The top-rated umbrella insurance agent in York, Pennsylvania is William Penn Insurance, LLC, rated 5.0 stars across 1,123 reviews. Other highly rated options include McMillan Insurance Agency, Ryan California - State Farm Insurance Agent, Peiffer Insurance. This directory lists 23 umbrella insurance agents serving York.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Penn Insurance, LLC | 1120 Roosevelt Ave Suite A | (717) 900-8658 |
| 2 | McMillan Insurance Agency | 2343 S Queen St | (717) 850-0503 |
| 3 | Ryan California - State Farm Insurance Agent | 2375 Eastern Blvd Ste B | (717) 793-4823 |
| 4 | Peiffer Insurance | 2220 E Market St | (717) 854-6004 |
| 5 | AAdvantage Insurance Group, Inc. | 1830 E Market St | (717) 913-8091 |
| 6 | Nicholas Insurance Solutions | 1550 Kenneth Rd Suite 5 | (717) 764-2477 |
| 7 | Dietz & Bluett Insurance | 2000 S Queen St | (717) 757-2761 |
| 8 | Covenant Insurance Group Inc | 1940 Carlisle Rd | (717) 292-2028 |
| 9 | Basile Insurance Agency | 150 Farm Ln 2nd Floor | (717) 792-6400 |
| 10 | Kocman Insurance Group | 3217 E Market St | (717) 854-0300 |
William Penn Insurance, LLC serves the York, Pennsylvania area with a focus on umbrella insurance agency services. This type of policy provides additional liability coverage beyond the limits of standard home and auto insurance, offering broader protection against major claims or lawsuits. The agency helps clients evaluate their personal risk exposure to determine appropriate policy limits. It handles both personal umbrella policies for individual households and excess liability coverage that can extend to rental properties in the York region.
McMillan Insurance Agency provides a range of umbrella liability coverage designed to extend protection beyond standard home and auto policies. The agency works closely with clients to tailor coverage levels that address potential gaps in exposure from everyday risks. It offers ongoing policy reviews and support to ensure limits remain appropriate for changing circumstances. Its team assists with claims coordination and general risk management guidance for policyholders. McMillan Insurance Agency services single-family homes, apartments, retail properties, and local restaurants throughout the York, PA area.
Ryan California - State Farm Insurance Agent provides umbrella insurance services for York, Pennsylvania, and the surrounding communities. Its office handles high-limit liability coverage designed to protect personal assets beyond standard policy limits. In the area, this can safeguard against major claims from incidents such as auto accidents or property injuries. For a typical job, the agent begins by reviewing a client’s existing homeowners and auto policies to assess potential exposure before recommending an appropriate policy limit and coordinating coverage.
Peiffer Insurance serves homeowners, businesses, and property managers in York, Pennsylvania, by connecting them with umbrella insurance policies that extend liability protection beyond standard coverage limits. These policies help safeguard assets from major claims or lawsuits that could otherwise exhaust underlying primary insurance. As an independent agent, the company works with multiple carriers to find suitable options for each client’s unique risk profile. In addition to serving York proper, Peiffer Insurance also covers clients in the nearby community of Shrewsbury.
AAdvantage Insurance Group, Inc. in York, PA offers both one-time policies covering a single liability event and scheduled renewable options that maintain continuous protection over multiple years. As an umbrella insurance agent, the company assists clients in securing extra liability coverage beyond standard home and auto policies, which helps shield assets from major claims or lawsuits. Service arrangements can be tailored to the specific needs of each client, operating on either a one-time, scheduled, or as-needed basis as circumstances require.
Nicholas Insurance Solutions provides general liability coverage and property protection for businesses and individuals in York, PA. The company specializes in umbrella insurance, offering additional liability limits that extend beyond standard policy caps to safeguard against major claims and lawsuits. This extra layer of protection is designed for clients seeking broader financial security against unforeseen liabilities. Nicholas Insurance Solutions serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Dietz & Bluett Insurance specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. In York, PA, the agency helps clients protect their assets with broader liability protection for everyday risks. Its general service work includes evaluating individual coverage needs and explaining how umbrella policies interact with existing plans. This added layer of security is especially valuable during the winter months, when icy conditions increase the risk of slip-and-fall accidents or vehicle collisions on local roads.
As winter weather in York freezes roads and cracks sidewalks, informal liability risks rise for property owners hosting guests. Covenant Insurance Group Inc acts as an umbrella insurance agent, providing extra liability coverage that activates when standard homeowners or auto policies are exhausted. They evaluate a client’s existing policies to identify gaps created by everyday incidents, such as a slip on an icy front step. An initial coverage assessment is completed after the agent reviews asset levels and current policy limits.
Basile Insurance Agency provides umbrella insurance for residential clients in York, PA, offering an extra layer of liability protection beyond standard homeowners policies. The agency also extends commercial umbrella coverage to local businesses, helping safeguard assets against major claims. Service area includes York County and the surrounding region. Clients often schedule follow-up policy reviews during regular visits to ensure adequate coverage as circumstances change.
Kocman Insurance Group in York, PA, is known for providing umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. Its service range helps local residents and businesses protect assets against large claims or lawsuits, offering a safety net for unforeseen events. This general agent works with clients to assess risk exposures and secure appropriate liability limits. A specialty service it can add on includes protection for rental properties or watercraft liability gaps.
What Does an a Umbrella Insurance Agent in York Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage, with higher limits costing more. Factors like your driving record, number of properties, and the underlying policy limits affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in York
Umbrella insurance agents in York, Pennsylvania help you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. This extra layer of protection is especially relevant in Pennsylvania, where state law requires minimum auto liability limits of only 15,000 per person and 30,000 per accident, which may not be enough to cover a serious claim. An agent can assess your personal assets and recommend a policy that fits your needs.
Frequently Asked Questions
What does an umbrella insurance agent in York do?
An umbrella insurance agent in York helps you purchase a personal umbrella liability policy that provides extra coverage above your existing auto and home insurance. They evaluate your risk exposure and find a policy from a carrier that operates in Pennsylvania.
How much umbrella coverage should I get in Pennsylvania?
Common umbrella policy limits in Pennsylvania start at 1 million dollars and go up to 5 million dollars or more. Your agent will help you decide based on your assets, income, and potential liability risks.
Do I need umbrella insurance if I have a standard policy in York?
Standard auto and homeowners policies in Pennsylvania have coverage limits that may not fully protect you in a major lawsuit. Umbrella insurance fills that gap and also covers certain claims not included in underlying policies, such as libel or slander.
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