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Looking for a umbrella insurance agent in Gainesville? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 13 umbrella insurance agents in Gainesville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christine Angles: Allstate Insurance
7350 Heritage Village Plaza Unit 202, Gainesville, VA 20155
(703) 330-9400
agents.allstate.com
Thomas Bigoski Insurance Agency
7250 Heritage Village Plaza Ste 102, Gainesville, VA 20155
(571) 222-7819
thebigoskiagency.com
Anita Sadlack - State Farm Insurance Agent
14540 John Marshall Hwy #201, Gainesville, VA 20155
(571) 445-3487
anitaquote.com
Andrew Frizzle - State Farm Insurance Agent
7320 Heritage Village Plaza # 102, Gainesville, VA 20155
(703) 753-1700
andrewfrizzle.com
Michael Angles: Allstate Insurance
8050 Crescent Park Dr, Gainesville, VA 20155
(571) 261-7501
agents.allstate.com
Cory Insures NoVA
14535 John Marshall Hwy Suites 112 & 113, Gainesville, VA 20155
(703) 705-7525
facebook.com
Freeman & Sherburne, Inc.
7440 Heritage Village Plaza # 101, Gainesville, VA 20155
(703) 938-8070
myagent.bz
Stover Insurance Agency, Inc.
7450 Heritage Village Plaza Unit 201, Gainesville, VA 20155
(571) 261-2700
stoveragency.com
Farmers Insurance - Jitka Butler
7440 Heritage Village Plaza # 102, Gainesville, VA 20155
(703) 420-4555
agents.farmers.com
Safety Net Insurance Group Gainesville
7320 Heritage Village Plaza, Gainesville, VA 20155
(571) 206-4344
Liberty Health Insurance VA
6504 Caybury Pl, Gainesville, VA 20155
(571) 455-7897
Nationwide Insurance: Robert F Kinzer
14093 Dave's Store Ln #101, Gainesville, VA 20155
(703) 753-2300
Jitka Butler, MetLife Auto & Home
7440 Heritage Village Plaza # 102, Gainesville, VA 20155
(703) 403-1138
An umbrella insurance agent in Gainesville, Virginia can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Virginia law does not require umbrella insurance, but it is a common choice for homeowners and drivers who want extra protection against large claims. Agents in Gainesville can explain how Virginia liability rules may affect your coverage needs.
What Does a Umbrella Insurance Agent in Gainesville Cost?
The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage, with each additional million costing about 50 to 100 dollars. Rates vary based on your home, cars, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Gainesville do?
An umbrella insurance agent helps you find a personal liability policy that covers claims above your existing insurance limits. They review your assets and risks to recommend a coverage amount that fits your situation. The agent also explains how Virginia law affects policy terms and exclusions.
How much umbrella insurance do I need in Virginia?
Most agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and lifestyle. Virginia law does not set a minimum requirement for umbrella policies. An agent can help you calculate a suitable limit based on your home value, savings, and potential lawsuit risks.
Does umbrella insurance cover legal defense in Virginia?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. In Virginia, this can include defense against personal injury or property damage claims. The policy usually pays defense costs in addition to the liability limit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.