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Find Umbrella Insurance Agents Near You in Norfolk, VA

Browse umbrella insurance agents serving Norfolk, Virginia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Norfolk, Virginia is Manuel G Nofplot III Insurance Agency Inc, rated 5.0 stars across 131 reviews. Other highly rated options include Salzberg Insurance Agency, Gifford Insurance, AAA Norfolk Insurance and Member Services. This directory lists 18 umbrella insurance agents serving Norfolk.

Showing 18 umbrella insurance agents in Norfolk, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manuel G Nofplot III Insurance Agency Inc7925 Halprin Dr(757) 583-2100
2Salzberg Insurance Agency249 E Little Creek Rd(757) 583-1828
3Gifford Insurance1547 E Little Creek Rd(757) 583-2341
4AAA Norfolk Insurance and Member Services158 E Little Creek Rd(757) 622-5634
5Farmers Insurance - Carrie Lewis Agency330 W 22nd St Suite 103(757) 690-7418
6Ashley & Associates Insurance834 Widgeon Rd(757) 855-3151
7CWP Insurance Advisors Inc.7607 Sewells Point Rd ste c(757) 963-8499
8Goosehead Insurance - Christopher Linzey900 Granby St Suite 110(757) 916-7873
9Strange Insurance Agency223 E City Hall Ave(757) 937-7522
10Nusbaum Insurance Agency403 Boush St # 300(757) 622-4653
MG
7925 Halprin Dr
Manuel G Nofplot III Insurance Agency Inc
Umbrella Insurance Agent · Norfolk, VA

Manuel G Nofplot III Insurance Agency Inc serves the Norfolk, Virginia metro area as a provider of umbrella insurance coverage. Umbrella liability policies offer an extra layer of protection beyond standard auto and homeowners limits. The agency assists clients in selecting appropriate policy amounts to safeguard personal assets against major claims. It also helps evaluate potential exposure risks common to coastal Virginia properties. Among its local services, the agency writes personal umbrella policies and coordinates underlying coverage requirements for Norfolk residents.

SI
249 E Little Creek Rd
Salzberg Insurance Agency
Umbrella Insurance Agent · Norfolk, VA

Salzberg Insurance Agency in Norfolk, VA provides umbrella insurance coverage that extends beyond the limits of standard homeowners or auto policies. Its advisors evaluate a client’s existing liability risks and recommend appropriate additional protection for unforeseen major claims. The agency also reviews policies annually to adjust coverage as personal circumstances change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the Norfolk area.

GI
1547 E Little Creek Rd
Gifford Insurance
Umbrella Insurance Agent · Norfolk, VA

Gifford Insurance serves homeowners, businesses, and property managers in Norfolk, Virginia, seeking personal umbrella liability coverage beyond their underlying policies. The agency helps clients extend their protection against major claims and lawsuits arising from accidents or property incidents. It assists with policy reviews to ensure adequate coverage limits are maintained across auto, home, and commercial lines. Residents and business owners benefit from this added layer of security for unexpected liability events. Gifford Insurance also covers clients in the neighboring community of Chesapeake.

AN
158 E Little Creek Rd
AAA Norfolk Insurance and Member Services
Umbrella Insurance Agent · Norfolk, VA

AAA Norfolk Insurance and Member Services serves Norfolk, VA, and the surrounding Hampton Roads communities, handling umbrella insurance policies for both residential and commercial clients. These policies provide extra liability coverage beyond standard homeowners or auto limits, offering broader protection for unforeseen events. The agency typically evaluates an individual’s or business’s current risk exposure first, then recommends a tailored coverage amount to address specific vulnerabilities. It follows a straightforward approach, reviewing each client’s existing policies and identifying gaps, then coordinating the umbrella layer to align with those underlying coverages.

FI
330 W 22nd St Suite 103
Farmers Insurance - Carrie Lewis Agency
Umbrella Insurance Agent · Norfolk, VA

Customers seeking umbrella insurance can choose either a standalone one-time policy or a recurring annual renewal tailored to their evolving liability needs. Farmers Insurance - Carrie Lewis Agency, located in Norfolk, VA, helps local clients secure additional coverage beyond standard auto or homeowners policies. This extra layer protects against major claims and lawsuits. The agency structures its service on an as-needed basis for initial consultations and ongoing support, with policy reviews and adjustments available upon the client's request for each renewal period.

AA
834 Widgeon Rd
Ashley & Associates Insurance
Umbrella Insurance Agent · Norfolk, VA

Ashley & Associates Insurance specializes in umbrella insurance, providing an additional layer of liability protection beyond standard auto and homeowners policies. Serving the Norfolk, VA area, the agency assists clients in assessing their risk exposure to secure appropriate supplemental coverage for major claims. This extra policy can cover legal costs and damages that could otherwise deplete personal assets. It is often recommended to help protect against significant financial loss resulting from a severe accident on the property or a collision involving a driver’s own vehicle during the winter season.

CI
7607 Sewells Point Rd ste c
CWP Insurance Advisors Inc.
Umbrella Insurance Agent · Norfolk, VA

With the arrival of spring storms and increasing coastal flood risks in the Norfolk area, demand for additional liability protection often rises. CWP Insurance Advisors Inc. operates as an umbrella insurance agent, helping clients extend coverage beyond standard home and auto policies. This service aims to safeguard assets against significant claims and lawsuits. The process begins with a thorough review of existing policies and personal exposures. An initial assessment of your current coverage limits and potential risks is typically conducted to determine the appropriate umbrella policy.

GI
900 Granby St Suite 110
Goosehead Insurance - Christopher Linzey
Umbrella Insurance Agent · Norfolk, VA

Goosehead Insurance - Christopher Linzey serves Norfolk, Virginia homeowners seeking umbrella insurance to extend liability protection beyond standard policies. The agency also assists local businesses with commercial umbrella coverage for broader risk management throughout the area. These policies provide an added layer of security against major claims. Clients can return for policy adjustments or annual reviews between regular visits, ensuring their coverage continues to match changing personal or commercial needs.

SI
223 E City Hall Ave
Strange Insurance Agency
Umbrella Insurance Agent · Norfolk, VA

Strange Insurance Agency helps individuals and businesses in Norfolk, Virginia, secure general liability coverage. As a specialized umbrella insurance agent, the company focuses on providing an extra layer of liability protection beyond standard policy limits. This added coverage addresses substantial claims and lawsuits that might otherwise threaten personal or business assets. The agency evaluates each client’s exposures to determine appropriate extended liability limits. Its commercial insurance services can serve various sectors, including offices, warehouses, and food service operations, ensuring broader protection for these distinct risk environments.

NI
403 Boush St # 300
Nusbaum Insurance Agency
Umbrella Insurance Agent · Norfolk, VA

Nusbaum Insurance Agency in Norfolk, VA is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The firm serves local residents and small business owners who seek additional financial safeguards against unforeseen claims. Their agents assess individual risk profiles to recommend appropriate policy limits for enhanced security. This service is particularly useful for property owners with assets to shield. A specialty service they can offer is personal liability umbrella insurance tailored for high-net-worth clients with unique exposures.

JK
6330 N Center Dr STE 140
Justice-Killam Insurance & Financial Service, Inc.
Umbrella Insurance Agent · Norfolk, VA
(757) 366-0366
jkifs.com
UI
101 W Main St #900
USI Insurance Services
Umbrella Insurance Agent · Norfolk, VA
(757) 625-1800
usi.com
AI
465 N Military Hwy
Affordable Insurance
Umbrella Insurance Agent · Norfolk, VA
(757) 982-2294
SI
520 W 21st St Ste J2
Shoreline Insurance Group
Umbrella Insurance Agent · Norfolk, VA
(757) 937-1300
shorelineinsurance.com/contact-us
LN
999 Waterside Dr # 2500
London & Norfolk Ltd
Umbrella Insurance Agent · Norfolk, VA
(757) 623-0003
london-norfolkltd.com
AP
6325 N Center Dr # 224
Abbott-Payne & Hamilton Insurance
Umbrella Insurance Agent · Norfolk, VA
(757) 466-1231
abbottpayne.com
TI
3 Commercial Pl Suite 1000
Towne Insurance
Umbrella Insurance Agent · Norfolk, VA
(757) 468-6100
towneinsurance.com/locations/virginia/corporate
BI
4916 Colley Ave
Blankenship Insurance Agency
Umbrella Insurance Agent · Norfolk, VA
(757) 718-3500

What Does an a Umbrella Insurance Agent in Norfolk Cost?

Typical costs for a 1 million dollar umbrella insurance policy in Virginia range from 150 to 300 dollars per year. Higher limits such as 2 million or 5 million may cost 300 to 600 dollars annually. Factors like your driving record, number of properties, and prior claims affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Norfolk

Umbrella insurance agents in Norfolk Virginia help residents secure extra liability coverage beyond standard home and auto policies. Virginia law does not require umbrella insurance but it can protect your savings and future earnings. Agents in Norfolk understand local risks such as waterfront property liability and high traffic areas near the Hampton Roads Bridge-Tunnel.

Frequently Asked Questions

What does an umbrella insurance agent in Norfolk do?

An umbrella insurance agent in Norfolk helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and driving history to recommend appropriate coverage amounts. The agent also explains how Virginia law affects policy terms and exclusions.

How much umbrella insurance do I need in Virginia?

Most agents recommend at least 1 million dollars in umbrella coverage for Virginia residents with significant assets. The exact amount depends on your net worth, income, and potential liability from activities like owning a rental property or a boat. An agent can run a personal risk assessment to determine the right limit for you.

Are there Virginia-specific rules for umbrella insurance?

Yes, Virginia follows a contributory negligence rule which can bar recovery if you are even slightly at fault in a lawsuit. This makes umbrella coverage important because defense costs can be high even if you win. Also Virginia law sets minimum auto liability limits at 25,000 dollars per person and 50,000 dollars per accident which umbrella policies can supplement.

Umbrella Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.