The top-rated workers' compensation insurance agent in Chesterfield, Missouri is Weiss Insurance Agency, rated 4.8 stars across 249 reviews. Other highly rated options include Bess Agency & Associates Inc American Family Insurance, Thomas Insurance Advisors, LLC, The ICON Group. This directory lists 20 workers' compensation insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 2 | Bess Agency & Associates Inc American Family Insurance | 14500 S Outer Forty Rd # 205 | (314) 275-8500 |
| 3 | Thomas Insurance Advisors, LLC | 632 B Trade Center Blvd | (636) 536-2229 |
| 4 | The ICON Group | 500 Chesterfield Center Suite 110 | (636) 534-7204 |
| 5 | Farmers Insurance St. Louis - Ed Fogelbach | 111 Hilltown Village Center Suite 211 | (844) 628-6047 |
| 6 | Azteca Insurance LLC | 500 Chesterfield Center Suite 110 | (314) 940-4954 |
| 7 | Hebbeln Insurance | 744 H, 744 Spirit of Saint Louis Blvd | (636) 519-0059 |
| 8 | First Community Insurance Agency | 17107 Chesterfield Airport Rd Suite 200 | (636) 978-6620 |
| 9 | Insurance Store Inc. | 1415 Elbridge Payne Rd #230 | (636) 532-0100 |
| 10 | Jeff Weiss Agency LLC American Family Insurance | 146 Long Rd | (636) 519-0800 |
Weiss Insurance Agency serves the Chesterfield, Missouri, area as a local workers’ compensation insurance agent. The company assists businesses with securing coverage that meets state requirements and protects employees in case of workplace injury. Policies are tailored to various industries, helping employers manage risk and comply with regulations. The agency also guides clients through claim filing procedures to support injured workers. Specific services handled in this area include loss control consultation and annual policy review for small to mid-sized businesses.
Bess Agency & Associates Inc American Family Insurance provides workers' compensation insurance agency services to businesses in Chesterfield, Missouri. It offers policy options designed to meet workplace injury coverage needs and assists with ongoing policy management and maintenance. The agency helps clients navigate claims reporting and premium adjustments. Its service plans include regular policy reviews to keep coverage aligned with business operations. The agency serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Thomas Insurance Advisors, LLC serves small and mid-sized business owners in the Chesterfield, Missouri area who need workers' compensation insurance coverage. The agency helps employers navigate mandatory workplace injury insurance requirements, ensuring compliance with state regulations while managing premium costs. Clients receive guidance on policy selection, risk classification, and claims procedures tailored to their specific industry exposures. The firm also provides ongoing support to minimize workplace disruptions after an injury. In addition to its Chesterfield base, the agency covers businesses throughout western St. Louis County, including nearby Wildwood.
Serving Chesterfield, Missouri, and the surrounding St. Louis metro communities, The ICON Group handles workers’ compensation insurance for local businesses. It manages coverage to protect employees from work-related injuries while helping employers meet state compliance requirements. The firm guides clients through policy selection and risk assessment for various industries. When handling a typical job, it reviews the specific operational exposures of a business, then works to secure a policy that aligns with the company’s particular safety profile needs.
Farmers Insurance St. Louis - Ed Fogelbach provides workers' compensation insurance solutions, distinguishing between one-time policy setups for new businesses and recurring services for established employers who need annual renewals. Coverage in Chesterfield, MO protects companies from medical costs, lost wages, and legal fees arising from workplace injuries. The agency helps business owners meet mandatory coverage requirements while managing overall risk exposure. To accommodate varying needs, service runs on either a one-time basis for initial placement or an as-needed schedule for policy adjustments throughout the year.
Azteca Insurance LLC specializes in helping businesses navigate the complexities of workers’ compensation coverage in Chesterfield, Missouri. It guides employers through policy selection to meet state requirements, ensuring compliance while balancing budget considerations. Claim management support helps control costs during recovery. The agency assists seasonal industries like construction or landscaping in protecting employees during peak workload periods when injury risks rise.
Hebbeln Insurance serves Chesterfield, Missouri, as a workers’ compensation insurance agent, helping local businesses secure coverage for employee injuries and occupational illnesses. Their work specializes in tailoring policies to meet Missouri’s specific regulatory requirements and employer liability protections. They can assist with risk management strategies designed to reduce workplace accidents and control insurance costs over time. Their client base includes offices, warehouses, and food service operations that require customized workers’ compensation solutions to address their distinct operational hazards and staffing needs.
As local businesses navigate seasonal shifts or expanding headcounts, securing appropriate workers’ compensation coverage becomes a critical priority. First Community Insurance Agency, located in Chesterfield, Missouri, helps employers meet this requirement by assessing liability risks and matching policies to specific operational exposures. The agency reviews payroll classifications and proposed safety protocols to ensure transparency in premium calculations. To begin, the agent schedules an on-site inspection of the workplace to evaluate physical hazards and job functions for accurate risk underwriting.
Insurance Store Inc. handles residential workers' compensation insurance needs for homeowners and small property owners in Chesterfield, Missouri. They also advise commercial clients on securing employer liability and workplace injury coverage. Serving the Chesterfield area and surrounding St. Louis County communities, the agency works to match policies with local regulatory requirements. Between regular policy reviews or renewal periods, clients can follow up for adjustments after a payroll change or claim event to keep coverage exactly aligned with current operations.
Jeff Weiss Agency LLC American Family Insurance in Chesterfield, MO connects businesses with workers’ compensation insurance policies that address a variety of workplace risks. All certified procedures follow current compliance standards. The agency routinely helps local contractors, manufacturers, and small business owners fill out applications and adjust coverage levels as payrolls shift. A specialty service it can add on is comprehensive employer liability insurance for job-related illness claims.
What Does a a Workers' Compensation Insurance Agent in Chesterfield Cost?
Workers compensation insurance costs in Missouri vary by industry payroll and claims history. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low risk office jobs up to 15.00 or more for high risk construction work. Missouri uses a competitive market so shopping with a Chesterfield agent can help find a competitive rate. This is general information and not insurance advice.
About workers' compensation insurance agents in Chesterfield
Workers compensation insurance agents in Chesterfield Missouri help business owners secure the required coverage for their employees. Missouri law mandates that most employers with five or more workers carry workers compensation insurance. A local agent can guide you through Missouri Division of Workers Compensation rules and find a policy that fits your operations.
Frequently Asked Questions
What are Missouri requirements for workers compensation insurance?
In Missouri employers with five or more employees must carry workers compensation insurance. Construction industry employers with one or more workers also need coverage. A Chesterfield agent can help you confirm if your business meets these thresholds.
How does an agent help with Missouri workers comp claims?
An agent can explain the claims process under Missouri law including the 30 day deadline for reporting injuries. They assist with policy details and ensure you understand your obligations to the Division of Workers Compensation.
Can a Chesterfield agent help with independent contractor classification?
Yes an agent can review your worker classifications to ensure compliance with Missouri laws. Misclassifying employees as independent contractors can lead to penalties and gaps in coverage.
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