ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Lynchburg, VA
Looking for a umbrella insurance agent in Lynchburg? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 19 umbrella insurance agents in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mallori Teegarden - State Farm Insurance Agent
114 Tradewynd Dr ste a, Lynchburg, VA 24502
(434) 528-1234
insurancelynchburg.com
Cothran Schoonover Insurance
7212 Timberlake Rd, Lynchburg, VA 24502
(434) 239-2886
c-sinsurance.com
Chip Harvey - State Farm Insurance Agent
21009 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2975
chipharvey.com
Hedges Insurance Agency LLC
22491 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2021
hedgesinsurance.net
Nelles Insurance Solutions
101 Duncraig Dr UNIT 108, Lynchburg, VA 24502
(434) 832-0332
nellesinsurance.com
Insurance Consultants of Lynchburg
22174 Timberlake Rd m, Lynchburg, VA 24502
(434) 237-5926
insuringlynchburg.com
Parr Insurance Services- Lynchburg
2154-B Wards Rd, Lynchburg, VA 24502
(434) 528-8100
parrins.net
Leech & Hicks, Inc. Insurance
2504 Langhorne Rd, Lynchburg, VA 24501
(434) 528-5855
leechandhicks.com
Adams Insurance Agency Inc.
7708 Timberlake Rd, Lynchburg, VA 24502
(434) 455-4333
adamsinsuranceinc.com
Parker, Shelton & Associates Inc. - Insurance Agency
25 Greystone Dr Ste 7, Lynchburg, VA 24502
(434) 239-6936
parkersheltoninsurance.com
Taylor Insurance Agencies
1840 Graves Mill Rd, Lynchburg, VA 24502
(434) 385-1664
gbtaylorins.com
Mid-State Insurance Agency
2525 Rivermont Ave, Lynchburg, VA 24503
(434) 528-1001
erieinsurance.com
Bost Insurance
2420 Langhorne Rd, Lynchburg, VA 24501
(434) 846-3274
progressiveagent.com
Campbell Insurance
801 Main St, Lynchburg, VA 24504
(434) 847-5541
campbellins.com
Succor Insurance Lynchburg
6010 Fort Ave, Lynchburg, VA 24502
(304) 254-6814
Pure Cover Insurance Agency
105 Tradewynd Dr, Lynchburg, VA 24502
(434) 922-1665
agents.allstate.com
Timberlake Insurance Agency Inc
20190 Timberlake Rd Suite A, Lynchburg, VA 24502
(434) 237-6503
lynchburginsurance.com
Gardner Insurance Solutions, LLC
3723 Old Forest Rd, Lynchburg, VA 24501
(434) 316-5433
jmgardnerinsurance.com
Farmers Insurance Group - The Mann Agency Lynchburg
4849 Fort Ave, Lynchburg, VA 24502
(434) 237-4401
agents.farmers.com
An umbrella insurance agent in Lynchburg Virginia helps you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Virginia law does not require umbrella insurance but it provides important protection against lawsuits and large claims. Local agents can explain how this coverage interacts with Virginia insurance regulations and your existing policies.
What Does a Umbrella Insurance Agent in Lynchburg Cost?
Typical costs for a one million dollar umbrella insurance policy in Virginia range from 150 to 300 dollars per year. Factors that affect the premium include your driving record home value and number of properties. Higher coverage limits like two million dollars may cost 250 to 500 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lynchburg do?
An umbrella insurance agent in Lynchburg helps you purchase a personal umbrella liability policy. This policy provides extra coverage after your auto or home insurance limits are exhausted. The agent assesses your assets and risk to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Virginia?
Most Virginia agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your assets income and potential liability risks. Your agent can help you calculate a suitable limit based on your personal situation.
Does Virginia law affect umbrella insurance policies?
Virginia insurance law regulates umbrella policies as excess liability coverage. Virginia Code Section 38.2-118 addresses surplus lines insurance which may apply to some umbrella policies. Your agent must follow Virginia licensing and disclosure requirements when selling these policies.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Lynchburg who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.