Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 umbrella insurance agents in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Steinlage Insurance Agency of Charlottesville
1001 Research Park Boulevard Suite 1020, Charlottesville, VA 22911
(434) 602-9200
steinlageagency.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000
specializedins.com
Able Insurance Agency
716 Rio Rd W STE D, Charlottesville, VA 22901
(434) 979-0814
ableinsurance.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838
cvillequote.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566
agents.allstate.com
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663
myinsurancedoctor.com
Greg Bartleski - State Farm Insurance Agent
2151 Richmond Rd #103, Charlottesville, VA 22911
(434) 977-0203
cvilleinsurance.com
*CLOSED* Farmers Insurance - Dustin Medley
2300 Commonwealth Dr Suite 202, Charlottesville, VA 22901
(434) 328-2524
agents.farmers.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191
toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565
betterrateins.com
Melicca Dunn - State Farm Insurance Agent
199 Spotnap Rd Suite 3, Charlottesville, VA 22911
(434) 422-9345
meliccadunn.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166
theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313
bearinginsurance.com
Jarrett Spencer at Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265
comparioninsurance.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191
hanckelcitizens.com
Indaco Risk Advisors
510 Locust Ave, Charlottesville, VA 22902
(434) 971-1990
indacoriskadvisors.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154
colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265
comparioninsurance.com
Umbrella insurance agents in Charlottesville Virginia help clients secure extra liability coverage that goes beyond auto home or boat policies. Virginia law requires minimum liability limits for drivers but an umbrella policy can protect assets from large claims. Local agents understand the risks specific to the Charlottesville area such as accidents on winding roads or incidents at rental properties.
What Does a Umbrella Insurance Agent in Charlottesville Cost?
Umbrella insurance in Virginia typically costs between 150 and 350 dollars per year for one million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Costs vary based on your risk profile number of properties and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Charlottesville do?
An umbrella insurance agent in Charlottesville helps you purchase a personal liability policy that covers claims above your existing insurance limits. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount. Virginia law does not require umbrella insurance but it is common for homeowners or drivers with significant assets.
How much umbrella coverage do I need in Virginia?
Most umbrella policies in Virginia start at one million dollars in coverage. Agents typically recommend coverage equal to your net worth plus future earnings. Virginia courts can award large judgments so higher limits may be wise for professionals or property owners.
Do I need umbrella insurance if I have a home in Charlottesville?
Yes homeowners in Charlottesville often benefit from umbrella insurance because standard home policies have liability limits that may not cover major accidents or lawsuits. Virginia law allows plaintiffs to seek damages for medical bills lost wages and pain and suffering. An umbrella policy adds a layer of protection above your home and auto policies.