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Find Workers' Compensation Insurance Agents Near You in St Charles, MO

Browse workers' compensation insurance agents serving St Charles, Missouri. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in St Charles, Missouri is Zach Plackemeier - State Farm Insurance Agent, rated 4.9 stars across 585 reviews. Other highly rated options include Lang Insurance, All Insurance No Fees, HSGW Insurance. This directory lists 20 workers' compensation insurance agents serving St Charles.

Showing 20 workers' compensation insurance agents in St Charles, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zach Plackemeier - State Farm Insurance Agent1060 Country Club Rd Ste 100(314) 921-7900
2Lang Insurance3920 Old Hwy 94 S Suite 39(636) 229-7000
3All Insurance No Fees4620 S St Peters Pkwy(636) 441-9100
4HSGW Insurance100 S Main St(636) 946-2266
5Meadow Park Insurance Agency1000 Fairgrounds Rd #202(636) 757-9529
6PETROV INSURANCE AGENCY LLC2480 Executive Dr # 103(636) 628-2666
7E3 Insurance Advisory Group LLC2127 Bluestone Dr #203(636) 542-8966
8Heartland Insurance LLC2451 Executive Dr # 200(636) 477-8700
9Leach Insurance Agency2362 Hwy 94 South Outer Rd Upper(636) 939-9222
10Nieroda Insurance Agency3225-I Domain St(636) 255-0550
ZP
1060 Country Club Rd Ste 100
Zach Plackemeier - State Farm Insurance Agent
Workers' Compensation Insurance Agent · St Charles, MO

Zach Plackemeier - State Farm Insurance Agent serves St. Charles, Missouri, and nearby areas, specializing in workers' compensation insurance coverage. This agency helps local business owners navigate the requirements of securing protection for employees who suffer job-related injuries or illnesses. The agent works with employers of various sizes to develop policies that comply with state regulations. In this capacity, the agency handles claim support for workplace accidents and provides guidance on managing risk to reduce potential workplace injuries.

LI
3920 Old Hwy 94 S Suite 39
Lang Insurance
Workers' Compensation Insurance Agent · St Charles, MO

Lang Insurance in St. Charles, MO, provides workers’ compensation insurance for local businesses, arranging coverage for workplace injuries and offering guidance on loss prevention strategies. Its service plans include regular policy reviews to ensure compliance with Missouri regulations and prompt claims reporting assistance. The agency handles all related documentation, helping employers manage their risk exposure effectively. It serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants.

AI
4620 S St Peters Pkwy
All Insurance No Fees
Workers' Compensation Insurance Agent · St Charles, MO

All Insurance No Fees serves businesses in St. Charles, Missouri, that require workers' compensation coverage, including small to mid-sized commercial enterprises. This agency assists employers in securing policies that meet legal requirements for employee injury protection, managing the complexities of insurance compliance. Services include policy selection and risk assessment tailored to local industry needs. The company also extends its services to clients in neighboring Saint Peters and the greater St. Charles County area.

HI
100 S Main St
HSGW Insurance
Workers' Compensation Insurance Agent · St Charles, MO

Serving St. Charles, Missouri and the surrounding communities, HSGW Insurance acts as a workers’ compensation insurance agent, handling coverage that provides medical care and wage replacement for employees injured on the job. It helps local businesses navigate complex compliance requirements and secure policies tailored to their specific operational risks. To manage a typical client engagement, it starts by assessing the company’s payroll and industry classification before comparing coverage options from multiple carriers.

MP
1000 Fairgrounds Rd #202
Meadow Park Insurance Agency
Workers' Compensation Insurance Agent · St Charles, MO

Meadow Park Insurance Agency in St Charles, MO, offers both one-time consultations for policy review and scheduled ongoing support for managing claims and policy adjustments. Coverage primarily focuses on workers’ compensation insurance, which helps local businesses meet legal requirements and protect against workplace injury costs. This agent works with area employers to evaluate risk levels and maintain compliance. Service is available on a scheduled basis, with additional options for as-needed assistance during audits or disputes.

PI
2480 Executive Dr # 103
PETROV INSURANCE AGENCY LLC
Workers' Compensation Insurance Agent · St Charles, MO

Petrov Insurance Agency LLC provides specialized workers’ compensation insurance guidance for businesses in St Charles, MO. It focuses on helping employers secure coverage that meets legal requirements while offering general risk management advice for workplace injuries. The agency assists clients in selecting policies tailored to their specific industry exposures, such as common construction or manufacturing claims. This support becomes particularly valuable during seasonal hiring periods when temporary staff increases the need for proper coverage and compliance.

EI
2127 Bluestone Dr #203
E3 Insurance Advisory Group LLC
Workers' Compensation Insurance Agent · St Charles, MO

As spring construction ramps up in the St. Charles area, new subcontractors often need immediate guidance on their workers’ compensation requirements. E3 Insurance Advisory Group LLC works with small and mid-sized businesses to secure appropriate coverage for job-site risks and medical liabilities. They navigate Missouri’s classification codes and audit procedures while helping employers maintain compliance with state regulations. Policies are tailored to each firm’s payroll size and trade-specific hazards. A preliminary call or walk-through of current operations and safety protocols launches the initial coverage review.

HI
2451 Executive Dr # 200
Heartland Insurance LLC
Workers' Compensation Insurance Agent · St Charles, MO

Heartland Insurance LLC serves local businesses by securing coverage for work-related injuries and illnesses. Based in St Charles, MO, this agency specializes specifically in helping employers navigate the complexities of workers' compensation policies and compliance. The company assists clients with risk management to minimize workplace accidents and expedite claim resolutions. Heartland Insurance can meet the coverage needs for a variety of commercial sectors, including offices, warehouses, and food service.

LI
2362 Hwy 94 South Outer Rd Upper
Leach Insurance Agency
Workers' Compensation Insurance Agent · St Charles, MO

Leach Insurance Agency provides coverage and risk management guidance for residential clients needing workers’ compensation insurance in the St Charles, Missouri area. The agency also extends this focus to local commercial enterprises, helping business owners navigate Missouri’s workers’ compensation requirements and payroll classification rules. Serving employers of varying sizes in the region, the agency supports policy administration and claims coordination. Between regular policy periods, they handle ongoing inquiries and facilitate renewal updates to maintain continuous coverage.

NI
3225-I Domain St
Nieroda Insurance Agency
Workers' Compensation Insurance Agent · St Charles, MO

Nieroda Insurance Agency is a workers' compensation insurance agent serving the St Charles, MO area. It assists local businesses in navigating the complexities of state-regulated coverage, helping ensure compliance with Missouri's workers' compensation laws while securing appropriate policy options for diverse industries. The agency provides guidance on risk management and claims support to help control long-term costs. It specializes in tailoring coverage for smaller firms and independent contractors who need flexible protection.

LA
1112 1st Capitol Dr
Lindenwood Agency Inc
Workers' Compensation Insurance Agent · St Charles, MO
(636) 946-6133
lindenwoodagency.net
AI
821 Madison St
Alexander Insurance Agency
Workers' Compensation Insurance Agent · St Charles, MO
(636) 949-9525
alexins.com
GI
117 Jefferson St #35
Goosehead Insurance - Sam Tucker
Workers' Compensation Insurance Agent · St Charles, MO
(636) 728-9798
goosehead.com/agents/mo/saint-charles/sam-tucker
CS
1819 Zumbehl Rd
Craig Sengl Agency Inc American Family Insurance
Workers' Compensation Insurance Agent · St Charles, MO
(636) 946-0028
amfam.com/agents/missouri/saint-charles/Craig-Sengl
JW
1480 Woodstone Dr Ste 109
Jason Wilson Insurance, LLC
Workers' Compensation Insurance Agent · St Charles, MO
(636) 685-0500
jwilsonins.com
JI
1360 S 5th St suite 290
JHW Insurance Partners LLC
Workers' Compensation Insurance Agent · St Charles, MO
(636) 265-0995
jhwinsurancepartners.com
HM
2 Sturbridge Ct
Heartland Metro Insurance
Workers' Compensation Insurance Agent · St Charles, MO
(636) 489-2207
heartlandmetroinsurance.com
LI
1065 1st Capitol Dr
Lenox Insurance
Workers' Compensation Insurance Agent · St Charles, MO
(636) 947-4040
LI
5065 MO-94
Leonhard Insurance
Workers' Compensation Insurance Agent · St Charles, MO
(636) 250-4155
leonhardins.com
AI
1480 Woodstone Dr # 120
Ahl Insurance
Workers' Compensation Insurance Agent · St Charles, MO
(636) 928-9876
ahlinsuranceagency.com

What Does a a Workers' Compensation Insurance Agent in St Charles Cost?

Workers compensation insurance costs in Missouri vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and 5.00 to 15.00 dollars for higher-risk construction work. Missouri uses a competitive rating system, so premiums differ by carrier. This is general information and not insurance advice.

About workers' compensation insurance agents in St Charles

Workers compensation insurance agents in St Charles Missouri help local businesses secure coverage required under Missouri law. Missouri requires most employers with five or more employees to carry workers compensation insurance. An agent can explain state-specific rules such as the exclusive remedy provision and the Missouri Division of Workers Compensation claims process.

Frequently Asked Questions

Who needs workers compensation insurance in St Charles Missouri?

Missouri law requires employers with five or more employees to carry workers compensation insurance. Construction employers with one or more employees must also have coverage. An agent can help determine if your business meets the threshold.

What are the penalties for not having workers comp in Missouri?

Employers who fail to carry required workers compensation may face fines up to 1.5 times the premium they should have paid. The Missouri Division of Workers Compensation can also issue stop-work orders. An agent can help you avoid these penalties by securing proper coverage.

How does Missouri define an employee for workers comp purposes?

Missouri defines an employee as any person in the service of an employer under a contract of hire. Independent contractors are generally excluded but must meet specific criteria under Missouri law. An agent can help classify workers correctly to ensure compliance.

Workers' Compensation Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.