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HomeUmbrella Insurance AgentsVirginia › Chesapeake

Find Umbrella Insurance Agents Near You in Chesapeake, VA

Browse umbrella insurance agents serving Chesapeake, Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Chesapeake, Virginia is Michelle Benson-Dumas - State Farm Insurance Agent, rated 5.0 stars across 270 reviews. Other highly rated options include Centerville Insurance Agency, Ferguson Insurance Center, Garlow Insurance Agency - Nationwide Insurance. This directory lists 20 umbrella insurance agents serving Chesapeake.

Showing 20 umbrella insurance agents in Chesapeake, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michelle Benson-Dumas - State Farm Insurance Agent1428 Kempsville Rd ste b(757) 819-6733
2Centerville Insurance Agency516 Innovation Dr Ste 301(757) 420-0006
3Ferguson Insurance Center1407 Stephanie Way Ste A(757) 201-3000
4Garlow Insurance Agency - Nationwide Insurance312 Cedar Lakes Dr suite 201(757) 548-1515
5AAA Chesapeake Insurance and Member Services111 Kempsville Rd(757) 547-9741
6Jessica Hester - State Farm Insurance Agent1245 Cedar Rd J(757) 481-1840
7Nina Ambrose - State Farm Insurance Agent800 Juniper Crescent ste c(757) 413-5025
8COVA Insurance638 Independence Pkwy Ste 220(757) 410-5800
9Nationwide Insurance: W T Jennings Insurance Agency Inc.676 Battlefield Blvd N Ste A(757) 549-2447
10McBride Group Inc.1021 Eden Way N # 104(757) 410-9955
MB
1428 Kempsville Rd ste b
Michelle Benson-Dumas - State Farm Insurance Agent
Umbrella Insurance Agent · Chesapeake, VA

Michelle Benson-Dumas - State Farm Insurance Agent serves the Chesapeake, VA metro area with personal insurance solutions. An umbrella insurance agent provides extra liability coverage that goes beyond standard home and auto policies for added financial protection. This agency helps clients safeguard their assets against major claims and lawsuits. Policies offer broad coverage that can apply to incidents involving property damage, bodily injury, or personal liability situations. Services include writing umbrella policies for households with multiple vehicles and homes, and coordinating coverage limits with existing insurance for comprehensive risk management.

CI
516 Innovation Dr Ste 301
Centerville Insurance Agency
Umbrella Insurance Agent · Chesapeake, VA

Centerville Insurance Agency provides umbrella insurance coverage designed to extend liability protection beyond standard policy limits. Its service approach includes personalized consultations to help clients assess potential gaps in their existing insurance, followed by the preparation of suitable additional coverage options. Maintenance support involves periodic policy reviews to adjust limits as circumstances change. The agency serves a range of property types in Chesapeake, VA, including single-family homes, apartments, retail spaces, and restaurants.

FI
1407 Stephanie Way Ste A
Ferguson Insurance Center
Umbrella Insurance Agent · Chesapeake, VA

Homeowners, businesses, and property managers in the Chesapeake, VA area rely on this agent for umbrella insurance policies that provide added liability coverage beyond standard limits. The agent works with clients to assess personal and commercial risks, offering policies that can help protect assets from major claims and lawsuits. Their services extend to communities throughout the Hampton Roads metro region, including neighboring Norfolk and Virginia Beach.

GI
312 Cedar Lakes Dr suite 201
Garlow Insurance Agency - Nationwide Insurance
Umbrella Insurance Agent · Chesapeake, VA

Garlow Insurance Agency - Nationwide Insurance serves clients in Chesapeake, Virginia, and the surrounding Hampton Roads communities. As an umbrella insurance agent, it handles policies that provide extra liability coverage beyond standard auto, home, or watercraft insurance. This additional protection can help safeguard personal assets and future earnings from major claims or lawsuits. For a typical job, the agency begins by reviewing an individual’s existing underlying policies, then determines the appropriate limit of umbrella coverage needed to fill potential gaps.

AC
111 Kempsville Rd
AAA Chesapeake Insurance and Member Services
Umbrella Insurance Agent · Chesapeake, VA

AAA Chesapeake Insurance and Member Services provides umbrella insurance in Chesapeake, VA. Clients may choose a one-time policy setup or recurring updates as their needs evolve. Coverage extends personal liability protection beyond standard home and auto limits. Policies address common regional risks such as waterfront properties and busy local roads. Each consultation reviews current policies to identify coverage gaps. Service operates on an as-needed basis, with clients scheduling reviews or adjustments when lifestyle changes occur.

JH
1245 Cedar Rd J
Jessica Hester - State Farm Insurance Agent
Umbrella Insurance Agent · Chesapeake, VA

Jessica Hester's agency in Chesapeake, VA specializes in umbrella insurance policies, which provide extra liability coverage beyond standard homeowners or auto policies. The agency offers general insurance services, working to help clients protect their assets and future financial stability. It addresses common coverage gaps that can arise from accidents on one's property or from auto incidents. This agency helps residents manage the increased liability risks that often accompany holiday gatherings or hosting summer pool parties at their homes.

NA
800 Juniper Crescent ste c
Nina Ambrose - State Farm Insurance Agent
Umbrella Insurance Agent · Chesapeake, VA

Nina Ambrose - State Farm Insurance Agent in Chesapeake, VA, provides general insurance services that address risk management for individuals and businesses. The agency specializes in umbrella insurance, offering extra liability coverage beyond standard policy limits to help protect personal assets. The agent works with commercial sectors, routinely serving local offices, retail locations, warehouses, and food service operations to help safeguard their financial stability.

CI
638 Independence Pkwy Ste 220
COVA Insurance
Umbrella Insurance Agent · Chesapeake, VA

Coastal storms here in Chesapeake can leave homeowners assessing damage from fallen limbs or flooded basements, where a single liability claim might exceed standard policy limits. COVA Insurance helps residents address that gap by providing personal umbrella coverage that extends protection beyond auto and homeowners policies. Their process begins with a review of existing coverage to identify potential exposure points and recommend appropriate additional liability limits. An initial consultation typically involves a brief risk inspection around the property and an assessment of current insurance declarations.

NI
676 Battlefield Blvd N Ste A
Nationwide Insurance: W T Jennings Insurance Agency Inc.
Umbrella Insurance Agent · Chesapeake, VA

Nationwide Insurance: W T Jennings Insurance Agency Inc. in Chesapeake, VA, helps local homeowners protect their properties and assets through residential umbrella insurance coverage. The agency also offers commercial umbrella policies for businesses seeking additional liability protection beyond standard limits. Their team serves clients throughout Chesapeake and the surrounding Hampton Roads region. After an initial policy purchase, the agency provides ongoing support and coverage reviews, ensuring clients receive follow-up service between their regular insurance policy cycles to address any changing liability needs.

MG
1021 Eden Way N # 104
McBride Group Inc.
Umbrella Insurance Agent · Chesapeake, VA

McBride Group Inc., located in Chesapeake, VA, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The company assists clients in safeguarding their assets against major claims and lawsuits within the local area. Their service range includes tailoring excess liability limits for personal and residential needs, helping policyholders achieve greater financial security. For an added layer of protection, the firm can also coordinate business-related umbrella coverage for small enterprises or side ventures.

GI
1100 Volvo Pkwy Suite 200
Goosehead Insurance - Gayla Murray
Umbrella Insurance Agent · Chesapeake, VA
(757) 574-0899
goosehead.com/agents/va/chesapeake/gayla-murray
CR
801 Kent Pl
Cedar Road Insurance Agency Inc.: Goosehead Ins Broker
Umbrella Insurance Agent · Chesapeake, VA
(757) 800-1250
agents.goosehead.com/va/chesapeake/801-kent-place
PR
1015 Eden Way N suite c
Parker Reigle Insurance Agency
Umbrella Insurance Agent · Chesapeake, VA
(757) 547-5118
parkerreigleinsurance.com
AA
524 Albemarle Dr Suite 207
Albearlie Affordable Insurance Agency - Chesapeake VA
Umbrella Insurance Agent · Chesapeake, VA
(757) 520-3664
affordableautosecure.com/albearlie-affordable-insurance-agency-chesapeake-va
FI
311 Johnstown Rd
Farmers Insurance - Theresa Woolard
Umbrella Insurance Agent · Chesapeake, VA
(757) 547-2103
agents.farmers.com/va/chesapeake/theresa-woolard
DW
7033 BOX
Deborah Williams Insurance Agency, Inc./Global Green Insurance Agency
Umbrella Insurance Agent · Chesapeake, VA
(757) 967-9600
deborahwilliamsinsuranceagency.com
SF
813 Greenbrier Cir
Strong Future Insurance Group VA
Umbrella Insurance Agent · Chesapeake, VA
(757) 801-5880
CI
1105 Madison Plaza #100
Chesapeake Insurance Services
Umbrella Insurance Agent · Chesapeake, VA
(757) 436-4366
chesapeakeinsservices.com
FI
1021 Eden Way N #118
Farmers Insurance - Krystal Jones-Dent
Umbrella Insurance Agent · Chesapeake, VA
(757) 548-1265
agents.farmers.com/va/chesapeake/krystal-jones-dent
GI
555 Belaire Ave STE 270
Goosehead Insurance - The Prestige Agency
Umbrella Insurance Agent · Chesapeake, VA
(757) 644-1335
goosehead.com/agents/va/chesapeake/the-prestige-agency

What Does an a Umbrella Insurance Agent in Chesapeake Cost?

The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars cost more, usually 200 to 500 dollars annually. Your premium depends on your risk factors such as driving record, property value, and number of vehicles. This is general information and not insurance advice.

About umbrella insurance agents in Chesapeake

Umbrella insurance agents in Chesapeake Virginia help you secure additional liability coverage beyond your standard auto and homeowners policies. Virginia law requires minimum auto liability limits, but an umbrella policy can provide extra protection for major claims or lawsuits. Agents can tailor coverage to your specific needs and assets.

Frequently Asked Questions

What does an umbrella insurance agent in Chesapeake do?

An umbrella insurance agent in Chesapeake helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent assesses your risk and recommends an appropriate coverage amount.

How much umbrella insurance do I need in Virginia?

Most agents recommend at least 1 million dollars in umbrella coverage. Virginia courts can award large judgments in liability cases. Your agent will consider your assets and income to determine the right limit for you.

Do I need umbrella insurance if I have a home in Chesapeake?

Yes, if you own a home or have significant savings, umbrella insurance is wise. Virginia law does not require it, but it protects your assets from lawsuits. An agent can explain how it covers incidents like dog bites or guest injuries on your property.

Umbrella Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.