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Compare Commercial Insurance Agents in O'Fallon, MO

Browse commercial insurance agents serving O'Fallon, Missouri. Contact information and addresses listed below.

17 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 17 commercial insurance agents in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060 steinlageagency.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010 insurancebrokersgroup.com
Farmers Insurance - Jason Duree
300 Fort Zumwalt Square Ste 100, O'Fallon, MO 63366
(636) 294-7258 agents.farmers.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696 midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820 agents.allstate.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001 dillehayinsurance.com
UltraCar Insurance LLC.
801 S Woodlawn Ave #26, O'Fallon, MO 63366
(888) 551-1991 ultracarinsurance.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260 insuranceofallon-troy.com
Senn Insurance Agency
225 S Main St Suite 200, O'Fallon, MO 63366
(636) 978-7798 sennagency.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595 jeffhuginsurance.com
Corey Tucker - Missouri Farm Bureau Insurance
3050 Winghaven Blvd, O'Fallon, MO 63368
(636) 614-2018 agents.mofbinsurance.com
Nicole Phelps Agency LLC American Family Insurance
2390 State Hwy K, O'Fallon, MO 63368
(636) 978-6514 amfam.com
Oak & Shield Insurance Services
1052 Peruque Crossing Ct #B, O'Fallon, MO 63366
(636) 264-8700 oak-n-shield.com
Global Green Insurance
995 Cool Springs Industrial Dr, O'Fallon, MO 63366
(636) 379-8740
Insurance Group of St Charles County LLC Ben Fischer Broker
1049A E Terra Ln, O'Fallon, MO 63366
(636) 294-6633 insurancegroupmo.com
Mid America Insurance Services, LLC
2017 State Hwy K, O'Fallon, MO 63366
(636) 278-0291 midamins.net
Midland Commerce Insurance
7322 Village Center Dr, O'Fallon, MO 63368
(636) 233-2549 mciinsure.com

Commercial insurance agents in O'Fallon Missouri help local businesses find the right coverage for their needs. Missouri law requires certain types of commercial insurance such as workers compensation for most employers. An agent can guide you through options like general liability property insurance and commercial auto policies.

What Does a Commercial Insurance Agent in O'Fallon Cost?

The cost of commercial insurance in Missouri varies widely by business type size and location. For a small business general liability insurance may cost between 400 and 1500 dollars per year. A workers compensation policy can range from 500 to 3000 dollars annually per employee depending on risk class. Commercial auto insurance adds additional costs. These are general estimates and your actual premium will depend on your specific situation. This information is general and not a substitute for professional insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in Missouri?
Missouri law requires workers compensation insurance for employers with five or more employees. Commercial auto insurance is also required for any business owned vehicles. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I choose a commercial insurance agent in O Fallon?
Look for an agent who is licensed in Missouri and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and ask for references from other local business owners.
What is the difference between an independent agent and a captive agent?
An independent agent works with multiple insurance companies and can shop around for the best rates and coverage. A captive agent represents only one insurance company. In O Fallon many agents are independent which gives you more options.