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HomeUmbrella Insurance AgentsVirginia › Winchester

Find Umbrella Insurance Agents Near You in Winchester, VA

Browse umbrella insurance agents serving Winchester, Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Winchester, Virginia is Blue Ridge Agents Insurance, rated 5.0 stars across 402 reviews. Other highly rated options include Creekside Insurance Advisors, Inc., Homestead Insurance Group, T D Clayton - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Winchester.

Showing 20 umbrella insurance agents in Winchester, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Blue Ridge Agents Insurance141 W Boscawen St(540) 431-4373
2Creekside Insurance Advisors, Inc.167 Creekside Ln(540) 722-2529
3Homestead Insurance Group3113 Valley Ave #100(844) 359-5731
4T D Clayton - State Farm Insurance Agent158 Front Royal Pike #105(540) 665-1766
5I Know Medicare28 Weems Ln(540) 662-4432
6Lynne Rio Insurance Agency226 S Loudoun St(540) 665-0086
7Marcy Obenchain Keller: Allstate Insurance2270 Valor Dr Ste 106(540) 662-5622
8Walter & Walter Insurance Agency3186 Valley Pike(540) 662-1212
9TWG Insurance24 W Piccadilly St(540) 662-1828
10Stace Rader: Allstate Insurance128 S Cameron St(540) 667-9335
BR
141 W Boscawen St
Blue Ridge Agents Insurance
Umbrella Insurance Agent · Winchester, VA

Blue Ridge Agents Insurance serves the Winchester, Virginia area as an independent umbrella insurance agent. The company assists local residents and businesses in securing extra liability coverage beyond standard policies. This standalone protection helps safeguard assets such as homes and savings from large claims. Their work in the region involves guiding clients toward appropriate umbrella limits and coordinating with primary insurers. They handle personal umbrella policies for homeowners and auto liability extensions to provide added financial security in the Shenandoah Valley.

CI
167 Creekside Ln
Creekside Insurance Advisors, Inc.
Umbrella Insurance Agent · Winchester, VA

Creekside Insurance Advisors, Inc. provides umbrella insurance, which extends extra liability coverage beyond standard home and auto policies in the Winchester area. Their service includes reviewing a client’s existing coverage to identify potential gaps in personal liability protection and then securing a broader policy. Customized maintenance plans involve annual policy reviews to adjust for changes in a client’s asset levels or lifestyle. They provide service for single-family homes, apartments, retail locations, and restaurants.

HI
3113 Valley Ave #100
Homestead Insurance Group
Umbrella Insurance Agent · Winchester, VA

Homestead Insurance Group serves homeowners, businesses, and property managers in Winchester, Virginia, by providing umbrella insurance policies that extend liability coverage beyond standard auto, home, or commercial limits. This supplemental protection helps safeguard assets against major claims or lawsuits, offering additional financial security for those with substantial property or greater exposure to risks. Coverage supports clients across the Shenandoah Valley metro area, also extending to the neighboring community of Stephens City.

TD
158 Front Royal Pike #105
T D Clayton - State Farm Insurance Agent
Umbrella Insurance Agent · Winchester, VA

T D Clayton - State Farm Insurance Agent serves the Winchester, Virginia area and surrounding communities with umbrella insurance policies. The agency handles personal liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting clients from major claims and lawsuits. A typical job begins with a thorough review of the client's existing insurance portfolio to assess potential exposure gaps, then tailors an umbrella policy to provide a suitable layer of additional protection.

IK
28 Weems Ln
I Know Medicare
Umbrella Insurance Agent · Winchester, VA

Operating on a one-time basis for single policy needs or through recurring service for ongoing risk management, I Know Medicare provides umbrella insurance agent services in Winchester, VA. These agents handle coverage that extends beyond standard homeowner and auto policies, offering broader liability protection against major claims. As the agent company works in this area, it ensures that limits are sufficient for common local scenarios. Service for clients runs on either a one-time, scheduled, or as-needed basis.

LR
226 S Loudoun St
Lynne Rio Insurance Agency
Umbrella Insurance Agent · Winchester, VA

Lynne Rio Insurance Agency in Winchester, VA provides personal umbrella liability coverage that extends protection beyond standard home and auto policies. It also handles a variety of other insurance needs for local residents and businesses, ensuring comprehensive risk management for clients in the region. The agency helps policyholders secure an extra layer of financial safety in case of major accidents or lawsuits. This is particularly valuable during the winter months, when icy roads and slippery sidewalks greatly increase the risk of costly liability claims.

MO
2270 Valor Dr Ste 106
Marcy Obenchain Keller: Allstate Insurance
Umbrella Insurance Agent · Winchester, VA

Marcy Obenchain Keller: Allstate Insurance serves clients in the Winchester area with general liability and personal asset protection solutions. As an umbrella insurance agent, the company specializes in providing extra coverage layers that extend beyond standard homeowners and auto policies. This helps safeguard policyholders against major claims and lawsuits. The firm assists commercial sectors including office spaces, storage warehouses, and food service establishments in managing their unique risk exposures with tailored coverage options.

WW
3186 Valley Pike
Walter & Walter Insurance Agency
Umbrella Insurance Agent · Winchester, VA

As the spring storm season brings heavy rains and gusty winds to the Shenandoah Valley, homeowners and small businesses in Winchester seek additional liability protection beyond standard policies. Walter & Walter Insurance Agency offers umbrella insurance agent services tailored to these common local risks. Their process begins with a thorough review of existing coverage to identify potential exposure gaps. Following this analysis, an initial consultation or assessment appointment is scheduled to outline the specific options available for increasing policy limits.

TI
24 W Piccadilly St
TWG Insurance
Umbrella Insurance Agent · Winchester, VA

TWG Insurance serves residents in and around Winchester, Virginia, with umbrella insurance policies designed to extend liability protection beyond standard home or auto limits. The agency also offers commercial coverage tailored to local business owners seeking supplementary liability safeguards. Their service area spans Winchester and neighboring communities across the northern Shenandoah Valley. For existing clients, the team provides convenient follow-up support during scheduled policy reviews, ensuring coordinated coverage adjusts smoothly between regular annual visits to a client’s home or office.

SR
128 S Cameron St
Stace Rader: Allstate Insurance
Umbrella Insurance Agent · Winchester, VA

Stace Rader: Allstate Insurance in Winchester, VA, is known for providing personal umbrella liability coverage that extends protection beyond standard auto and home policies. This agency serves local residents seeking increased liability limits to safeguard assets against major claims or lawsuits. Umbrella policies through this office help cover legal defense costs and damages not included in underlying insurance. A specialty service this agent can add on is coverage for non-owned watercraft or recreational vehicle liability exposures.

MD
3223 Valley Pike
Mark Dunford Insurance Agency
Umbrella Insurance Agent · Winchester, VA
(540) 665-0911
dunfordinsurance.com
MP
1814 Roberts St
Michelle Pell: Allstate Insurance
Umbrella Insurance Agent · Winchester, VA
(540) 667-7133
agents.allstate.com/michelle-pell-winchester-va.html
WI
4125 Valley Pike
Wilkins Insurance Agency, Inc.
Umbrella Insurance Agent · Winchester, VA
(540) 667-6611
wilkinsinsuranceinc.com
HI
2810 Valley Ave
HIS Insurance & Service, Inc.
Umbrella Insurance Agent · Winchester, VA
(540) 535-0200
his-insurance.com
CM
1000 Valley Ave #3
The Chad M. Lewis Insurance Agency
Umbrella Insurance Agent · Winchester, VA
(540) 313-9100
agency.nationwide.com/va/winchester/22601/chad-matthew-lewis
IC
728 S Loudoun St
Insurance Center of Winchester
Umbrella Insurance Agent · Winchester, VA
(540) 667-0700
inscenterwin.com
BL
704 Baker Ln Ste 1
Bankers Life
Umbrella Insurance Agent · Winchester, VA
(540) 662-2142
branches.bankerslife.com/va/winchester/704-baker-lane
PI
2333 N Frederick Pike
Partlow Insurance Agency, Inc.
Umbrella Insurance Agent · Winchester, VA
(540) 665-8387
partlowinsurance.com
FI
609 Cedar Creek Grade
FurSure Insurance CO.
Umbrella Insurance Agent · Winchester, VA
(540) 212-6145
PP
230 Hope Dr
Pro Prime Insurance VA
Umbrella Insurance Agent · Winchester, VA
(540) 662-3040

What Does an a Umbrella Insurance Agent in Winchester Cost?

In Virginia umbrella insurance premiums generally range from 150 to 400 dollars annually for one million dollars in liability coverage. Higher coverage limits of two to five million dollars may cost 300 to 800 dollars per year. Your actual cost depends on factors like your home value, number of vehicles, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Winchester

Umbrella insurance agents in Winchester Virginia help residents obtain extra liability coverage beyond standard home and auto policies. Virginia law does not require umbrella insurance but it can protect assets from major claims or lawsuits. Local agents understand the risks specific to the Shenandoah Valley region.

Frequently Asked Questions

What does an umbrella insurance agent in Winchester do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your auto or homeowners limits. In Virginia this policy typically starts at one million dollars in coverage. The agent can explain how it interacts with your existing policies.

Who needs umbrella insurance in Winchester Virginia?

Anyone with significant assets or a higher risk of lawsuits may benefit from umbrella insurance. Virginia residents with rental properties, swimming pools, or teenage drivers often consider this coverage. It also helps protect future income from large liability claims.

How much does umbrella insurance cost in Virginia?

Umbrella insurance in Virginia typically costs between 150 and 400 dollars per year for one million dollars of coverage. Costs vary based on your risk profile, number of properties, and driving record. Your agent can provide a specific quote.

Umbrella Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.