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Browse umbrella insurance agents serving Portsmouth, Virginia. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Portsmouth, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 13 umbrella insurance agents in Portsmouth, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Beth Holland - State Farm Insurance Agent
5907 W Norfolk Rd # 101, Portsmouth, VA 23703
(757) 483-2444
insuredbybeth.com
Rachel Bailey - State Farm Insurance Agent
355 Crawford St Ste 106, Portsmouth, VA 23704
(757) 337-4265
insuredbyrachel.com
Nationwide Insurance: Coppedge Insurance Agency Inc.
4405 Portsmouth Blvd, Portsmouth, VA 23701
(757) 405-3079
coppedgeinsurance.com
Direct Auto Insurance
2552 Airline Blvd, Portsmouth, VA 23701
(757) 405-0202
local.directauto.com
Tracey Vinson - State Farm Insurance Agent
3900 Greenway Ct N, Portsmouth, VA 23707
(757) 399-7595
insuredbytvsf.com
Direct Auto Insurance
3574 Towne Point Rd, Portsmouth, VA 23703
(757) 606-3177
local.directauto.com
Heritage Insurance Agency
3706 Winchester Dr Ste 100, Portsmouth, VA 23707
(757) 399-7951
heritageinsuranceagency.com
Willis Roberts: Allstate Insurance
6111 Portsmouth Blvd, Portsmouth, VA 23701
(757) 204-3221
agents.allstate.com
Members Assurance Property & Casualty
1040 University Blvd #102, Portsmouth, VA 23703
(757) 523-5352
membersinsuranceagency.com
Serenty insurance agency Portsmouth
5731 Portsmouth Blvd, Portsmouth, VA 23701
(276) 444-9328
Atlantic Charter Insurance Group
5599 Portsmouth Blvd, Portsmouth, VA 23701
(757) 488-0082
atlanticcharterinsurance.com
Young Insurance Agency Group, A Division of World
2865 Airline Blvd suite B, Portsmouth, VA 23701
(757) 548-8300
locations.worldinsurance.com
Members Choice Insurance
1040 University Blvd #102, Portsmouth, VA 23703
(757) 250-2990
Umbrella insurance agents in Portsmouth Virginia help you secure extra liability protection that goes beyond your auto and homeowners policies. Virginia law requires minimum auto liability limits but does not mandate umbrella coverage. An agent can explain how Virginia courts handle personal injury claims and why higher limits matter for Portsmouth residents living near the water or hosting guests.
What Does a Umbrella Insurance Agent in Portsmouth Cost?
Umbrella insurance agent costs in Virginia vary by coverage amount and risk profile. A typical one million dollar policy costs between 150 and 300 dollars per year for most drivers. Higher coverage limits or multiple properties can increase the premium. Factors like your driving record, home value, and number of vehicles also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Portsmouth do?
An umbrella insurance agent in Portsmouth helps you purchase a personal liability umbrella policy. This policy provides coverage above your existing auto and home insurance limits. The agent assesses your assets and risk factors to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Virginia?
Most agents recommend at least one million dollars in umbrella coverage for Virginia residents. The exact amount depends on your assets, income, and potential liability risks. A Portsmouth agent can review your situation and suggest a suitable limit.
Are there Virginia-specific rules for umbrella insurance?
Virginia does not have a specific law for umbrella insurance policies. However Virginia Code Section 46.2-472 sets minimum auto liability limits of 25000 per person and 50000 per accident. Umbrella policies typically require you to carry higher underlying limits before they activate.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.