Agent, Karen Gilkey American Family Insurance. This directory lists 15 commercial insurance agents serving Raytown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 9200 E State Rte 350 | (816) 685-6987 |
| 2 | Farmers Insurance - J Robert Atkins | 10032 E 63rd St | (816) 874-4920 |
| 3 | Reginald Green - State Farm Insurance Agent | 11571 E 63rd St | (816) 356-1515 |
| 4 | Karen Gilkey American Family Insurance | 10801 E State Rte 350 Ste A | (816) 761-2880 |
| 5 | Jarrett Devereaux: Allstate Insurance | 9023 E State Rte 350 | (816) 912-4200 |
| 6 | Dick Tracy Insurance | 9425 E 63rd St | (816) 358-6100 |
| 7 | Beau Crawford - State Farm Insurance Agent | 7312 Raytown Rd Ste B | (816) 353-3026 |
| 8 | Sue Frank Insurance Agency | 10014 E 63rd St | (816) 353-4400 |
| 9 | The Overton Agency Inc American Family Insurance | 11705 E State Rte 350 c | (816) 356-3100 |
| 10 | Anchor Insurance Agency, Inc. | 6107 Blue Ridge Blvd | (816) 737-0880 |
Freeway Insurance provides commercial insurance services to businesses in Raytown, Missouri, and the surrounding Kansas City metro communities. The agency handles standard commercial coverages, including general liability, property insurance, and workers’ compensation. It helps local business owners understand their risk exposures and select appropriate policy limits. Every client’s situation is assessed individually. To handle a typical job, the company reviews the specific operations and existing coverage, then recommends tailored options from multiple carriers to match the client’s budget and risk profile.
Farmers Insurance - J Robert Atkins serves the greater Kansas City area, including Raytown, Missouri, and surrounding communities. As a commercial insurance agent, this agency provides coverage solutions designed for local business owners. Their services help protect company assets, manage operational risks, and secure liability coverage. Policies are tailored to meet the needs of small and medium-sized enterprises in the region. This agency specifically handles general liability insurance and commercial property insurance for businesses in and around Raytown.
Reginald Green - State Farm Insurance Agent in Raytown, MO provides a range of commercial insurance services, including policy reviews and risk assessment consultations. The agency offers ongoing service plans to help local business owners adjust coverage as their operations change. Standard maintenance includes annual policy check-ins and prompt assistance with claims filing or policy updates. This commercial insurance agent services single-family homes, apartments, retail locations, and restaurants in the Raytown area.
Karen Gilkey American Family Insurance serves homeowners, businesses, and property managers in the Raytown area with commercial insurance agent services. It helps local enterprises secure appropriate coverage for their operations, properties, and liabilities. The agency also assists residential clients with policies to protect their homes and personal assets. Business owners receive guidance on selecting policies that align with their specific industry needs. This agency additionally covers clients in the nearby Lee’s Summit portion of the Kansas City metro.
Based in Raytown, Missouri, Jarrett Devereaux: Allstate Insurance serves Raytown and the surrounding communities in the greater Kansas City metropolitan area. The agency specializes in commercial insurance agent services, handling policies designed to protect local businesses from common operational risks and liabilities. A typical job is approached by first assessing a business insurance needs through a thorough consultation. It then tailors coverage options from available products to address those requirements.
For commercial insurance in Raytown, MO, Dick Tracy Insurance helps distinguish between one-time liability policies and recurring coverage packages tailored to ongoing business operations. Policies typically protect buildings, equipment, and inventory, while also addressing liability risks common to small and mid-sized enterprises in the region. Clients may select either a single project-based plan or arrange ongoing, annually scheduled renewals that adapt as their commercial needs evolve. Service is offered on either a one-time or scheduled basis.
As a commercial insurance agent, Beau Crawford in Raytown, MO helps local businesses obtain essential coverage such as liability, property, and workers compensation policies. The agency works with business owners to assess risks and structure policies that protect company assets. Independent operators and larger firms alike benefit from personalized reviews of their insurance needs throughout the year. During flu season or regional weather events, Crawford advises clients on contingency planning and closure coverage to maintain business continuity.
When a local business in Raytown, MO, faces seasonal shifts in inventory or liability exposure, Sue Frank Insurance Agency provides tailored commercial coverage to address such operational changes. From auto repair shops navigating increased traffic to restaurants adjusting to new health guidelines, the agency works to match policies with each client’s specific risk profile. Their process begins with a thorough on-site inspection of the business premises and a review of current operations before proposing a customized plan.
The Overton Agency Inc American Family Insurance provides commercial insurance solutions for businesses in the Raytown, MO area. Its agents assist clients in selecting property liability, general liability, and workers compensation coverage to protect their operations. The agency also offers add-on policies such as business interruption coverage and commercial auto insurance. It serves various commercial sectors, including offices, warehouses, and food service establishments, helping them manage risk effectively.
Anchor Insurance Agency, Inc. in Raytown, MO provides residential insurance options, helping local homeowners protect their properties. The agency also serves business owners across the area with commercial insurance coverage, addressing liability, property, and other operational risks that companies commonly face. Clients can rely on the agency for policy explanations and tailored recommendations. The office regularly follows up to review coverage needs and adjust plans as necessary between scheduled visits to ensure policies remain appropriate for changing circumstances.
What Does a a Commercial Insurance Agent in Raytown Cost?
Typical annual costs for a small business commercial insurance package in Missouri range from 500 to 3,000 dollars for general liability and property coverage. Workers compensation premiums vary by payroll and industry class code, often starting around 1,000 dollars per year. Costs are higher for high-risk industries like construction. This is general information and not insurance advice.
About commercial insurance agents in Raytown
Commercial insurance agents in Raytown Missouri help local businesses protect their assets and manage risk. Missouri law requires certain businesses to carry workers compensation insurance if they have five or more employees. A local agent can guide you through specific coverage needs for the Raytown market.
Frequently Asked Questions
What types of commercial insurance do Raytown businesses need?
Common coverages include general liability, property insurance, and workers compensation. Missouri law mandates workers comp for most employers with five or more workers. Your agent can also recommend commercial auto and business interruption policies based on your industry.
How do I find a commercial insurance agent in Raytown Missouri?
You can search online directories or ask other local business owners for referrals. Verify that the agent is licensed in Missouri through the Missouri Department of Insurance website. Look for agents who specialize in your specific business type.
What factors affect commercial insurance costs in Raytown?
Costs depend on your business size, industry, claims history, and coverage limits. Location in Raytown may also influence rates due to local crime or weather risks. Missouri insurance regulations allow carriers to set rates based on these factors.
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