The top-rated workers' compensation insurance agent in Ballwin, Missouri is Travis Hesser - State Farm Insurance Agent, rated 5.0 stars across 395 reviews. Other highly rated options include Bekah Miller - State Farm Insurance Agent, D Freihaut Agency & Associates LLC American Family Insurance, Shelter Insurance - David Keane. This directory lists 13 workers' compensation insurance agents serving Ballwin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Travis Hesser - State Farm Insurance Agent | 13603 Barrett Office Dr STE 102 | (314) 966-2591 |
| 2 | Bekah Miller - State Farm Insurance Agent | 410 Sovereign Ct STE 14 | (636) 238-0052 |
| 3 | D Freihaut Agency & Associates LLC American Family Insurance | 15117 Manchester Rd | (636) 394-9700 |
| 4 | Shelter Insurance - David Keane | 119 Woods Mill Rd | (636) 391-8684 |
| 5 | Matt Kennington - COUNTRY Financial Advisor | 14780 Clayton Rd | (636) 537-3355 |
| 6 | Kyle Uhlig: Allstate Insurance | 110A Holloway Rd | (636) 227-2229 |
| 7 | Associated Insurance Brokers | 410 Sovereign Ct STE 6 | (636) 391-3500 |
| 8 | Steve Martinez - State Farm Insurance Agent | 104 Holloway Rd | (636) 227-7888 |
| 9 | Farmers Insurance - Craig Berry | 15332 Manchester Rd Ste 211 | (636) 230-3377 |
| 10 | Dewitt Insurance, Inc. | 1011 Howard George Dr | (636) 256-9444 |
Travis Hesser - State Farm Insurance Agent serves the Ballwin, Missouri area as a workers' compensation insurance agent. The office helps local businesses secure the coverage required to protect employees from job-related injuries and illnesses. As a workers' compensation specialist, the agency works with employers to understand state-mandated insurance requirements and find appropriate policy solutions. Policies are tailored to meet the specific needs of different industries and company sizes. The agent handles policy adjustments and claims support for injured workers in the metro St. Louis region.
Bekah Miller - State Farm Insurance Agent in Ballwin, MO, provides a range of workers' compensation insurance policies designed to cover medical expenses and lost wages for employees who become ill or injured on the job. It offers reviews of existing coverage to help maintain adequate protection as a business evolves. Its service plans include regular consultations to reassess policy limits and liability needs as operations change. The agency’s services are available for single-family homes, apartments, retail stores, and restaurants.
D Freihaut Agency & Associates LLC American Family Insurance serves local business owners and commercial property managers in Ballwin, Missouri, providing workers’ compensation insurance coverage. As an agent, the company helps employers meet state requirement for workplace injury protection while advising on policies tailored to various industry risks. The goal is to secure appropriate coverage that supports both employee well-being and business continuity. Its service area also reaches nearby communities in the greater St. Louis metro, including Chesterfield.
Serving Ballwin and the surrounding communities in Missouri, Shelter Insurance - David Keane provides workers' compensation insurance coverage for local businesses. The agency handles policies that help protect employers from the medical costs and lost wages associated with workplace injuries. As a workers' compensation agent, it assesses each client's particular industry risks and coverage needs to offer suitable protection. To handle a typical job, the agency begins by evaluating the business's operations and payroll data to tailor a policy that meets state requirements and minimizes exposure.
Matt Kennington - COUNTRY Financial Advisor specializes in workers’ compensation insurance for small to mid-sized businesses in Ballwin, MO. He assists local employers with policy selection, payroll classification audits, and premium management to align coverage with Missouri’s regulatory requirements. His agency helps clients maintain necessary liability protection while keeping operational safety practices in mind. As area companies approach winter months and seasonal shift risks, he advises on claims preparedness and compliance to minimize workplace injury disruptions.
Kyle Uhlig: Allstate Insurance in Ballwin, MO addresses workers’ compensation insurance as a one-time policy purchase distinct from recurring service agreements that require periodic renewals and adjustments. Coverage options are designed to protect businesses against costs from employee work-related injuries or illnesses, including medical expenses and lost wages. Service runs on an as-needed basis, with clients contacting the agent when their coverage needs change or a claim or audit situation arises.
As the winter months approach in Ballwin, construction and warehouse firms often require updated workers' compensation policies. Associated Insurance Brokers assists local businesses by securing coverage that meets Missouri’s specific workplace compliance requirements. They evaluate each client’s payroll, job classifications, and loss history to recommend an appropriate policy. After an initial consultation, an agent typically conducts a walk-through of the client’s business premises to identify potential hazards before finalizing the coverage plan.
Steve Martinez, a State Farm insurance agent in Ballwin, MO, assists local businesses with their general insurance needs. Specializing in workers' compensation insurance agent services, the office helps employers manage coverage for work-related employee injuries and illnesses, ensuring compliance with state mandates while protecting business assets. This agent can serve commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Craig Berry provides workers’ compensation insurance to businesses in Ballwin, Missouri, serving both residential and commercial clients in the surrounding area. The agency helps local employers manage required coverage for workplace injuries and related medical costs. Regular policy reviews ensure that businesses maintain adequate protection as their operations change. Follow-up visits allow the agent to address any claims concerns or policy adjustments between the scheduled renewal cycles.
Dewitt Insurance, Inc. in Ballwin, MO, is recognized as a resource for workers' compensation insurance, helping local businesses secure coverage that meets state mandates. Its service range includes assessing an employer's specific risk factors to recommend suitable policies for workplace injuries. The agency guides clients through the claims process and often advises on loss control strategies to reduce future incidents. Beyond core coverage, it can add a specialty service such as a return-to-work program that coordinates modified duty options for injured employees.
What Does a a Workers' Compensation Insurance Agent in Ballwin Cost?
Typical workers compensation insurance costs in Missouri range from 0.75 to 2.50 dollars per 100 dollars of payroll for low risk office jobs. High risk industries like construction can cost 5 to 15 dollars per 100 dollars of payroll. Actual rates depend on your business classification, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Ballwin
A workers compensation insurance agent in Ballwin Missouri helps local businesses meet state coverage requirements. Missouri law requires most employers with five or more workers to carry workers comp insurance. An agent can guide you through Missouri Division of Workers Compensation rules and find a policy that fits your needs.
Frequently Asked Questions
Who needs workers compensation insurance in Ballwin Missouri?
Missouri law requires employers with five or more employees to carry workers compensation insurance. Construction businesses with one or more workers must also have coverage. An agent can help you determine if your business meets these thresholds.
What does a workers compensation insurance agent do in Ballwin?
A workers compensation insurance agent in Ballwin helps you compare policies from different carriers. They explain Missouri specific requirements like the exclusive remedy rule and assist with claims reporting. They also help you manage premium audits and compliance.
How are workers comp premiums calculated in Missouri?
Premiums in Missouri are based on your payroll, industry classification code, and claims history. The Missouri Department of Insurance sets approved rates. An agent can help you understand your experience modification factor and find ways to lower your premium.
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