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Find Umbrella Insurance Agents Near You in Harrisonburg, VA
Compare umbrella insurance agents in Harrisonburg. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Harrisonburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 umbrella insurance agents in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1589 Port Republic Rd Suite 1, Harrisonburg, VA 22801
(540) 217-2689
agents.farmers.com
LD&B Insurance and Financial Services
205 S Liberty St, Harrisonburg, VA 22801
(540) 433-2796
ldbinsurance.com
Muterspaugh Insurance Inc
2320 S Main St, Harrisonburg, VA 22801
(540) 433-2423
crossroads insurance
328 S Main St Suite 103, Harrisonburg, VA 22801
(540) 689-0300
crossroadsinsuranceagency.com
Dennis Blackwell - State Farm Insurance Agent
119 S Carlton St, Harrisonburg, VA 22801
(540) 433-5338
dennisblackwellsite.com
McMillen Insurance Agency
370 Neff Ave, Harrisonburg, VA 22801
(540) 433-9052
Tatyana Chepelyuk - Mutual of Omaha
370 Neff Ave Ste J4, Harrisonburg, VA 22801
(540) 820-4120
agents.mutualofomaha.com
Long Insurance & Financial Services
1891 Virginia Ave, Harrisonburg, VA 22802
(540) 434-1512
longinsurance.biz
Nathan Farley: Allstate Insurance
243 Neff Ave STE H, Harrisonburg, VA 22801
(540) 434-3950
agents.allstate.com
McGriff
3150 S Main St, Harrisonburg, VA 22801
(540) 437-1300
mcgriff.com
Johnson Insurance Agency
4061 Quarles Ct, Harrisonburg, VA 22801
(540) 434-2888
Umbrella insurance agents in Harrisonburg Virginia help you secure extra liability coverage beyond standard auto and home policies. Virginia law does not require umbrella insurance but it can protect your assets in case of a major lawsuit. Local agents understand the risks specific to the Shenandoah Valley region including weather-related claims and traffic on Interstate 81.
What Does a Umbrella Insurance Agent in Harrisonburg Cost?
In Virginia umbrella insurance policies typically cost between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk profile number of properties and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Harrisonburg do?
An umbrella insurance agent in Harrisonburg helps you assess your personal liability risks and find a policy that adds coverage above your existing home and auto limits. They explain how Virginia liability laws affect your need for extra protection.
How much umbrella coverage should I get in Virginia?
Most Virginia agents recommend at least 1 million dollars in umbrella coverage if you own a home or have significant savings. The amount depends on your assets and potential risks such as having a swimming pool or a teenage driver.
Does umbrella insurance cover legal fees in Virginia?
Yes umbrella insurance typically covers legal defense costs in Virginia even if the lawsuit is groundless. Virginia courts can award large judgments so having this coverage helps protect your personal finances.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.