The top-rated workers' compensation insurance agent in Blue Springs, Missouri is Clint Osborn - State Farm Insurance Agent, rated 5.0 stars across 381 reviews. Other highly rated options include Steve Shipman - State Farm Insurance Agent, Farmers Insurance - Jake Greco, Bob Watson - State Farm Insurance Agent. This directory lists 16 workers' compensation insurance agents serving Blue Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint Osborn - State Farm Insurance Agent | 1208 US-40 | (816) 229-0083 |
| 2 | Steve Shipman - State Farm Insurance Agent | 2690 SW State Rte 7 | (816) 228-6696 |
| 3 | Farmers Insurance - Jake Greco | 807 W Main St Ste B | (816) 228-2886 |
| 4 | Bob Watson - State Farm Insurance Agent | 712 W Main St | (816) 229-7878 |
| 5 | Joshua Peck & Associates, LLC American Family Insurance | 487 NE Coronado Dr | (816) 622-5205 |
| 6 | Matt Connatser: Allstate Insurance | 707 SW State Rte 7 | (816) 427-9714 |
| 7 | Team Insurance | 1201 NW North Ridge Dr suite b | (816) 220-2300 |
| 8 | Doug Steger - Missouri Farm Bureau Insurance | 2418 SW State Rte 7 Ste A | (816) 220-2222 |
| 9 | Frank Thompson Insurance Agency | 2700 NW S Outer Rd | (816) 228-4111 |
| 10 | Above & Beyond Insurance Solutions | 403 NW Hwy 7 | (816) 654-2254 |
Clint Osborn - State Farm Insurance Agent serves the Blue Springs, Missouri area, offering workers’ compensation insurance policies designed to meet legal requirements. The agency assists local businesses in securing coverage that helps manage costs related to workplace injuries. Their work involves advising on policy options that align with industry needs. Specific services handled include customizing coverage limits for small contractors and helping sole proprietors evaluate their liability exposure.
Steve Shipman - State Farm Insurance Agent in Blue Springs, MO, provides a full range of workers' compensation insurance services, including policy issuance, risk assessment, and claims assistance. Its service and maintenance plans feature regular policy reviews to ensure coverage aligns with changing business operations and employee classifications. The agency handles ongoing account management to help minimize workplace disruptions. Workers' compensation coverage from this office supports commercial properties such as single-family homes, apartments, retail stores, and restaurants, addressing their unique liability and employee protection needs.
Farmers Insurance - Jake Greco serves businesses, property managers, and homeowners in Blue Springs, Missouri who need workers' compensation coverage. The agency helps clients navigate claims and policy options that meet state requirements. Jake Greco can assess the specific needs of small and mid-sized operations for appropriate protection. This service is available to those working in various local industries. The agency also covers neighboring communities in the eastern Jackson County area and nearby parts of the Kansas City metropolitan region.
Bob Watson - State Farm Insurance Agent serves Blue Springs, Missouri, and the surrounding communities in the Kansas City metropolitan area. The agency handles workers' compensation insurance coverage for local businesses, focusing on policies that address medical expenses and lost wages for job-related injuries. Understanding the specific requirements for companies of various sizes in this region, it works to provide appropriate liability protection and compliance with state regulations. For a typical job, the agency evaluates a client's operations to recommend suitable coverage limits and risk management strategies that align with their business needs.
While some clients seek a single policy consultation, others require ongoing coverage adjustments as their staffing evolves. Joshua Peck & Associates, LLC American Family Insurance, located in Blue Springs, MO, assists businesses in securing workers' compensation insurance to cover employee medical costs and lost wages after a workplace injury. This type of policy is essential for compliance with state regulations in Missouri. Services are available to be accessed on either a one-time or as-needed basis, depending upon the client's immediate needs.
Matt Connatser: Allstate Insurance specializes in securing workers' compensation coverage for local businesses in Blue Springs, MO, and provides general insurance agent services to help employers meet mandated requirements. The agency assists with navigating the complexities of claims management and policy adjustments for various industries. As cold weather increases slip-and-fall risks on icy surfaces at work sites, it helps businesses obtain proper coverage to address those specific winter injury concerns.
As spring construction ramps up across Blue Springs, many small businesses face higher injury risks on new job sites. Team Insurance provides workers’ compensation coverage tailored to local contractors and service providers, helping them meet state requirements while protecting their bottom line. Their agency focuses on matching each client’s payroll and industry classification with a suitable policy from a reliable carrier. They will schedule an initial on-site walkthrough to evaluate workplace safety procedures and discuss the specific coverage needed for each operation.
Doug Steger - Missouri Farm Bureau Insurance provides workers' compensation insurance agency services in the Blue Springs, Missouri area. The company specializes in helping local businesses obtain coverage for work-related injuries and illnesses. As an agent, Doug Steger assists clients in selecting appropriate policy structures that meet their operational needs. The agency is equipped to serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Frank Thompson Insurance Agency assists employers in Blue Springs, MO, with residential workers’ compensation policies that protect household employees. The agency also provides commercial coverage for local businesses needing to manage workplace injury risks. Their service area includes Blue Springs and the surrounding region. Clients receive straightforward policy guidance and claim support tailored to each unique business operation. The agency follows up after claims are filed and coordinates renewal or adjustment needs between regular policy cycles.
Above & Beyond Insurance Solutions, based in Blue Springs, Missouri, is a workers’ compensation insurance agent known for helping local businesses secure coverage that meets legal requirements. The company serves employers across various industries, assisting with policy selection to protect against workplace injury claims. As an agent, it connects clients with multiple carrier options and guidance on compliance with state regulations in this region. In addition to standard policies, the agency can offer risk management evaluations to help businesses reduce accident-related costs.
What Does a a Workers' Compensation Insurance Agent in Blue Springs Cost?
Workers compensation insurance costs in Missouri typically range from 0.75 to 2.50 dollars per 100 dollars of payroll for low risk office jobs. For higher risk construction or manufacturing jobs rates can range from 3.00 to 15.00 dollars per 100 dollars of payroll. Your exact cost depends on your industry classification payroll size and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Blue Springs
Workers compensation insurance agents in Blue Springs Missouri help local businesses meet state requirements for employee injury coverage. Missouri law requires most employers with five or more workers to carry workers compensation insurance. An agent can guide you through the specific Missouri Division of Workers Compensation rules and find a policy that fits your business size and risk level.
Frequently Asked Questions
Who needs workers compensation insurance in Blue Springs Missouri?
In Missouri any employer with five or more employees must have workers compensation insurance. Construction businesses with one or more employees also need coverage. An agent can help confirm if your business meets the exemption criteria.
What does a workers compensation insurance agent do for my business?
An agent reviews your business operations and payroll to find the right policy from multiple carriers. They also help you understand Missouri reporting requirements and assist with claims filing if an injury occurs.
How are workers compensation premiums calculated in Missouri?
Premiums are based on your payroll and the classification code for each job type. Missouri uses a loss cost rating system where your claims history affects your final rate. An agent can explain how your experience modification factor impacts your cost.
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