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Looking for a umbrella insurance agent in Salem? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Salem, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 15 umbrella insurance agents in Salem, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northpoint Insurance Advisors
522 E Main St, Salem, VA 24153
(540) 387-9148
northpointinsuranceadvisors.com
Whitwell Kelly: Allstate Insurance
603 Apperson Dr, Salem, VA 24153
(540) 342-2115
agents.allstate.com
My Insurance People
1617 E Main St, Salem, VA 24153
(540) 401-6789
myinsurancepeople.com
Darrell Holland - State Farm Insurance Agent
205 W Main St, Salem, VA 24153
(540) 389-1220
statefarm.com
Business Solutions, Inc
303 E Burwell St, Salem, VA 24153
(540) 444-4000
businesssolutionsinc.net
Burgess DeMarco & Flick Insurance
730 Apperson Dr, Salem, VA 24153
(540) 375-3231
bdfinsurance.com
Ryan Harris Group - a Hilb Group Company
603 Apperson Dr, Salem, VA 24153
(540) 375-9078
Fisher Insurance Services - Salem | Representing Rockingham Insurance
100 E Main St, Salem, VA 24153
(540) 627-6357
fisher.rockingham.insure
Craighead-Zimmerman & Associates
27 E Clay St, Salem, VA 24153
(540) 389-1203
Futurity First: Don Lilly Agency
2820 Keagy Rd, Salem, VA 24153
(540) 380-8340
donlillyagency.com
Larry Wills & Associates Insurance
158 W 4th St, Salem, VA 24153
(540) 389-8500
progressiveagent.com
Protec Sure Insurance Agency
1677 Millwood Dr, Salem, VA 24153
(540) 746-3038
Maria Stamus, Stamus Insurance Agency Inc/Ryan Harris Group
603 Apperson Dr, Salem, VA 24153
(540) 387-0770
Safe Harbor Insurance
5651 Prunty Dr, Salem, VA 24153
(540) 404-3844
safeharborsecure.com
Oak Grove Insurance
Salem, VA 24153
(540) 375-4600
Umbrella insurance agents in Salem, Virginia help you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is especially useful in Virginia because state law requires minimum auto liability limits that may not cover serious accidents. An agent can explain how a personal umbrella policy adds a layer of protection for your assets and future earnings.
What Does a Umbrella Insurance Agent in Salem Cost?
The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits cost more, but the price is generally low compared to the protection provided. Factors such as your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Salem do?
An umbrella insurance agent helps you assess your current liability risks and find a policy that provides additional coverage above your existing home and auto insurance limits. They can explain how Virginia liability laws affect your need for extra protection.
Do I need umbrella insurance in Virginia?
If you have significant assets, a high income, or face higher liability risks such as owning a pool or rental property, umbrella insurance is often recommended. Virginia law does not require it, but it can protect you from lawsuits that exceed standard policy limits.
How much umbrella coverage should I get in Salem?
Most agents recommend at least one million dollars in umbrella coverage, though the right amount depends on your net worth and risk exposure. Your agent can review your assets and help you choose an appropriate limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.