The top-rated workers' compensation insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Farmers Insurance - Brody Jackson. This directory lists 14 workers' compensation insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Farmers Insurance - Brody Jackson | 12166 Old Big Bend Rd Suite 302 | (636) 600-0720 |
| 5 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 6 | Kevin Weber - State Farm Insurance Agent | 244 W Essex Ave | (314) 821-1151 |
| 7 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 8 | Kalender & Associates LLC American Family Insurance | 734 N Harrison Ave | (314) 471-0045 |
| 9 | Shelter Insurance - Jim Summers | 710 S Kirkwood Rd | (314) 394-9661 |
| 10 | Koury Insurance Agency | 11039 Manchester Rd | (314) 822-9275 |
Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri, area and specializes in workers' compensation insurance for local businesses. This agency helps employers secure coverage that meets state regulations for workplace injury protection. Policies are designed to cover medical expenses and lost wages for employees who are injured on the job. The agent assists with policy selection tailored to different industries and risk levels. Workers' compensation insurance is a key service, along with liability protection for business owners.
Jake Molitor - State Farm Insurance Agent in Kirkwood, MO, provides a range of workers' compensation insurance services designed to help local businesses manage workplace injury claims and comply with state regulations. As an agent, they assist with policy selection, coverage reviews, and ongoing service to help ensure plans remain current as business needs change. Service options typically include periodic policy check-ins and support for filing claims or adjusting coverage limits. The agent services a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
The Crismore Agency serves area businesses and property managers in need of reliable workers’ compensation insurance coverage. It helps employers navigate the complexities of workplace injury insurance, from policy selection to claims support and risk management guidance for their operations. The agency works with local companies in Kirkwood, helping them meet state requirements and protect their workforce. It also provides these services to clients throughout the surrounding St. Louis metro area, including adjacent communities like Webster Groves and Sunset Hills.
Serving Kirkwood and the surrounding St. Louis County communities, Farmers Insurance - Brody Jackson handles workers' compensation insurance for local businesses. This type of coverage helps protect employers by providing benefits to employees who suffer work-related injuries or illnesses. The agency works with area companies to navigate the requirements of Missouri’s workers' compensation laws. To manage a typical policy, the agent begins by analyzing the client’s specific workplace risks and payroll to structure coverage that fits the business's operational needs and legal obligations.
Kirk D Faubel Insurance Advisors, based in Kirkwood, MO, handles both one-time policy placements for new ventures and ongoing plan adjustments for established businesses seeking workers’ compensation coverage. The agency assists with the compliance filings and risk assessments required for workplace injury insurance in Missouri. Support focuses on matching employers with appropriate premium structures and claims-handling protocols. Services are primarily offered on an as-needed basis, scheduled around the client’s policy renewal or audit deadlines rather than at fixed intervals.
Kevin Weber - State Farm Insurance Agent provides workers' compensation insurance coverage to local businesses in Kirkwood, MO. The agency assists employers in securing policies that comply with state regulations and cover medical expenses and lost wages for injured workers. It also offers related general insurance services to meet broader commercial needs. With the startup of new seasonal construction projects in spring, the agency helps business owners adjust their coverage to account for temporary workers and increased operational risks.
As local businesses prepare for the spring thaw and the uptick in commercial activity that follows, Hardy R Washington Jr provides workers’ compensation insurance guidance from his Kirkwood office. This agent works with employers across St. Louis County to structure policies that cover medical costs and lost wages for on-the-job injuries. Each policy is tailored to the specific hazards of a given workplace. The process begins with a thorough review of the business’s operations and a scheduled on-site inspection of the physical premises.
Kalender & Associates LLC American Family Insurance serves residential clients in Kirkwood, MO, with workers’ compensation coverage tailored for household employees or home-based businesses. The agency also offers commercial workers’ compensation policies to local small and mid-sized companies throughout the greater Kirkwood area. Coverage options address common workplace injury risks and state regulatory requirements. Clients can follow up after policy setup or request adjustments to their coverage between regular service visits.
Shelter Insurance - Jim Summers provides workers' compensation coverage to Kirkwood area businesses through local agency relationships. This agency pairs general liability policies with that specialty service, which ensures injured employees receive medical care while protecting employers from financial risk. Jim Summers assists office environments in structuring plans that meet regulatory requirements. Warehouse and industrial operations also obtain customized protection for physical demands. The agency additionally serves food service establishments that face unique on-site injury exposures, helping each commercial sector maintain stable operations.
Koury Insurance Agency provides workers’ compensation insurance solutions for businesses in Kirkwood and the surrounding region. The agency partners with various carriers to offer suitable coverage options tailored to different industries and employer classifications. It assists with policy selection and ongoing claims support to help manage workplace injury risks. In addition to standard workers’ compensation policies, the agency can arrange for employer’s liability insurance as an add-on coverage.
What Does a a Workers' Compensation Insurance Agent in Kirkwood Cost?
Workers compensation insurance costs in Missouri average around $1.50 to $2.50 per $100 of payroll for low risk jobs and $5 to $15 per $100 for high risk work. Your final rate depends on your industry, claims history, and payroll size. This is general information and not insurance advice.
About workers' compensation insurance agents in Kirkwood
Workers compensation insurance agents in Kirkwood Missouri help local businesses secure coverage required by Missouri law. Missouri requires most employers with five or more workers to carry workers comp insurance. An agent can guide you through Missouri Division of Workers Compensation rules and find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Kirkwood do?
An agent helps you compare policies from different carriers to find coverage that meets Missouri legal requirements. They explain state rules like the 5 employee threshold and assist with policy renewals and claims questions.
Is workers comp insurance required for all businesses in Kirkwood Missouri?
No. In Missouri, most private employers with five or more employees must carry workers compensation insurance. Construction employers with one or more employees also need coverage. An agent can confirm if your business meets the threshold.
How can a Kirkwood agent help me save on workers comp costs?
An agent can review your business classification codes and payroll figures to ensure you are not overpaying. They may also suggest safety programs that qualify for premium discounts under Missouri rules.
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